TATA is one of the largest manufacturers of automobiles in the world. Over the years, it has rolled out numerous customer favorites such as the Estate, the Safari, the Hexa, the Nexon and the Tiago. Known for their sturdy build quality and value for money, TATA vehicles are the go-to choice for many!
And to keep your TATA vehicle safe from the perils of the road, one must purchase a good car insurance policy. This is where we come in! Our TATA car insurance plans offer full-proof coverage against the financial repercussions of numerous unfortunate events.
We also have a wide network of cashless garages and branches spread across the country. This ensures that, in case of any mishap, help is just around the corner! With our plans, you can drive your TATA vehicle with complete peace of mind, knowing you are protected from the financial jolt of accidents, theft, riots, floods and numerous other natural and man-made calamities.
You might the safest driver on the earth, but you still need car insurance! This is because accidents and damages can be caused due to the negligence of others or simply due to acts of God. You cannot predict when a mishap could occur, causing significant financial losses by way of repair cost or worse!
This is why you need TATA car insurance policy. It ensures that you are protected from the financial impact of such event and ensures your vehicle is repaired at the least possible cost to you! If the vehicle is damaged beyond repair or stolen, the plan will provide a significant payout which you can use to purchase a new vehicle.
TATA car insurance also covers your legal liability to pay for damages incurred by others in an accident you are at fault or involved in. And lastly, you also need car insurance to legally drive your vehicles on India roads. Driving without valid policy could leave you exposed to significant fines and even jail time!
We believe buying a car insurance policy should be easy! Keeping this in mind, we have trained the executives at our branches to guide you at every step of the purchase process. This ensures that you get the coverage you need and walk out the door with a smile on your face.
We have also set up a customer friendly website that allows you to buy TATA car insurance online! All you have to do is click here and follow the steps mentioned below.
First, enter your vehicle details. Only the basic and mandatory information about your car will help us find the best plan for you.
Then, choose coverage and the add-on benefits you want, adjust the IDV as per your needs and build a plan that’s perfect for you and your car!
Finally, just fill in some final details and make the payment! The policy documents will be emailed to you instantly!
Hectic office hours and other personal commitments can make branch visits difficult. In this case, buying TATA car insurance online through our website is a great option. Doing so will afford you the following amazing benefits:
When you purchase a car insurance policy online, you help us save money on multiple overhead expenses. We pass on these savings to you through discount car insurance premiums!
Just by skipping on the trip to and from the branch will save a lot of time! Not to mention, the online process can be completed in just a few minutes.
Buy a plan whenever you want, from wherever you want to! You do not have to purchase a plan during working hours!
Our insurance plans love your Tata car just as much as you do.
Damages and losses that may arise out of collisions & accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused to due to an accidental fire.
Damages and losses due to acts of nature such as floods, cyclones, etc.
Get compensation up to Rs. 15 lakh in case accident leads to death or disability of the owner.
Pays for property damages and injuries caused by your car.
Widen the coverage of your Hyundai car insurance policy with our range of add-ons.
The depreciation value of car parts is deducted at the time of settling the claim. When you opt for Zero Depreciation add-on, the entire claim amount without considering their depreciated value will be paid to you.
If you buy Engine Protection add-on, the policy covers the repairs without you having to spend anything.
Whenever you make a claim, NCB discount is lost. This add-on keeps your No Claim Bonus safe even if you make a claim against your policy.
This is an extremely helpful add-on. With the return to invoice add-on, in case of total loss or theft of your vehicle, the insurance provider will pay the on-road price of your Tata car as compensation.
If you opt for the road-side assistance add-on, you can simply call your insurance provider and they will send mechanical assistance your way in case of mechanical failure, flat tire or even if you run out of fuel!
These are some of the standard exclusions of car insurance in India.
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
These plans are required by law to drive your Tata car in India. They offer basic protection and do not offer cover for own-damage. Third-party insurance only compensates for damages & losses caused to a third-party person (or persons) in an accident you are involved in.
Third-party insurance also provides personal accident cover. This component pays up to 15 lakh to the policyholder or his/her family member in case of serious injuries or death arising from an accident.
If you want complete protection for your Tata car, you should purchase a comprehensive car insurance policy. In addition to third party cover, these plans also cover damage & loss of own car due to road mishaps, acts of nature & man-made calamities like thefts. With these plans, you can also purchase add-ons to increase the coverage of your Tata car insurance policy.
Before you buy an insurance policy for your Tata car, you should know these important car insurance terms:
Premium is the cost of your Tata car insurance policy. It is the amount you have to pay to enjoy car insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a car insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Tata car insurance policy.
IDV stands for Insurer Declared Value. It is the listing price of your vehicle minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
No claim bonus, or NCB, is like a reward for not making a claim. It is a discount you enjoy when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your policy.
The easiest way to get an accurate estimate of your premium amount is to use the car insurance premium calculator. It is a simple online tool that allows you to check the premium of your Tata car insurance using some very basic information. To calculate the premium, you must provide the following details:
Until recently, innovation and insurance were rarely used in the same sentence. However, we have made it our mission to change this. At IFFCO-Tokio General Insurance Co. Ltd., we are bringing in technology to provide you with car insurance that’s quicker and more convenient.
One of the ways we’re doing this is through our QCS app, which puts a host of our services at your fingertips! You can submit claims using your nothing but your phone and get up to Rs. 50,000 in compensation in just 4 hours.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakhs claims (in FY19) with a settlement ratio of 92.65%. This is just one of the reasons why 1,00,000+ individuals entrust us with their car insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which motor insurance claims get settled seamlessly within minutes.
For 19 years, we have been servicing our customers with a wide range of insurance policies.
We settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 92.65%
IFFCO-Tokio General Insurance Co. Ltd. won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country
Through our QCS App:
If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) App. All you have to do is upload the photos, documents, videos, etc., of the damages you want to make a claim for. We will review the documents you upload and approve your claim (we have a claim settlement ratio of 92%). After this, the estimated amount for repairs will be sent to your bank account in just 30 minutes. Note that for claims made through the app the maximum claim amount will be Rs. 50,000.
You can register a claim for compensation online or by reaching us on 1800-103-5499 or 0124- 4285499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, just find the ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with the further procedure.
Your car is not a pawn. Your car insurance should not be the same too. Insure your car from Iffco Tokio.
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