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Bentley Car Insurance
Buy car insurance online/renew non IFFCO Tokio car insurance policy
Buy car insurance online/renew non IFFCO Tokio car insurance policy
When you think about ultimate luxury in automobiles, Bentley is one of the first brands that come to mind! The name in itself evokes an image of class, style, and excellence. This is because Bentley is one of the most exclusive cars in the automobile market.
These cars are only made to order and are hand-built and refined to the very last detail. And to keep your car secure and ensure its safety, you have to get Bentley car insurance. This is where IFFCO-Tokio General Insurance Co. Ltd. comes in! We love your car just as much as you do, so when it comes to car insurance for your Bentley, you can trust us to get the job done.
We give you various policy options that you can pick from – we offer third party cover, comprehensive plans and bundled plans for you to choose from. You can also customize your plan & include several optional add-ons to get coverage that caters best to your requirements.
With such a car in your possession, we are sure you will follow all the road rules and regulations. However, there is still the chance that accidents could occur and your car could get damaged or your family members may sustain injuries.
At IFFCO-Tokio General Insurance Co. Ltd. we want to minimize the financial impact of such events! Our Bentley car insurance plans cover the cost of repairs & ensure your car is restored to the pristine condition you are used to! We also offer roadside assistance as an optional add-on that ensures you get prompt, round-the-clock assistance in case of breakdown.
Besides for road-mishaps, your car could also be affected by environmental disasters such as storms or earthquakes and man-made mishaps, such as vandalism and theft. In these situations, your Bentley car insurance will keep you protected.
To buy a car insurance policy for your Bentley, all you have to do is swing by one of our branches! We have a team of insurance experts that is always ready to guide you through the purchase process. However, if time is a constraint, we advise you to buy Bentley car insurance online through our website. This is a much easier option and it only involves the 3 simple steps that are given below:
Just visit our website and fill in some basic information about you and your car. Based on your details we will provide you with policy quotations.
Depending on your needs, you can choose the quotation that best fits your needs. You can also customize the plan to your exact requirements & include add-ons too.
Next, just fill in a couple more details about your car and proceed to make the payments. You will get instant policy issuance and the documents will be emailed to you within seconds!
If you’d like to buy a car insurance policy at one of our branches, know that our doors are always open! However, getting a policy through our website is definitely a smart option as well. Here are some reasons why you should buy Bentley car insurance online:
Just follow our simple 3-step process and you will have the policy document in your inbox in minutes!
When you buy Bentley car insurance online, you can do so at a time & place that convenient for you!
No physically filing forms, just breeze through the process with a few taps & click. Also, a soft copy of your policy document will be secure in your mailbox.
Our insurance plans love your Bentley car just as much as you do.
Damages and losses that may arise out of collisions & accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused to due to an accidental fire.
Damages and losses due to acts of nature such as floods, cyclones, etc.
Get compensation up to Rs. 15 lakh in case accident leads to death or disability of the owner.
Pays for property damages and injuries caused by your car.
Here are some recommended add-ons that can widen the coverage of your Bentley car insurance policy.
Your car can depreciate by up to 40% in 4 years. Therefore, after 4 years, you will only get 60% of the car’s value or total repair costs in case of a claim. To avoid this, you can opt for the zero depreciation add-on with your Bentley insurance policy. This will safeguard your car from depreciation and ensure you get complete compensation in case of a claim.
This is another important add-on you can opt for with your Bentley car insurance policy. This add-on protects the important parts of your engine such as the crankshaft, piston, pins, cylinder, gearbox, and so on from damage. This add-on is especially useful if you live in a low-lying area where flooding could damage your car’s engine.
If you drive safely and do not make a claim against your policy, you are entitled to a discount when you renew your plan. This discount is known as No Claim Bonus or NCB. If you continue driving safely and maintain your claim-free record, you could enjoy an NCB discount of up to 50%. However, make a single claim and your NCB discount is lost. If you wish to retain your NCB despite making a claim, you can opt for the No Claim Bonus protector add-in with your Bentley car insurance policy. This will ensure the NCB you’ve accumulated for years, is not lost when you make a claim.
With the return to invoice add-on, in case of total loss or theft of your vehicle, the insurance provider will pay the on-road price of your car as compensation. Whereas, with a normal plan, you would only get the IDV (on-road price minus depreciation) of your car and this decreases every year!
The Bentley is an extremely reliable car. However, even the best cars in the world can experience a mechanical breakdown. This is why it makes sense to include the Roadside Assistance add-on with your Bentley insurance. It will ensure that, if you are ever stranded due to mechanical failure, you can get help with just a single call.
These are some of the standard exclusions of car insurance in India.
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
If you want basic and affordable coverage for your Bentley, you can opt for third party insurance. These plans do 3 things for you. Firstly, they serve the basic legal requirement to drive your car on Indian roads. Secondly, they ensure you do not have to pay for third party damages and injuries in an accident you are involved in. And lastly, they will provide a payout of up to 15 lakhs in case an accident leads to your total permanent disability or death.
However, third party insurance does not cover damages or total loss of your own vehicle. So while these plans might be extremely affordable, they do not offer any protection for your Bentley.
If you want to give your car complete protection, on and off the road, you should purchase this type of Bentley car insurance. This is because, comprehensive plans are made of two components, third party cover and own damage cover. This means that they provide everything that third party insurance does.
But, along with this, comprehensive plans also protect your car. These plans offer coverage against damages and total loss of your vehicle due to accidents, acts of nature, theft, and other manmade calamities. Comprehensive car insurance also allows you to choose from different add-ons that widen the coverage of your plan and provide you with increase protection from perils of the road.
You should know these important car insurance terms before you buy a Bentley car insurance policy.
Premium is the cost of your Bentley car insurance policy. It is the amount you have to pay to enjoy car insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a car insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Bentley car insurance policy.
IDV stands for Insurer Declared Value. It is the listing price of your vehicle minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
No claim bonus, or NCB, is like a reward for not making a claim. It is a discount you enjoy when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your policy.
Simple, just use the car insurance premium calculator. This online tool allows you to check the premium of your Bentley car insurance policy using some very basic information. To calculate the premium, you must provide the following details:
One of the ways we’re doing this is through our QCS app, which puts a host of our services at your fingertips! You can submit claims using your nothing but your phone and get up to Rs. 50,000 in compensation in just 4 hours.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakhs claims (in FY19) with a settlement ratio of 92.65%. This is just one of the reasons why 1,00,000+ individuals entrust us with their car insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which motor insurance claims get settled seamlessly within minutes.
For 19 years, we have been servicing our customers with a wide range of insurance policies.
We settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 92.65%
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS App:
If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) App. All you have to do is upload the photos, documents, videos, etc., of the damages you want to make a claim for. We will review the documents you upload and approve your claim (we have a claim settlement ratio of 92%). After this, the estimated amount for repairs will be sent to your bank account in just 30 minutes. Note that for claims made through the app the maximum claim amount will be Rs. 50,000.
You can register a claim for compensation online or by reaching us on 1800-103-5499 or 0124- 4285499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, just find the ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with the further procedure.