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Land Rover Car Insurance
Buy car insurance online/renew non IFFCO Tokio car insurance policy
Buy car insurance online/renew non IFFCO Tokio car insurance policy
Land Rover has a stunning road presence. Its graceful looks perfectly complement the power-packed engine that ensures a strong and steady performance in any terrain. Ample cabin space, all the latest comforts, more than adequate safety features – the Land Rover has it all.
Therefore, when you are behind the wheel of this vehicle, you are guaranteed of a terrific experience. But you need to comply with one important legal mandate before you start driving this rugged beauty – that is car insurance! And we at IFFCO-Tokio General Insurance Co. Ltd. will help you in getting the job done.
Our car insurance plans can be customized to meet all your coverage needs! We also offer several optional add-ons such as depreciation waiver cover or, 24*7 roadside assistance, engine protector, etc. that further enhance the protection of your Land Rover Car Insurance Policy. This ensures that you can get behind the wheel of your vehicle and enjoy every drive to the fullest!
It’s unfortunate that even the best of drivers – like you – can get tangled up in an accident! All it takes is one negligent driver and a dash of pure bad luck for a mishap to occur. And if it does, the cost to repair your Land Rover is will be steep, to say the least.
Fortunately, you can rely on our Land Rover Car Insurance Plans to cover the costs for you! We have over 4300 network garages all over the country where you can avail cashless repairs and restore your car back to its original condition. We also understand that cars are susceptible to breakdowns. That’s why our plans offer Roadside Assistance as an optional add-on. With it, you can avail round the clock and expert help in case a breakdown leaves you stranded by the side of the road.
Finally, there are numerous other unfortunate events that could harm your vehicle and bring you unwanted expenses! Take for instance riots, theft, vandalism, cyclones floods, and so on. But fret not! Our plans shield you from such man-made & natural calamities as well. All-in-all, you could say that, when your Land Rover meets our car insurance plans, you get smooth & worry-free drives for the years to come!
There are two ways to go about it. The first is to visit any branch or authorized agent of IFFCO-Tokio General Insurance Co. Ltd. You will be guided you through the process and leave with a policy in your hand and a smile on your face! The second and easier option is to buy the policy online through our website. This is how you can do it:
Visit our virtual office and help us with some basic details such as your name, your contact number, and some information about your Land Rover.
Our system will take this information & provide you with quotations to match! You will have 3 different offerings to choose from – third party, comprehensive & add on covers.
You can choose and customize the plan to meet your needs. After you are satisfied with the coverage, just make the payment and the policy will yours! We will send you the policy document via email in an instant!
Not sure whether to buy a plan at our branch, through our agent or on our website? Well, here are some benefits you can enjoy if you choose the online route to our Land Rover car insurance plans:
You can complete the purchase in 3 steps. That’s how easy it is.
Time and location constraints don’t restrict the online purchase mode.
You can forget about form filling & misplaced policy documents.
Our insurance plans love your Land Rover car just as much as you do.
Damages and losses that may arise out of collisions & accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused to due to an accidental fire.
Damages and losses due to acts of nature such as floods, cyclones, etc.
Get compensation up to Rs. 15 lakh in case accident leads to death or disability of the owner.
Pays for property damages and injuries caused by your car.
Here are some recommended add-ons that can widen the coverage of your Land Rover car insurance policy..
Your car can depreciate by up to 40% in 4 years. Therefore, after 4 years, you will only get 60% of the car’s value or total repair costs in case of a claim. To avoid this, you can opt for the zero depreciation add-on with your Land Rover insurance policy. This will safeguard your car from depreciation and ensure you get complete compensation in case of a claim.
This is another important add-on you can opt for with your Land Rover car insurance policy. This add-on protects the important parts of your engine such as the crankshaft, piston, pins, cylinder, gearbox, and so on from damage. This add-on is especially useful if you live in a low-lying area where flooding could damage your car’s engine.
If you drive safely and do not make a claim against your policy, you are entitled to a discount when you renew your plan. This discount is known as No Claim Bonus or NCB. If you continue driving safely and maintain your claim-free record, you could enjoy an NCB discount of up to 50%. However, make a single claim and your NCB discount is lost. If you wish to retain your NCB despite making a claim, you can opt for the No Claim Bonus protector add-in with your Land Rover car insurance policy. This will ensure the NCB you’ve accumulated for years, is not lost when you make a claim.
With the return to invoice add-on, in case of total loss or theft of your vehicle, the insurance provider will pay the on-road price of your car as compensation. Whereas, with a normal plan, you would only get the IDV (on-road price minus depreciation) of your car and this decreases every year!
The Land Rover is an extremely reliable car. However, even the best cars in the world can experience a mechanical breakdown. This is why it makes sense to include the Roadside Assistance add-on with your Land Rover insurance. It will ensure that, if you are ever stranded due to mechanical failure, you can get help with just a single call.
These are some of the standard exclusions of car insurance in India.
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
If you want basic and affordable coverage for your Land Rover, you can opt for third party insurance. These plans do 3 things for you. Firstly, they serve the basic legal requirement to drive your car on Indian roads. Secondly, they ensure you do not have to pay for third party damages and injuries in an accident you are involved in. And lastly, they will provide a payout of up to 15 lakhs in case an accident leads to your total permanent disability or death.
However, third party insurance does not cover damages or total loss of your own vehicle. So while these plans might be extremely affordable, they do not offer any protection for your Land Rover.
If you want to give your car complete protection, on and off the road, you should purchase this type of Land Rover car insurance. This is because, comprehensive plans are made of two components, third party cover and own damage cover. This means that they provide everything that third party insurance does.
But, along with this, comprehensive plans also protect your car. These plans offer coverage against damages and total loss of your vehicle due to accidents, acts of nature, theft, and other manmade calamities. Comprehensive car insurance also allows you to choose from different add-ons that widen the coverage of your plan and provide you with increase protection from perils of the road.
You should know these important car insurance terms before you buy a Land Rover car insurance policy.
Premium is the cost of your Land Rover car insurance policy. It is the amount you have to pay to enjoy car insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a car insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Land Rover car insurance policy.
IDV stands for Insurer Declared Value. It is the listing price of your vehicle minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
No claim bonus, or NCB, is like a reward for not making a claim. It is a discount you enjoy when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your policy.
Simple, just use the car insurance premium calculator. This online tool allows you to check the premium of your Land Rover car insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Until recently, innovation and insurance were rarely used in the same sentence. However, we have made it our mission to change this. At IFFCO-Tokio, we are bringing in technology to provide you with car insurance that’s quicker and more convenient.
One of the ways we’re doing this is through our QCS app, which puts a host of our services at your fingertips! You can submit claims using your nothing but your phone and get up to Rs. 50,000 in compensation in just 4 hours.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakhs claims (in FY19) with a settlement ratio of 92.65%. This is just one of the reasons why 1,00,000+ individuals entrust us with their car insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which motor insurance claims get settled seamlessly within minutes.
For 19 years, we have been servicing our customers with a wide range of insurance policies.
We settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 92.65%
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app: If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) App. All you have to do is upload the photos, documents, videos, etc., of the damages you want to make a claim for. We will review the documents you upload and approve your claim (we have a claim settlement ratio of 92%). After this, the estimated amount for repairs will be sent to your bank account in just 30 minutes. Note that for claims made through the app the maximum claim amount will be Rs. 50,000.
Online/telephonic claims: You can register a claim for compensation online or by reaching us on 1800-103-5499 or 0124- 4285499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, just find the ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with the further procedure.