IFFCO-Tokio provides extensive coverage to protect your motor vehicle from every risk. It gives you a complete ‘on-road protection’ facility.
When you buy comprehensive car insurance the following are included in the policy:
Loss or damage of the car because of fire or explosion, flood, inundation, storm, cyclone, typhoon, hailstorm, lightning, earthquake and other Acts of God, etc
Legal liability to third-party in case of injury, death or property damage.
Personal Accident cover offers compensation to the owner if they get injured while getting in or out of the vehicle or while traveling.
If the insured vehicle meets with an accident, the owner gets reimbursed for towing, protection and redelivery of the vehicle.
On payment of the additional sum, the coverage can be extended as a part of the policy. These include Personal Accident cover for passengers, Loss or damage of electrical or non-electrical accessories, etc.
While exclusions can vary from policy to policy, generally the following are excluded from a majority of car insurance:
Depreciation and wear and tear.
Mechanical or electrical breakdown.
Accident or damage due to the car being driven under the influence of alcohol or drugs.
The vehicle being used for other purposes, like racing, speed testing or commercial use, then what was mentioned in the insurance application.
Damage to tires or tubes.
Loss of accessories.
Add on Covers with your Car Insurance Policy
Zero Depreciation Cover: The depreciation value is deducted at the time of settling the claim. When you opt for Zero Depreciation Cover, the entire claim amount will be paid out to you.
No Claim Bonus Protection: The add-on keeps your No Claim Bonus safe even if you make a claim.
Engine Protection: If you buy Engine Protection, the policy covers the repairs without you having to spend anything.
Return to Invoice: This add-on helps you get the original invoice price of the vehicle, including road tax and registration charges, should your vehicle be deemed a total loss.
Roadside Assistance: The cover offers you numerous valuable services, like towing, key replacement and refueling, should your car breakdown in the middle of nowhere.
The Company may cancel the policy by sending seven days notice by recorded delivery to the insured at insured’s last known address and in such event will return to the insured the premium paid less the pro rata portion thereof for the period the Policy has been in force. The policy may be cancelled at any time by the insured on seven days notice by recorded delivery and provided no claim has arisen during the currency of the policy. The insured shall be entitled to a return of premium less premium at the Company’s Short Period rates for the period the Policy has been in force.
Some great discounts and a very reasonable car insurance policy.
Rated by: Nandan
Best customer service for car insurance renewal.
Rated by: Pawan
Quick responses from IFFCO Tokio for car insurance "get a quote". Nice response rate.
Rated by: Saransh
Great online experience. Iffco's car insurance is worth buying.
Rated by: Avinav Singh
Thanks for providing a good agent call, I was able to renew Car Insurance on time.
Rated by: Vineeta
Easy to use and the best services offered. Car Insurance benefits are really nice. Done my renewal on time.
Rated by: Vijay Singh
The customer service is really nice. The agent helped in buying Car Insurance from IFFCO Tokio and I never faced any problem.
Rated by: Ponraj
I am very satisfied with your service. You guys made sure to renew the Car Insurance online on time. Thanks
Rated by: Shakuntala
Very easy to renew Car Insurance and customer service representative is very helpful from IFFCO Tokio.
Rated by: Arvind
Very user-friendly and adequately informative website. I completed my Car Insurance very easily.
Rated by: Col.Deepesh
Services are really good and Car Insurance from IFFCO Tokio helped me a lot.
Rated by: Prashanth
Great walkthrough, the first time enjoyed buying the policy. good work, keep it up
Rated by: Rathna C
There are many insurance companies, but IFFCO Tokio is the best. You guys settled my Car Insurance claim very quickly.
Rated by: Ravish
I am very happy with the customer service given by IFFCO Tokio guys. Car Insurance claim settlement was Hassel-free. Thanks IFFCO Tokio.
Rated by: Betina
The service provided by the IFFCO Tokio team is really nice. I bought Car Insurance and for 2 years I never faced any problem.
Rated by: Rama
Car Insurance renewal was very easy with IFFCO Tokio. Completed my renewal hassle-free on website.
Rated by: Pratush
Very reasonable price with great benefits for car insurance policy and in simple steps.
Rated by: Anu
The process is quite easy with no hassle and covers most of the cases which are not covered in other car insurance Policies.
Rated by: Avinav
Great benefits with quality assurance. IFFCO Tokio car insurance is best.
Rated by: Vikas
Very easy process to renew a car insurance policy. Got assistance at every step with 24x7 support.
Rated by: Suman
Best car insurance policy. Great company with good benefits.
Rated by: Ayush
Renewal car insurance was done very easily. Best online experience on the IFFCO Tokio website.
Rated by: Shantaram
Good service from IFFCO Tokio. My car insurance is the best and renewal also done on time.
Rated by: Dhanashri
Quickly called me and provided the required details which helped me to create online policy quickly and hassle-free.
Rated by: Vishwakiran Bhat