IFFCO-Tokio General Insurance Company Ltd. created and maintains this web site to provide information to and communicate better with the general public interested in Information about IFFCO-Tokio and the products and services it offers. You may use this web site, provided you comply with these terms and conditions.
Your Acceptance of These Terms and Conditions.
Please take a few minutes to carefully review these terms and conditions. By accessing and using this web site you agree to follow and be bound by these terms and conditions. If you do not agree to follow and be bound by these terms and conditions, you may not access, use or download materials from this web site.
These Terms and Conditions May Change
IFFCO-Tokio reserves the right to update or modify these terms and conditions at any time without prior notice. Your use of this web site following any such change constitutes your agreement to follow and be bound by the terms and conditions as changed. For this reason, we encourage you to review these terms and conditions every time you use this web site. These terms and conditions were last revised on 25th Sep 2005.
Copyright Notice and Limited License
Everything you see and watch or hear on this site (the "Content"), including, for example, all of the text, directories, photographs, illustrations, graphics, audio clips, video clips, and audio-video clips, is copyrighted under Indian laws and applicable international copyright laws and treaty provisions. The copyrights in the Content are owned by IFFCO-Tokio General Insurance Co Ltd. or by one of its affiliates, or by third parties who have licensed their materials to IFFCO-Tokio. The entire Content of this site is copyrighted as a collective work under Indian laws and applicable international copyright laws and treaties. IFFCO-Tokio owns the copyright in the selection, coordination, arrangement and enhancement of the Content.
You may download, store, print, and copy selected portions of the Content of this site, provided you:
Only use the Content you download for your personal, noncommercial use or to further your business dealings with IFFCO-Tokio
Do not publish or post any part of the Content on any other Internet site without obtaining the prior written consent of IFFCO-Tokio
Do not publish or broadcast any part of the Content in or on any other media without obtaining the prior written consent of IFFCO-Tokio
Do not modify or alter the Content in any way or delete or modify any copyright or trademark notices or notices of confidentiality
No right, title or interest in the downloaded Content is transferred to you when you download Content from this site. IFFCO-Tokio reserves and retains all intellectual property rights in any Content you download from this site.
Except as expressly stated above, you may not copy, download, print, publish, display, perform, distribute, transmit, transfer, translate, modify, add to, update, compile, abridge or in any other way transform or adapt all or any part of the Content of this site without first obtaining written permission from IFFCO-Tokio.
All of the trademarks, service marks and logos displayed on this web site (the "Trademark(s)") are registered and unregistered trademarks of IFFCO-Tokio, or one of its affiliates, or third parties who have licensed their Trademarks to IFFCO-Tokio.. Except as expressly stated in these terms and conditions, you may not reproduce, display or otherwise use any Trademark without first obtaining IFFCO-Tokio 's written permission. You agree not to affect / interrupt or attempt to affect / interrupt the operation of this website in any way.
IFFCO-Tokio welcomes your comments and feedback regarding this web site. All information and materials, including comments, ideas, questions, designs, and the like, submitted to IFFCO-Tokio through this web site will be considered NON-CONFIDENTIAL and NON-PROPRIETARY. For this reason, we ask you not to send us any information or materials that you do not wish to assign to us, including any confidential information or any original creative materials such as product ideas, computer code, or original artwork.
By submitting information or materials to IFFCO-Tokio through this web site, you assign to IFFCO-Tokio, free of charge, all worldwide rights, title and interest in all copyrights and other intellectual property rights in the information or materials you submit. IFFCO-Tokio will be entitled to use any information or materials you submit through this web site for any purpose whatsoever, without restriction and without compensating you in any way.
Because different countries around the world have different laws and regulatory requirements, some insurance products and practice/services are available in some countries and not in others. This site contains references or cross references to IFFCO-Tokio products, programs and services that may not available or announced in your country. These references do not imply that IFFCO-Tokio intends to announce such products, programs or services in your country. Contact IFFCO-Tokio if you have questions about which products, programs and services may be available to you.
LIMITATION OF LIABILITY
YOUR USE OF THIS WEB SITE IS AT YOUR SOLE RISK. UNDER NO CIRCUMSTANCES, SHALL IFFCO-Tokio, ITS AFFILIATES OR ANY OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS, BE LIABLE FOR ANY DIRECT OR INDIRECT LOSSES OR DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THIS WEB SITE OR YOUR RELIANCE ON ANY INFORMATION PROVIDED ON THIS WEB SITE. THIS IS A COMPREHENSIVE LIMITATION OF LIABILITY THAT APPLIES TO ALL LOSSES AND DAMAGES OF ANY KIND WHATSOEVER, WHETHER DIRECT OR INDIRECT, GENERAL, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR OTHERWISE, INCLUDING WITHOUT LIMITATION, LOSS OF DATA, REVENUE OR PROFITS. THIS LIMITATION OF LIABILITY APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY OR ANY OTHER BASIS AND EVEN IF AN AUTHORIZED REPRESENTATIVE OF IFFCO-Tokio OR ITS AFFILIATES HAS BEEN ADVISED OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES.
SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY SET FORTH ABOVE, SO THIS LIMITATION OF LIABILITY MAY NOT APPLY TO YOU. IF ANY PART OF THIS LIMITATION OF LIABILITY IS FOUND TO BE INVALID OR UNENFORCEABLE FOR ANY REASON, THEN THE AGGREGATE LIABILITY OF IFFCO-Tokio AND/OR ITS AFFILIATES UNDER SUCH CIRCUMSTANCES FOR LIABILITIES THAT OTHERWISE WOULD HAVE BEEN LIMITED SHALL NOT EXCEED RUPEES ONE HUNDRED (Rs.100.00).
Governing Law and Jurisdiction
This web site is controlled and operated by IFFCO-Tokio from its offices within the India. Any claim relating to, and the use of, this web site are governed by the Indian laws.
This Agreement constitutes the entire agreement between you and IFFCO-Tokio with respect to your access to and/or use of this web site.