Cover for Pre-Hospitalization Medical Expenses
Individual Health Insurance
Best Individual Health Insurance plans starting @₹5/day *
Best Individual Health Insurance plans starting @₹5/day *
An Individual health policy works like any other health insurance and provide financial protection to individuals in case of a medical emergency.
In case of an emergency, an Individual Health Insurance Plan will step in and help cover your medical expenses. This allows you to focus on your recovery instead of worrying about the hospital bills. These plans also ensure that you do not have to compromise on the quality of your treatment. This ensures you can make a full recovery and get back on your feet in no time!
Having an Individual Health insurance plan has become extremely important in today's day and age. Some people feel that it is not important to purchase a policy if you are young and healthy as the chances of falling ill are very slim. However, each one of us needs to be protected with an individual Health insurance plan, regardless of our age & current health. Here are some reasons for this:
Starting at only ₹5 per Day*
23 years of industry experience enables us to provide you with Health insurance plans that are affordable, and comprehensive. We also offer a range of different coverage options & add-ons. This makes it easier to find the best Mediclaim Policy for your needs. When you choose IFFCO-Tokio, you get award-winning protection that comes bundled with the following benefits:
Starting at only ₹5 per Day*
| Key Features | Benefits of IFFCO-Tokio |
|---|---|
| Sum Insured | Up to Rs. 20 lakhs |
| Room Rent Charges | Upto Actuals depending on Sum Insured |
| ICU Rent Charges | Upto Actuals depending on Sum Insured |
| Ambulance Charges | Up to Rs. 2,500 per hospitilization |
| Daily Allowance Cover | Up to Rs.1,000 per day depending on Sum Insured |
| Co-pay | Nil |
| Critical Illness | Covered |
| No medical test upto | Age 60 |
| Reinstatement Benefit | Available |
| Day Care Cover | 380+ Procedures Covered |
| Online Renewal | Available |
| Lifelong renewal | Yes |
| Tax Benefit under 80D | Available |
| Cashless Treatment | Available at 7500+ Hospitals |
| Covid-19 Treatment | Covered |
| Claim Assistance | With 24/7 customer service |
| Pre Hospitalization Expenses | Upto 60 Days |
| Post Hospitalization Expenses | Upto 90 Days |
| Nursing Expenses | Covered |
| Wellness Benefit | Covered |
| Members Covered | You, your spouse, dependent children, brother, sister, brother-in-law, sister-in-law, nephew, niece or any other relation who is dependent or relatives living together with you and dependent parents on individual sum insured basis |
Good health is one of your most important assets. Therefore, you should protect it with the best Mediclaim Policy. This is where we can help! Our Health insurance plan offers comprehensive cover against a number of unforeseen medical conditions to provide you complete peace of mind from life's uncertainties. Here are some of the benefits you can enjoy with the Individual Health insurance plan from IFFCO-Tokio General Insurance Company Ltd.
Starting at only ₹5 per Day*
While an Individual Health Insurance plan offers significant protection from medical conditions, each policy will have its own set of exclusions. These are medical expenses that are not covered by the plan. Here's a look at some of the main exclusions of an Individual Health insurance plan.
Our customers have rated us
Based on 905 reviews
It was my first health insurannce plan. Thank you Iffco Tokio.
The representatives helped me with all the queries I had about the illnesses covered in the insurance plan.
Family health insurance have become easy to purchase with a simple application process provided by IFFCO TOKIO.
The health insurance plan covers a lot of things. It is way better other insurance companies.
I never take any risks about my health. And I don't anybody other than Iffco Tokio to be honest.
The customer service is amazing. I loved the way the agent explained everything to us.
Starting at only ₹5 per Day*
Without the right protection, a critical illness can rattle your easy-going life, putting a huge strain on your finances! To help you stay prepared for any such eventuality, we offer you the opportunity to opt for a Critical Illness Cover on payment of a little extra amount. The following are the medical conditions that have been identified as critical ailments, under our individual Health insurance plan:
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Get Cashless Treatments in 7000+ Network Hospitals
You will probably buy a health insurance policy only once in your lifetime. Therefore, it is important to make the right purchase decisions now and avoid any issues in the future. However, this is easier said than done. Due to the lack of prior information & research, many individuals end up with either too little or too much coverage. To ensure this does not happen to you, we have listed five things to keep in mind when buying an Individual Health Insurance Plan.
You can estimate your cover based on factors such as your age, your current fitness levels, your lifestyle, your location etc.
Your sum insured needs to sufficient today and in the future. This is only possible if you factor-in inflation when setting the coverage amount of the plan.
The next step would be to include the right add-ons. In this regard, one of the most important add-ons you should consider is the critical illness cover. It will provide an extra layer of protection from major, life-threatening illnesses.
You need to find a balance between coverage and cost. The best mediclaim policy for individual will give you comprehensive coverage without burning a hole in your pocket! With IFFCO-Tokio, this is easy! Our Individual Health Insurance Plans offer comprehensive protection at affordable rates.
You should opt for an insurance company with a large network of cashless hospitals & a higher claim settlement ratio. In this regard, IFFCO-Tokio General Insurance Company Ltd. has 7500+ network hospitals & best claim settlement ratio.
Starting at only ₹5 per Day*
There's probably nothing that can replace a face-to-face transaction! That's why you are always welcome to walk into one of our branches to buy a Health Insurance Plan. However, with today's hectic schedules and face-paced life, making time to visit the branch can seem impossible. That is when it is better to buy an online Individual Health Insurance Policy. In fact, buying your plan online will also fetch you the following benefits.
To purchase an Individual Health Insurance Plan online, all you have to do is follow the 3 simple steps given below.
Step-1
Fill Out health details.
Step-2
Customize your plan.
step-3
Make the Purchase.
Starting at only ₹5 per Day*
* Disclaimer- On the basis of your profile, premium may change. Premium displayed is for one member between 20-25 years of age. Per day premium is for indication only, Premium is payable on Annual basis.
