Coverage is provided for jewelry and other valuables kept in a bank locker.
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Online Bank Locker Policy From IFFCO-Tokio
Bank Locker Protector Policy is the first policy in the industry to protect the contents of a bank locker such as jewelry and other valuables. Here are some of the salient features of the policy:
It also offers an add-on cover to insure important documents kept in a bank locker.
The policy offers seven options of the sum insured ranging from Rs 3 lakh to Rs 40 lakh and above.
The process to buy is simple and easy. Needs a self-declaration up to a specified limit.
The claim process is smooth and hassle-free requiring basic documents.
The policy can be sold both as a retail and a group policy for banks.
A standalone policy for complete coverage of valuables in your bank locker.
Are you Interested ?
BUY/RENEW POLICYThe policy covers loss or damage of the contents of bank locker in the event of:
- any accident
- burglary, holdup
- infidelity of bank staff
- any act of terrorism.
Extended Coverage
- Share and stock certificates, deposit receipts.
- Insurance policy.
- Title deeds, plans, and manuscripts.
- Passport.
- Other personal records and certificates.
Major Exclusions
- Any excess mentioned in the policy schedule.
- Unexplained loss or mysterious disappearance from the locker.
- Any items which are not stored within a secured bank locker.
- Any loss in value or loss due to accounting errors or omission.
- Any claim due to unauthorized use of the documents.
Cancellation
The policy can be canceled by the company on grounds of fraud, moral hazard or misrepresentation or non-cooperation by sending 15 days' notice. In such an event, IFFCO-Tokio will return to the insured, except in case of fraud or illegality, the premium paid less the pro-rata portion thereof for the period the policy has been in force. Insured may also cancel this policy by sending 15 days' written notice. The company will then allow a refund after retaining the premium based on specified rates.
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Customer Reviews
Great online experience. Iffco's car insurance is worth buying.
Rated by: Anjana Singh
Customer Reviews
Very user-friendly and adequately informative website. I completed buying my Bank Locker Policy very easily.
Rated by: Anand
Customer Reviews
Enjoyed buying the policy. The process was smooth and quick. Good work, keep it up.
Rated by: Ram