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Tata Tiago Car Insurance
Buy car insurance online/renew non IFFCO Tokio car insurance policy
Buy car insurance online/renew non IFFCO Tokio car insurance policy
The Tata Tiago is one of the most popular cars in India’s hunchback segment. Known for its price range, decent features and good looks, the Tiago has a lot to offer! However, as a proud owner of a Tata Tiago, you should protect your car with the best insurance plan available.
This is where we at IFFCO-Tokio General Insurance Co. Ltd. can help you! Our TATA Tiago car insurance plans offer full-proof protection for your vehicle. Our plans cover a host of unfortunate events, including theft, accidents, riots, floods, earthquakes and several other natural and man-made calamites.
Just like your Tiago that packs in a bunch of technological features, we too have numerous advanced features. To begin with, you can avail instant policy issuance through our website. You can also enjoy claim settlement in minutes with our Quick Claim Settlement app! Add to that, we have 4300+ network garages where you can avail quick, convenient and cashless repairs.
TATA is renowned for manufacturing tough, sturdy cars that are built to handle Indian road conditions. This holds true for the Tiago as well. It has a 4-star Global NCAP rating as it comes with dual front airbags, ABS with EBD, and numerous other safety features.
While this makes the cabin of the Tiago a safe place to be, another feature that can be added is a good insurance policy. This is will help you cover the repair costs in case of an accident. It will also cover your legal liability to pay for damages and injuries that third parties suffer in an accident you are part of.
Not only that, it is important to have TATA Tiago car insurance as it safeguards you from damages that natural and man-made calamities can cause your vehicle. All-in-all, an insurance policy keeps you insulated from the financial losses of numerous unfortunate events that could damage your car!
Your first option would be to visit your nearest IFFCO-Tokio General Insurance branch. Our team of insurance experts will help you purchase the perfect policy for your car! You could also opt to buy TATA Tiago car insurance online. For this, you will have to visit our website and follow these 3 simple steps:
Feed our database with all important information about your Tiago. Based on this information, we will put together some policy options for you!
We provide numerous coverage options and add-ons for you to choose from, this allows you to tailor a plan policy to match your needs
Just enter your information and pay the insurance premium to instantly activate your car insurance plan!
Following are the top three reasons why you should buy Tiago insurance online:
Get discounted premium online Tiago car insurance and save money on your purchase!
Skip on trip to the branch and complete the purchase process in minutes.
No physical paperwork or documentation. Also get soft-copy mailed to you email address.
Our insurance plans love your Tiago car just as much as you do.
Damages and losses that may arise out of collisions & accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused to due to an accidental fire.
Damages and losses due to acts of nature such as floods, cyclones, etc.
Offers sum assured up to 15 lakh, with a cover against accident leading to death or disability of the owner
Pays for property damages and injuries caused by your car.
Widen the coverage of your Tiago car insurance policy with our range of add-ons.
The depreciation value of car parts is deducted at the time of settling the claim. When you opt for Zero Depreciation add-on, the entire claim amount without considering their depreciated value will be paid to you.
If you buy Engine Protection add-on, the policy covers the repairs without you having to spend anything.
Whenever you make a claim, NCB discount is lost. This add-on keeps your No Claim Bonus safe even if you make a claim against your policy.
This is an extremely helpful add-on. With the return to invoice add-on, in case of total loss or theft of your vehicle, the insurance provider will pay the on-road price of your Tiago car as compensation.
If you opt for the road-side assistance add-on, you can simply call your insurance provider and they will send mechanical assistance your way in case of mechanical failure, flat tire or even if you run out of fuel!
These are some of the standard exclusions of car insurance in India.
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
These plans are required by law to drive your Tiago car in India. They offer basic protection and do not offer cover for own-damage. Third-party insurance only compensates for damages & losses caused to a third-party person (or persons) in an accident you are involved in.
Third-party insurance also provides personal accident cover. This component pays up to 15 lakh to the policyholder or his/her family member in case of serious injuries or death arising from an accident.
If you want complete protection for your Tiago car, you should purchase a comprehensive car insurance policy. In addition to third party cover, these plans also cover damage & loss of own car due to road mishaps, acts of nature & man-made calamities like thefts. With these plans, you can also purchase add-ons to increase the coverage of your Tiago car insurance policy.
Before you buy an insurance policy for your Tiago car, you should know these important car insurance terms:
Premium is the cost of your Tiago car insurance policy. It is the amount you have to pay to enjoy car insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a car insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Tiago car insurance policy.
IDV stands for Insurer Declared Value. It is the listing price of your vehicle minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
No claim bonus, or NCB, is like a reward for not making a claim. It is a discount you enjoy when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your policy.
The easiest way to get an accurate estimate of your premium amount is to use the car insurance premium calculator. It is a simple online tool that allows you to check the premium of your Tiago car insurance using some very basic information. To calculate the premium, you must provide the following details:
Until recently, innovation and insurance were rarely used in the same sentence. However, we have made it our mission to change this. At IFFCO-Tokio General Insurance Co. Ltd., we are bringing in technology to provide you with car insurance that’s quicker and more convenient.
One of the ways we’re doing this is through our QCS app, which puts a host of our services at your fingertips! You can submit claims using your nothing but your phone and get up to Rs. 50,000 in compensation in just 4 hours.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakhs claims (in FY19) with a settlement ratio of 92.65%. This is just one of the reasons why 1,00,000+ individuals entrust us with their car insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which motor insurance claims get settled seamlessly within minutes.
For 19 years, we have been servicing our customers with a wide range of insurance policies.
We settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 92.65%
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS App: If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) App. All you have to do is upload the photos, documents, videos, etc., of the damages you want to make a claim for. We will review the documents you upload and approve your claim (we have a claim settlement ratio of 92%). After this, the estimated amount for repairs will be sent to your bank account in just 30 minutes. Note that for claims made through the app the maximum claim amount will be Rs. 50,000.
Online and telephonic claims: You can register a claim for compensation online or by reaching us on 1800-103-5499 or 0124- 4285499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, just find the ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with the further procedure.