Car insurance plans offer protection to the vehicle against an accident, theft, natural calamity and other unforeseen circumstances that could incur financial losses. A car insurance policy covers third party liabilities as well.
You require car insurance in India for the following two reasons –
The comprehensive car insurance policy provides coverage against one’s own damage and damage to a third-party vehicle.
Key Things to remember –
In this type of insurance policy, only damage and losses caused to third party are covered.
Key Things to remember –
80% CUSTOMERS CHOOSE THIS |
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| Covers under Car Insurance | Comprehensive Cover | Third Party Liability Only |
|---|---|---|
| Accident Coverage |  |
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| Theft Coverage | |
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| Natural Calamities Coverage | |
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| No Claim Bonus upto 50% | |
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| Choice of add-ons | |
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| Customization of car value | |
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| Cashless Claims | |
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| Quick Claim Settlement | |
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| Personal accident cover | |
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| Damage to third party property | |
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| Injury to a third party person | |
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| No hetty fines levied if valid policy in place | |
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Cashless Repair: 4300+ Garages across the country.
Smartphone enabled self-inspections : Click the damages on your smartphone for easy claim processing.
Super-Fast Claim Settlement: QCS facility to settle claims amount upto 50, 000 within hours.
Reliable 24x7 Roadside assistance : Included with your car insurance policy to provide support in case of flat tyre, battery jumpstart, Fuel, Towing etc.
24*7 Support: For seamless claim intimation our team in available 24*7 & even on holidays.
Trusted Brand: For more than 21 Years, we have been servicing our customers with a wide range of insurance policies.
High Claim Settlement Ratio : Claim Settlement ration provides hassle free claims experience.
Wide Network: Our policies can be brought from more than 20,000 agents and branches throughout the country.
Customized Plan: Customize your car insurance plan via multiple add-ons.
| Key Features | Benefits of IFFCO-Tokio |
|---|---|
| Premium | Starting at only ₹6 perDay* |
| NCB Benefits | Get up to 50% Discount |
| Cashless Repairs | Available at 4300+ Cashless Garages |
| Add-Ons | Customizable Add-ons Available |
| Easy Claims | App-based Claim Settlement within 4 Hours |
| Claim Assistance | Available |
| Own Damage Cover | Available under Comprehensive Insurance |
| Damages to the third-party | Available |
| Personal Accident (PA) cover | Available |
| Online Renewal | Available |
| Quick Claim Settlement | Available |
Starting at only ₹6 per Day*
Expect the Unexpected, and be Protected! Insure Now
The coverage in your car insurance policy depends on the type of policy that you have selected. IFFCO Tokio Comprehensive Car Insurance cover the following types of financial liabilities -
Standard exclusions of a car insurance policy.
Drunk Driving or Driving without a valid Driving Licence.
General wear & tear or Mechanical/Electrical breakdown.
If the vehicle is used outside India.
Damages caused due to Illegal driving like speed racing, crash test.ing etc.
Loss/damage due to war or war like situation or nuclear risk.
Starting at only ₹6 per Day*
Leave Your Worries Behind, Buy Car Insurance Online!
Our customers have rated us
Based on 4673 reviews
IFFCO Tokio has some of the best commercial vehicle insurance policies
One of the best ways to get the insurance done from IFFCO Tokio is that you can deal it on online basis. It is easy and takes less time.
IFFCO Tokio truly is known to have excellent customer support team who have expertise in providing the most appropriate help.
Happy to be part of the IFFCO Tokio family.
I was very skeptical as of from where to buy a commercial vehicle insurance. My friend recommended IFFCO Tokio to me. I was very happy that I chose to buy a product from them!
The perfect two wheeler insurance provider in the business.
Get Cashless repairs at 4300+ garages across India
Choose from a range of add-on covers to increase the protection of your plan.
Depreciation Waiver Cover (Zero Depreciation Cover)
This is also known as bumper-to-bumper car insurance cover. With this add-on coverage, you can receive the complete compensation of your car without considering its depreciated value of parts at the time of a claim.
Roadside Assistance
With this add-on, you can simply call us and we would send mechanical assistance to you. Few coverages include assistance in battery jumpstart, towing facility, flat tyre replacement etc.
Engine and Gear Box Protection cover
With this add-on, you can secure the Engine and Gear Box of your car against Water Ingression or Leakage of Lubricant oil.
Consumable Cover
Pays for consumable parts like nut and bolt, grease etc, which aren’t covered in a standard car insurance policy.
Loss of Key Cover
Pays for repair or replacement of car keys, locks if there is a loss of insured car, damage to lock system due to accident, theft or attempted theft.
Tyre Replacement Cover
Pays for the repair or replacement of tyre unfit for use due tyre bursts, bulges, puncture, cuts, accidental damage or even due to continuous use in deflated condition.
Starting at only ₹6 per Day*
At Work at Play, Let Safety Lead the Way.
Intimate
Survey & Verify
Settle
After purchasing your car insurance plan, you have peace of mind about the safety of your car.
Please note that you can register a car insurance claim in via following modes –
Starting at only ₹6 per Day*
We make Insurance Policy Easy Just for You! Insure Now
You can buy car insurance plan online with ease in following three steps!
Let’s understand these simple buying steps in more details -
Fill out Vehicle Details - Provide some basic information about your car including registration number, make model, claim history etc. Based on these details, our car insurance calculator will provide you an instant quote.
Customize your plan-You can select the plan type like third party or comprehensive car insurance, include the add-ons coverage you want like zero depreciation, consumables, engine protector cover, key replacement, tyre cover etc.
Download Policy Document - Once you’ve customized the plan/quotation, you can proceed to buy the car insurance plan. And, once you make the payment, the policy document will be emailed to you. You can download the car insurance policy document in a matter of seconds.
Starting at only ₹6 per Day*
We Will Help You With The Best Car Insurance Online. Insure Now
Starting at only ₹6 per Day*
Cover Your Car With Best Motor Insurance Add-ons
Starting at only ₹6 per Day*
Don’t Worry, Drive Happy! Get Car Insurance Quotes
This is stipulated by the Insurance Regulatory and Development Authority of India (IRDAI), and it is directly proportional to your car’s cubic capacity
| Cubic capacity | Premium with effect from 1st June 2022 (Rs.) |
|---|---|
| Not exceeding 1000cc | Rs. 2094/- |
| Exceeding 1000cc but not exceeding 1500cc | Rs. 3,416/- |
| Exceeding 1500cc | Rs. 7,897/- |
Starting at only ₹6 per Day*
No One Takes Better Care of Your Car Insurance Than us! Insure Now
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Starting at only ₹6 per Day*
Easy & Secure, Just go for it! Insure your Car Now
Starting at only ₹6 per Day*
Leave Your Worries Behind, Buy Car Insurance Online!
Disclaimer- *Third party premium for Cars with engines below 1000CC. Per day premium is for indication only. Premium is payable on an annual basis.
