IFFCO Tokio offers health cover to you and your family at affordable premium.
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Medical emergency can occur at any time without any warning. The need to get high quality medical help at such a time is important, but it shouldn’t cost you too much. Health insurance offers you financial support for the medical expenses that you may incur.
Individual health policy secures a single person (the policyholder) who purchases the insurance. The policyholder alone can avail the sum insured.
Family health insurance plans protect an entire family from medical expenses. You can provide cover to all your family members under a single plan. Your family (insured members under the policy)can avail sum assured in the event of hospitalisation.
Senior citizens can get a cover against hospitalisation expenses. Such a plan helps in protecting them financially in their old age.
Critical illness insurance offers cover against life-threatening illnesses such as cancer, paralysis, kidney failure, heart attack, etc. It plays a big role in covering such diseases as their medical cost can be high.
Personal accident insurance secures you by covering medical expense in the event of an accident.The policy also covers accidental death and disability caused due to road accidents.
You can claim tax deductions on your health insurance under Section 80D of the Indian Income Tax Act, 1961.
The insured |
Age Limit |
Deduction |
|---|---|---|
You and your parents |
Everyone is below 60 years of age |
Rs. 50,000 |
You, your spouse, children, and your parents |
Only your parents are above 60 years of age |
Rs. 75,000 |
You, your spouse, and your parents |
Everyone is above 60 years of age |
Rs. 1,00,000 |
Health insurance calculator is an easy to use, online tool that allows you to calculate the exact premium amount for your policy. With health insurance calculator, you can:
To ease the process of calculating the premium for desired policy, we have introduced a comprehensive online health insurance premium calculator for you. You mustfill out the basic details such as: -
Once you enter all these details, you will be able to see the premium amount you must pay for the desired coverage instantly.
Claim Settlement Ratio in Health Insurance -
IFFCO Tokio has the highest claim settlement ratio. In the financial year 2018-19, the claim settlement ratio was 93.00%.
Paying for medical expenses in case of an emergency can be costly. With IFFCO-Tokio health insurance, you can protect you and your family from medical emergencies.
Here are the benefits that you get with health insurance:
Make as many claims as you want (to the extent of sum assured)
Health Insurance is a type of insurance policy that provides financial protection against all health-related contingencies. It provides coverage for medical expenses to the policy holder. With health insurance, you get coverage for expenses such as hospital cost, surgical expenses, critical illnesses, etc.
Medical expenses can crop up at any time, and often the treatment cost can increase at a rapid pace, leading to a financial crunch. To avoid this situation, it is paramount that you have a health insurance policy and get protection financial against such expenses. Health insurance offers coverage against unforeseen events such as accidents, illnesses, etc. In case you are hospitalised, the insurer will cover the medical cost.
Yes, it is the same.
No. Life Insurance protects your family (or dependents) from financial loss that may arise in the event of your untimely death/or if something happens to you. The payout is made only post the death of the person insured or at the maturity of the policy. Health Insurance protects you against ill-health/diseases by covering the expenses you might incur (for treatment, diagnosis, etc.) in case you are affected by disease or injury. There is no payout made at maturity. Health insurance also needs to be renewed annually.