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Bank Locker Policy
The policy to cover the contents of your bank locker
Jewellery Protection
Coverage is provided for jewellery and other valuables kept in a bank locker.
Document Security
It also offers an add-on cover to insure important documents kept in a bank locker.
High Sum Insured
The policy offers seven options of the sum insured ranging from Rs 3 lakh to Rs 50 lakh and above.
Simple Process
The process to buy is simple and easy. Needs a self-declaration up to a specified limit.
Hassle- Free Claims
The claim process is smooth and hassle-free requiring basic documents.
Group Policy
The policy can be sold both as a retail and a group policy for banks.
Standalone Policy
A standalone policy for complete coverage of valuables in your bank locker.
IFFCO-TOKIO’s Bank Locker insurance covers the contents of bank locker in the following scenarios-
Coverage for loss or damage to the contents of your bank locker either by accident, fire or natural disaster.
Secures your valuables against the risk of theft or forced break-ins to ensure financial security.
Loss of bank locker content due to act of dishonesty or fraud on part of bank employees is also covered.
Extreme situations like terrorist activities are covered to safeguard your valuable from loss and damage.
Share and stock certificates, deposit receipts.
Insurance policy.
Title deeds, plans, and manuscripts.
Passport.
Other personal records and certificates.
War Risk: Damage as a consequence of war. Confiscation: Damage due to order of any Government or lawfully constituted authority. Wilful Act or Gross Negligence: Losses due to negligence or wilful act. Nuclear Risk: Damaged caused due to nuclear radiations. Existing Damage: Damage occurring before cover commences under the Policy.Undeclared: Any excess mentioned in the policy schedule. Loss of Cash: Any claim for loss of currency or cash. Unexplained loss: Unexplained loss or mysterious disappearance from the locker. Accounting Errors: Any loss in value or loss due to accounting errors or omission. Documents Misuse: Any claim due to unauthorized use of the documents.
Our customers have rated us
Based on 5683 reviews
The team was supportive throughout my claim journey.
I bought commercial vehicle insurance for my goods carrier and found the overall process quite convenient. The policy details were easy to review, which helped me understand what I was purchasing.
Maine apni commercial pickup ke liye policy li. Coverage details compare karna easy tha aur purchase process bhi straightforward raha. Overall satisfactory experience.
The online journey was easy to follow even though this was my first time purchasing commercial vehicle insurance digitally. Everything felt properly structured.
I liked having the flexibility to review the policy information before proceeding. It helped me understand the insurance requirements for my commercial vehicle better.
I operate a vehicle for regular goods transportation, so keeping the insurance updated is important for my work. The renewal experience was smooth and convenient.
The policy can be cancelled by the company on grounds of fraud, moral hazard or misrepresentation or non-cooperation by sending 15 days' notice. In such an event, IFFCO-TOKIO will return to the insured, except in case of fraud or illegality, the premium paid less the pro-rata portion thereof for the period the policy has been in force. Insured may also cancel this policy by sending 15 days' written notice. The company will then allow a refund after retaining the premium based on specified rates.
Download Policy Documents
(Prospectus / Sales Literature / Policy Wording /Proposal Form / Claim Form / Customer Information Sheet (CIS) etc.)
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