Coverage is provided for jewelry and other valuables kept in a bank locker.
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Online Bank Locker Policy From IFFCO-Tokio
Bank Locker Protector Policy is the first policy in the industry to protect the contents of a bank locker such as jewelry and other valuables. Here are some of the salient features of the policy:
It also offers an add-on cover to insure important documents kept in a bank locker.
The policy offers seven options of the sum insured ranging from Rs 3 lakh to Rs 40 lakh and above.
The process to buy is simple and easy. Needs a self-declaration up to a specified limit.
The claim process is smooth and hassle-free requiring basic documents.
The policy can be sold both as a retail and a group policy for banks.
A standalone policy for complete coverage of valuables in your bank locker.
Are you Interested ?
BUY/RENEW POLICYThe policy covers loss or damage of the contents of bank locker in the event of:
- any accident
- burglary, holdup
- infidelity of bank staff
- any act of terrorism.
Extended Coverage
- Share and stock certificates, deposit receipts.
- Insurance policy.
- Title deeds, plans, and manuscripts.
- Passport.
- Other personal records and certificates.
Major Exclusions
- Any excess mentioned in the policy schedule.
- Unexplained loss or mysterious disappearance from the locker.
- Any items which are not stored within a secured bank locker.
- Any loss in value or loss due to accounting errors or omission.
- Any claim due to unauthorized use of the documents.
Cancellation
The policy can be canceled by the company on grounds of fraud, moral hazard or misrepresentation or non-cooperation by sending 15 days' notice. In such an event, IFFCO-Tokio will return to the insured, except in case of fraud or illegality, the premium paid less the pro-rata portion thereof for the period the policy has been in force. Insured may also cancel this policy by sending 15 days' written notice. The company will then allow a refund after retaining the premium based on specified rates.
FAQ’s
How to cancel the policy?
The policy can be canceled by the company on grounds of fraud, moral hazard or misrepresentation or non-cooperation by sending 15 days' notice. In such an event, IFFCO-Tokio will return to the insured, except in case of fraud or illegality, the premium paid less the pro-rata portion thereof for the period the policy has been in force. Insured may also cancel this policy by sending 15 days' written notice. The company will then allow a refund after retaining the premium based on specified rates.
Customer Reviews
Great online experience. Iffco's car insurance is worth buying.
Rated by: Anjana Singh
Customer Reviews
Very user-friendly and adequately informative website. I completed buying my Bank Locker Policy very easily.
Rated by: Anand
Customer Reviews
Enjoyed buying the policy. The process was smooth and quick. Good work, keep it up.
Rated by: Ram