Home insurance is a type of insurance that protect your home along with its furnishing and other valuable items from any kind of man-made or natural calamities. Generally, it covers home exterior damage, interior damage, damage to furnishing or injuries to person that arises while on the insured home.
We need to protect our valuable assets from damage. The same goes for our home, which is probably one of the most valuable assets. There’s a lot you can do to protect your home -locks to keep out invaders, a sprinkler system to put out fires, CCTV cameras to deter untoward activity and so much more. However, the ultimate back-up plan is a home insurance plan. Here are some reasons why you need to invest in a good home insurance to keep your home safe.
Protection from Natural Calamities : There have been increased instances of flooding, earthquake, storm in our cities that have caused damages to many homes. The best way to protect your home from financial impact of these natural calamities is a home insurance policy.
Protection from Man-Made Calamities : Protect your home from all kind of man-made calamities including robbery, riots, malicious activities, theft & burglary.
Protecting the contents of your home: The gadget you carefully pick out, any art that adorns the walls, the television your family gathers around – protect them all with a home insurance plan.
Protect you against Personal Accidents: Home Insurance also provide personal accident coverage in case injuries occurred while on the insured home.
Starting at only ₹1 per Day*
Home is where the heart is! For most of the people, it is one of the most valuable assets, both from a financial standpoint and an emotional perspective as well. That’s why one should protect it with a good home insurance.
Home Insurance from IFFCO Tokio ensures the safety of your home and your belongings. Our plans offer comprehensive protection from unforeseen events that can cause damage to your home, all so you can enjoy complete peace of mind at all times! It is a comprehensive plan, which gives coverage to your Assets, Interests, Liabilities and yourself.
Here are some of the benefits of insuring your home through us:
Affordable Premium starting @₹1/day *
All-around Protection for your Home
Security for Owners and Tenants
PAN India network
Instant Policy Issuance
Best Claim Settlement Ratio
Online claim intimation
Starting at only ₹1 per Day*
A home insurance policy from IFFCO Tokio protect your home and your personal property both inside and out, covering the structure of your home and its belongings. You can include coverage for expensive gadgets, home appliances, and other valuable belongings.
Home Insurance from IFFCO Tokio offer comprehensive protection from unforeseen events that can cause damage to your home, all so you can enjoy complete peace of mind at all times! We offer comprehensive home insurance plan, which gives coverage to your Assets, Interests, Liabilities and yourself against all manmade and natural calamities. Let’s explore these in bit more details:
Protection against the damage caused due to natural calamities like -
Fire, Explosion or Implosion
Earthquake, Volcanic eruption
Storm, Cyclone, Typhoon, Tempest, Hurricane etc.
Tornado, Tsunami, Flood and Inundation
Landslide, Rockslide etc.
Bush Fire, Forest Fire etc.
Protection against the damage caused due to manmade calamities like –
Theft or attempted theft
Robbery & Dacoity
Act of terrorism
Riot, Strikes & Malicious Damages
Bursting or overflowing of water tanks and pipes
Leakage from automatic sprinklers
Impact of any external physical object like vehicle, trees, aircraft, wall etc.
Kindly note that you can also include add-ons to tailor a plan to cover your needs better.
Our home insurance plans provide all-round protection for your home. We have thought of everything – even damage caused due to the impact of an aircraft is covered by home insurance policies! However, there are some things that escape the coverage of home insurance in general. These include, but are not limited to the following:
Pre-existing damages: Any existing damage, injury, disease or illness occurring before the cover commences under the home insurance policy.
War: Damage as a consequence of war, invasion, the act of a foreign enemy, hostilities, civil war, rebellion, revolution, etc.
Legal confiscation: Any damage due to confiscation, commandeering, requisition or destruction by order of any government or lawfully constituted authority.
Nuclear damage: Any damage directly or indirectly caused by, contributed to, or arising from ionizing radiation or contamination by radioactivity.
Wear and tear: Damage caused by general wear and tear or gradual deterioration is not covered by home insurance.
**To understand exactly about the policy coverage, exclusions etc. please read policy documents carefully.**
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Starting at only ₹1 per Day*
No two homes are the same – we understand this, and that’s why we offer 3 different types of home insurance plans for you to choose from. You can also customize our home insurance plans according to your needs.
If you are a homeowner, you can buy a house insurance policy to protect your home. Considering the fact that you’ve invested a lot of time, money and effort into buying and making a space your own, it makes sense to de-risk it from unfortunate events with the help of a good insurance policy.
You can buy house insurance even if you are on rent, While the living space itself might not be yours, the numerous artefacts, appliances, gadgets and valuables that fill the space well truly belong to you – protect them with a good home insurance policy. You can also protect your liability against any damage.
Starting at only ₹1 per Day*
You can drop by your nearest IFFCO-Tokio General Insurance Co. Ltd. branch to buy a house insurance policy. We can guide you through the different types of plans available and how to best protect your home.
You can also buy home insurance online. Just visit our website, fill some simple details, choose the coverage you want, and make the payment. The policy will be issued to you instantly and coverage will begin immediately!
Starting at only ₹1 per Day*
If your schedule permits, then you can always visit our branch to purchase a house insurance policy. However, if time is a constraint and you are looking for a hassle-free way to purchase a policy then going online is your best option.
Easier - You can buy house insurance online in just 3 simple steps! Just log onto our website, fill in your details and make the payment. It’s as easy as that!
Convenient - Branch timings do not apply to online purchases. You can buy a policy whenever and from wherever you like. Isn’t that convenient?
Quick - You can save a lot of time just by skipping the branch visits. Add that to instant policy issuance and you could have a house insurance policy in minutes!
Starting at only ₹1 per Day*
A lot of thought goes into while purchasing a home. Most of us will look at dozens of options before finding a property to hang the name board on. Therefore, the home insurance policy that protects your adobe should be subject to a similar level of evaluation & comparison. Here are some factors to keep in mind when weighing the options that will help you choose the right coverage for your home.
Complete cover: Look for home insurance that covers both the structure and the contents of your home. This way you get comprehensive protection for your home.
Type of cover : Basis of claim settlement can be a vital factor before deciding a Home Insurance.
Claim Settlement : You should also compare home insurance in India based on Insurance Company’s repute and claim settlement record.
Right add-ons : Our home insurance plans come with several add-on options. You can pick and choose the right add-ons to widen the coverage of your plan and ensure the best coverage for your home.
Terms and conditions : Lastly, do not forget to read the terms and conditions. It might not make for light reading but you should clear up any doubts that you have about the policy wordings before buy home insurance in India.
Starting at only ₹1 per Day*
Disclaimer: *Category 1 premium for Home Suvidha Home Insurance. Per day premium is for indication only. Premium is payable on an annual basis.
