Coverage for Pre Hospitalization & Post Hospitalization Medical Expenses.
Health Insurance
Buy best health insurance plans from IFFCO Tokio for whole family.
Buy best health insurance plans from IFFCO Tokio for whole family.
Are you Interested ?
BUY/RENEW POLICYBuy a complete health cover for your family... READ MORE
A comprehensive health plan for individuals... READ MORE
Complete cover for your family... READ MORE
Smart ways to protect yourself from financial risks... READ MORE
Buy the best policy with a low premium and wide coverage... READ MORE
Swasthya Raksha Bima is an affordable health insurance plan for people... READ MORE
Critical Illness Benefit Policy is designed to mitigate the financial risks... READ MORE
The standard health insurance policy for covering your medical expenses... Read More
Medical emergency can occur at any time without any warning. The need to get high quality medical help at such a time is important, but it shouldn’t cost you too much. Health insurance offers you financial support for the medical expenses that you may incur.
Individual health policy secures a single person (the policyholder) who purchases the insurance. The policyholder alone can avail the sum insured.
Family health insurance plans protect an entire family from medical expenses. You can provide cover to all your family members under a single plan. Your family (insured members under the policy)can avail sum assured in the event of hospitalisation.
Senior citizens can get a cover against hospitalisation expenses. Such a plan helps in protecting them financially in their old age.
Critical illness insurance offers cover against life-threatening illnesses such as cancer, paralysis, kidney failure, heart attack, etc. It plays a big role in covering such diseases as their medical cost can be high.
Personal accident insurance secures you by covering medical expense in the event of an accident.The policy also covers accidental death and disability caused due to road accidents.
You can claim tax deductions on your health insurance under Section 80D of the Indian Income Tax Act, 1961.
The insured |
Age Limit |
Deduction |
|---|---|---|
You and your parents |
Everyone is below 60 years of age |
Rs. 50,000 |
You, your spouse, children, and your parents |
Only your parents are above 60 years of age |
Rs. 75,000 |
You, your spouse, and your parents |
Everyone is above 60 years of age |
Rs. 1,00,000 |
Health insurance calculator is an easy to use, online tool that allows you to calculate the exact premium amount for your policy. With health insurance calculator, you can:
To ease the process of calculating the premium for desired policy, we have introduced a comprehensive online health insurance premium calculator for you. You mustfill out the basic details such as: -
Once you enter all these details, you will be able to see the premium amount you must pay for the desired coverage instantly.
Claim Settlement Ratio in Health Insurance -
IFFCO Tokio has the highest claim settlement ratio. In the financial year 2018-19, the claim settlement ratio was 93.00%.
Paying for medical expenses in case of an emergency can be costly. With IFFCO-Tokio health insurance, you can protect you and your family from medical emergencies.
Here are the benefits that you get with health insurance:
Make as many claims as you want (to the extent of sum assured)
Health Insurance is a type of insurance policy that provides financial protection against all health-related contingencies. It provides coverage for medical expenses to the policy holder. With health insurance, you get coverage for expenses such as hospital cost, surgical expenses, critical illnesses, etc.
Medical expenses can crop up at any time, and often the treatment cost can increase at a rapid pace, leading to a financial crunch. To avoid this situation, it is paramount that you have a health insurance policy and get protection financial against such expenses. Health insurance offers coverage against unforeseen events such as accidents, illnesses, etc. In case you are hospitalised, the insurer will cover the medical cost.
One of the most important things that every person should buy is a health insurance policy. If a person meets with an unfortunate event such as a medical emergency, then they can get cover for it with a health plan. Medical expenses can be high, but health insurance offers financial assistance against such an expense. Some of the benefits of a health insurance policy are cover against medical expenses and critical illnesses, tax benefits, etc.
Yes, it is safe to buy health insurance online. To avoid any issues, make sure to buy your policy form a reputed insurance company. Also, most insurance companies have a secured payment gateway on their website so any payment you make online is processed safety, and there is minimal risk of losing your money.
Health insurance offers protection against an unforeseen situation such as medical emergencies. Many people are buying a health insurance policy to secure themselves against such expenses. A person can purchase health insurance by visiting the website of the insurer. They can look for a suitable plan, purchase health insurance add-on covers to widen the scope of the coverage, fill the application form, and make payment. After the payment is made, the insure will issue the policy documents.