In the mid-size luxury car segment, Jaguar is among the few brands that set their own standards. It is possibly the epitome of class and as per its countless fans – the last word in elegance. With superb interiors and top-class technology, the Jaguar promises and delivers the ultimate driving pleasure.
No wonder you are itching to get behind the wheels of your magnificent new Jaguar. But please don’t forget, before you go for a spin, you must first get Jaguar car insurance! This is because, as per Indian laws, it is compulsory for all vehicles on the road to have a valid motor insurance policy. But don’t worry – we at IFFCO-Tokio General Insurance Co. Ltd. will help facilitate this for you!
We offer you multiple coverage options for you to choose from! You could opt for third party cover, comprehensive insurance or various add ons such as a zero-depreciation cover plan. We also provide you with several add-on options to enhance the protection of your plan. This ensures that you get insurance coverage that’s perfect for your needs and budget.
When you are behind the wheel of a premium car like Jaguar, you would be even more careful than you otherwise are. But even that can’t provide an assurance that an accident won’t happen. And in the event of such a road mishap, the cost of repairing your car could deal a heavy blow to your finances. But that’s where our Jaguar car insurance will step in and protect your finances.
Our plans ensure that you get cashless repairs and that your car is speedily brought back to its original condition! In case the accident causes damage or injury to others, we will also cover your legal liability to provide compensation to the concerned parties! Our plans can also come to your rescue & provide emergency assistance in case mechanical failures leave you & your car stranded by the wayside.
In addition to road mishaps, there are several other perils that can cause harm to your vehicle. These include storms, floods, riots, theft, and other man-made atrocities & natural calamities. But not to worry! Our Jaguar car insurance plans provide you with coverage against such unfortunate events as well. Therefore, with IFFCO-Tokio by your side, you have complete reassurance on every drive!
There are 3 easy ways to buy Jaguar car insurance from IFFCO-Tokio. You could visit your nearest branch, get in touch with one of our authorized agents or you could buy a plan online. Of the 3 options, making your purchase over the internet is probably the easiest option. All you have to do is complete the steps mentioned below:
Just log on to our website, fill in your name, contact number and some basic details about your Jaguar.
With the information you provide, our system will prepare third-party, comprehensive & zero-depreciation quotations for you.
Choose a quotation that matches your needs, customize the plan as per your preference and then make the payment! After this, the policy will be yours!
Here are 3 reasons why you should buy Jaguar car insurance online:
In only 3 steps, you can complete the policy purchase procedure.
Restrictions of the time and place to buy the policy won’t bother you.
Since the entire process is digital, there won’t be any involvement of physical paperwork.
Our insurance plans love your Jaguar car just as much as you do.
Damages and losses that may arise out of collisions & accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused to due to an accidental fire.
Damages and losses due to acts of nature such as floods, cyclones, etc.
Get compensation up to Rs. 15 lakh in case accident leads to death or disability of the owner.
Pays for property damages and injuries caused by your car.
Here are some recommended add-ons that can widen the coverage of your Jaguar car insurance policy.
Your car can depreciate by up to 40% in 4 years. Therefore, after 4 years, you will only get 60% of the car’s value or total repair costs in case of a claim. To avoid this, you can opt for the zero depreciation add-on with your Jaguar insurance policy. This will safeguard your car from depreciation and ensure you get complete compensation in case of a claim.
This is another important add-on you can opt for with your Jaguar car insurance policy. This add-on protects the important parts of your engine such as the crankshaft, piston, pins, cylinder, gearbox, and so on from damage. This add-on is especially useful if you live in a low-lying area where flooding could damage your car’s engine.
If you drive safely and do not make a claim against your policy, you are entitled to a discount when you renew your plan. This discount is known as No Claim Bonus or NCB. If you continue driving safely and maintain your claim-free record, you could enjoy an NCB discount of up to 50%. However, make a single claim and your NCB discount is lost. If you wish to retain your NCB despite making a claim, you can opt for the No Claim Bonus protector add-in with your Jaguar car insurance policy. This will ensure the NCB you’ve accumulated for years, is not lost when you make a claim.
With the return to invoice add-on, in case of total loss or theft of your vehicle, the insurance provider will pay the on-road price of your car as compensation. Whereas, with a normal plan, you would only get the IDV (on-road price minus depreciation) of your car and this decreases every year!
The Jaguar is an extremely reliable car. However, even the best cars in the world can experience a mechanical breakdown. This is why it makes sense to include the Roadside Assistance add-on with your Jaguar insurance. It will ensure that, if you are ever stranded due to mechanical failure, you can get help with just a single call.
These are some of the standard exclusions of car insurance in India.
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
If you want basic and affordable coverage for your Jaguar, you can opt for third party insurance. These plans do 3 things for you. Firstly, they serve the basic legal requirement to drive your car on Indian roads. Secondly, they ensure you do not have to pay for third party damages and injuries in an accident you are involved in. And lastly, they will provide a payout of up to 15 lakhs in case an accident leads to your total permanent disability or death.
However, third party insurance does not cover damages or total loss of your own vehicle. So while these plans might be extremely affordable, they do not offer any protection for your Jaguar.
If you want to give your car complete protection, on and off the road, you should purchase this type of Jaguar car insurance. This is because, comprehensive plans are made of two components, third party cover and own damage cover. This means that they provide everything that third party insurance does.
But, along with this, comprehensive plans also protect your car. These plans offer coverage against damages and total loss of your vehicle due to accidents, acts of nature, theft, and other manmade calamities. Comprehensive car insurance also allows you to choose from different add-ons that widen the coverage of your plan and provide you with increase protection from perils of the road.
You should know these important car insurance terms before you buy a Jaguar car insurance policy.
Premium is the cost of your Jaguar car insurance policy. It is the amount you have to pay to enjoy car insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a car insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Jaguar car insurance policy.
IDV stands for Insurer Declared Value. It is the listing price of your vehicle minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
No claim bonus, or NCB, is like a reward for not making a claim. It is a discount you enjoy when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your policy.
Simple, just use the car insurance premium calculator. This online tool allows you to check the premium of your Jaguar car insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Until recently, innovation and insurance were rarely used in the same sentence. However, we have made it our mission to change this. At IFFCO-Tokio, we are bringing in technology to provide you with car insurance that’s quicker and more convenient.
One of the ways we’re doing this is through our QCS app, which puts a host of our services at your fingertips! You can submit claims using your nothing but your phone and get up to Rs. 50,000 in compensation in just 4 hours.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakhs claims (in FY19) with a settlement ratio of 92.65%. This is just one of the reasons why 1,00,000+ individuals entrust us with their car insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which motor insurance claims get settled seamlessly within minutes.
For 19 years, we have been servicing our customers with a wide range of insurance policies.
We settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 92.65%
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS App:
If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) App. All you have to do is upload the photos, documents, videos, etc., of the damages you want to make a claim for. We will review the documents you upload and approve your claim (we have a claim settlement ratio of 92%). After this, the estimated amount for repairs will be sent to your bank account in just 30 minutes. Note that for claims made through the app the maximum claim amount will be Rs. 50,000.
Online/telephonic claims: You can register a claim for compensation online or by reaching us on 1800-103-5499 or 0124- 4285499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, just find the ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with the further procedure.
I bought zero depreciation car insurance from IFFCO-Tokio and I am truly relieved to see that I get the entire claim amount without the depreciation of my car being taken into consideration.
Rated by: Pradeep Agarwal
When my car suffered an accident and incurred damages I was glad to have the support of IFFCO-Tokio in paying the bills.
Rated by: Sagar AGARWAL
IFFCO-Tokio has been a great help every time my car has suffered a mishap. I am very satisfied with my car insurance purchase.
Rated by: Rakesh AGARWAL
I want to thank Mr Dipesh for assisting me in the process to buy the exact kind of car insurance I needed. IFFCO-Tokio staff is indeed very reliable.
Rated by: Sachin Agarwal
Good coverage at pocket-friendly rates. What else could one want in a car insurance plan
Rated by: SEKHAR Abbasi