Audi has been a car desired by all since its release. It is no wonder then that you decided to buy your favorite Audi. Not only are Audi cars stylish, but also their engines are ultra-powerful, and the seats are ultra-comfortable. With the power of the Audi in your hand, you feel like conquering the world.
With great power comes great responsibility. This responsibility we speak of is - Insurance. It is compulsory to get car insurance done before the car is registered, and we at IFFCO-Tokio General Insurance Co. Ltd help in this regard.
The insurance covers your damages arising from accidents or natural disasters. We offer various plans and add-on choices that you can pick based on your requirement. Our Audi Car Insurance plans are cost-effective and place your interests first.
Unforeseen events occur on Indian roads every day. We can pride ourselves on being careful drivers, but the fact is that accidents can happen at any time. The best thing to do in such situations is to be prepared. And the best way to prepare is by buying an insurance plan.
Insurance plans provide monetary protection and help reduce unnecessary stress. These plans are also useful if you unintentionally cause damage to another vehicle. An Audi car insurance policy will help reduce the risk of bearing heavy expenses.
Additionally, IFFCO-Tokio General Insurance Co Ltd insurance plan also provides financial protection from natural disasters, theft, riots, and third-party liabilities. It provides all this coverage to help you remain stress-free.
The insurance plan from IFFCO-Tokio General Insurance Co Ltd can be purchased in two ways. First, you could personally visit our branch closest to you; where our customer service executives will provide all the necessary help. Secondly, you could visit our website and select your plan from there. On the website, the process is easy and can be completed in minutes. Here’s how you can do it.
The website will prompt you to enter details such as your name, mobile number, and details of your car. Based on the information provided, you’ll see suitable plans that you can pick from.
You get to choose and customize them further by choosing appropriate add-ons. The website also allows you to refine your plan by fine-tuning various needs.
After you have selected your plan just proceed to pay the premium amount and it’s done. All documents will be mailed to you instantly and you can rest assured that your insurance has been taken care of.
Our website has been designed to provide support 24x7. Here are some reasons why you should buy your car insurance online.
The process of buying your Audi car insurance online is easy and the documents are received instantly!
There is no strict timing when you have to visit our website. You can choose your plan at any time and from anywhere!
Everything is online, not physical paperwork. And, since the documents are sent to you by email, they are always accessible and can’t be misplaced!
Our insurance plans love your Hyundai car just as much as you do.
Damages and losses that may arise out of collisions & accidents
Coverage against losses incurred when your car is stolen
Damages and losses caused due to an accidental fire
Damages and losses due to acts of nature such as floods, cyclones, etc.
Get compensation up to Rs. 15 lakh in case accident leads to death or disability of the owner.
Pays for property damages and injuries caused by your car.
Here are some recommended add-ons that can widen the coverage of your Audi car insurance policy.
Your car can depreciate by up to 40% in 4 years. Therefore, after 4 years, you will only get 60% of the car’s value or total repair costs in case of a claim. To avoid this, you can opt for the zero depreciation add-on with your Audi insurance policy. This will safeguard your car from depreciation and ensure you get complete compensation in case of a claim.
This is another important add-on you can opt for with your Audi car insurance policy. This add-on protects the important parts of your engine such as the crankshaft, piston, pins, cylinder, gearbox, and so on from damage. This add-on is especially useful if you live in a low-lying area where flooding could damage your car’s engine.
Whenever you make a claim, NCB discount is lost. This add-on keeps your No Claim Bonus safe even if you make a claim against your policy.
With the return to invoice add-on, in case of total loss or theft of your vehicle, the insurance provider will pay the on-road price of your car as compensation. Whereas, with a normal plan, you would only get the IDV (on-road price minus depreciation) of your car and this decreases every year!
The Audi is an extremely reliable car. However, even the best cars in the world can experience a mechanical breakdown. This is why it makes sense to include the Roadside Assistance add-on with your Audi insurance. It will ensure that, if you are ever stranded due to mechanical failure, you can get help with just a single call.
These are some of the standard exclusions of car insurance in India.
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
If you want basic and affordable coverage for your Audi, you can opt for third party insurance. These plans do 3 things for you. Firstly, they serve the basic legal requirement to drive your car on Indian roads. Secondly, they ensure you do not have to pay for third party damages and injuries in an accident you are involved in. And lastly, they will provide a payout of up to 15 lakhs in case an accident leads to your total permanent disability or death.
However, third party insurance does not cover damages or total loss of your own vehicle. So while these plans might be extremely affordable, they do not offer any protection for your Audi.
If you want to give your car complete protection, on and off the road, you should purchase this type of Audi car insurance. This is because, comprehensive plans are made of two components, third party cover and own damage cover. This means that they provide everything that third party insurance.
But, along with this, comprehensive plans also protect your car. These plans offer coverage against damages and total loss of your vehicle due to accidents, acts of nature, theft, and other manmade calamities. Comprehensive car insurance also allows you to choose from different add-ons that widen the coverage of your plan and provide you with increase protection from perils of the road.
You should know these important car insurance terms before you buy an Audi car insurance policy.
Premium is the cost of your Audi car insurance policy. It is the amount you have to pay to enjoy car insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a car insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Audi car insurance policy.
IDV stands for Insurer Declared Value. It is the listing price of your vehicle minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
No claim bonus, or NCB, is like a reward for not making a claim. It is a discount you enjoy when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your policy.
Simple, just use the car insurance premium calculator. This online tool allows you to check the premium of your Audi car insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Until recently, innovation and insurance were rarely used in the same sentence. However, we have made it our mission to change this. At IFFCO-Tokio, we are bringing in technology to provide you with car insurance that’s quicker and more convenient.
One of the ways we’re doing this is through our QCS app, which puts a host of our services at your fingertips! You can submit claims using your nothing but your phone and get up to Rs. 50,000 in compensation in just 4 hours.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakhs claims (in FY19) with a settlement ratio of 92.65%. This is just one of the reasons why 1,00,000+ individuals entrust us with their car insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which motor insurance claims get settled seamlessly within minutes.
For 19 years, we have been servicing our customers with a wide range of insurance policies.
We settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 92.65%
IFFCO-Tokio General Insurance Co. Ltd. won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country
Through our QCS App:
If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) App. All you have to do is upload the photos, documents, videos, etc., of the damages you want to make a claim for. We will review the documents you upload and approve your claim (we have a claim settlement ratio of 92%). After this, the estimated amount for repairs will be sent to your bank account in just 30 minutes. Note that for claims made through the app the maximum claim amount will be Rs. 50,000.
You can register a claim for compensation online or by reaching us on 1800-103-5499 or 0124- 4285499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, just find the ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with the further procedure.
Thanks IFFCO for making the car insurance buying process so easy-peasy for the customers.
Rated by: Ananmaya Muthuswami
I hope IFFCO keeps on providing such an excellent motor insurance policy for years to come.
Rated by: Suman Pahad
I have brought car insurance and renewed it from IFFCO only. Their policy processes are the smooth like a breeze.
Rated by: Shrikrishna Jandhyala
I loved the fast and easy car insurance policy buying process. Thanks guys.
Rated by: Meghdutt Tarakeshwar Murty
If things go south, I know IFFCO's motor insurance is by my side.
Rated by: Khushal Talwar