Founded in 1924 in a garage by William Morris, Morris Garages (MG) is a 100-year-old start-up that has evolved into a globally recognized automobile brand. MG made its entry into the Indian market under the leadership of SAIC Motor Corporation Limited. In September 2017, MG inaugurated its first manufacturing facility in Halol, Gujarat, marking the beginning of its operations in India.
MG offers a diverse range of models in India, including the MG Astor, MG Hector, MG Gloster, MG Comet, MG Windsor EV and MG ZS EV. Upcoming models include the Astor 2025, Cyberster, MG3, and MG Euniq 7.
1Personal Accident Cover: Provides financial protection for the insured car owner in case of accidents.
2Financial Security: Offers financial support during accidents or mishaps.
3Third-Party Liabilities: Covers damages or injuries caused to third parties by the insured car and ensures compliance with legal requirements.
4Comprehensive Vehicle Protection: Safeguards your car against accidents, theft, and natural disasters, covering repair or replacement costs for damages.
5Legal Compliance: Mandatory under the Motor Vehicles Act.
Our Morris Garages (MG) car insurance policy offers comprehensive coverage, including:
Provides financial coverage for damages and losses caused due to accidents or collisions.
Offers financial protection against losses incurred if your car is stolen.
Covers damages and losses resulting from accidental fires.
Provides coverage for financial losses or damages caused by natural disasters such as floods, cyclones, and more.
Offers financial compensation of up to Rs. 15 lakhs in case of death or disability of the owner due to an accident.
Covers financial liability for property damages, losses, or injuries caused to third parties by the insured car.
The IFFCO-Tokio MG car insurance policy provides extensive coverage, but certain exclusions apply:
Wear and Tear: Day-to-day damage due to normal wear and tear over time is not covered. Electrical and Mechanical Breakdown: Issues such as engine problems, dead batteries, or gearbox malfunctions are excluded unless specifically covered under add-ons. Drunk Driving: Accidents or damages caused while driving under the influence of alcohol or drugs are not covered. Illegal Activities: Damages or losses incurred while using the car for illegal activities or purposes are excluded. Over-Speeding and Racing: Accidents or damages caused during racing, speed testing, or similar activities are not covered. Unauthorized Use: Damages caused when the car is driven by an unlicensed or unauthorized driver, or used for purposes not permitted under the policy, are excluded.It’s important for MG car owners to carefully review the policy document to understand the full list of exclusions and ensure adequate coverage.
This cover ensures repair costs are reimbursed at the time of a claim without any deductions for depreciation.
Provides emergency services like towing, battery jump-starts, flat tire assistance, and fuel delivery when needed.
Covers costs for accidental engine damage caused by water ingress, mechanical breakdowns, or other unexpected issues.
Includes the cost of essential consumables such as lubricants, engine oil, and coolant used during repairs at the time of a claim.
Provides coverage for the cost of repairing or replacing lost or damaged keys, including locksmith charges, reducing inconvenience and expense.
Covers the cost of repairing or replacing damaged tires as needed.
Our customers have rated us
Based on 2418 reviews
I've never experienced a delay in claim settlement, the company’s team is responsive and efficient.
The cashless garage experience was smooth. No hidden charges, no delays.
They even cover rat-bite damage, which saved our lots of money recently.
I really appreciate the reminders before renewal, as they help me stay on track without any gaps in my policy.
I've been using IFFCO-Tokio car insurance for three years now and have always been happy with the premium and customer support.
I had a great experience with their car insurance, thanks to clear terms and transparent service.
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