Bank Locker Policy
The policy to cover the contents of your bank locker
Coverage is provided for jewellery and other valuables kept in a bank locker.
It also offers an add-on cover to insure important documents kept in a bank locker.
The policy offers seven options of the sum insured ranging from Rs 3 lakh to Rs 50 lakh and above.
The process to buy is simple and easy. Needs a self-declaration up to a specified limit.
The claim process is smooth and hassle-free requiring basic documents.
The policy can be sold both as a retail and a group policy for banks.
A standalone policy for complete coverage of valuables in your bank locker.
IFFCO Tokio’s Bank Locker insurance covers the contents of bank locker in the following scenarios-
Coverage for loss or damage to the contents of your bank locker either by accident, fire or natural disaster.
Secures your valuables against the risk of theft or forced break-ins to ensure financial security.
Loss of bank locker content due to act of dishonesty or fraud on part of bank employees is also covered.
Extreme situations like terrorist activities are covered to safeguard your valuable from loss and damage.
Share and stock certificates, deposit receipts.
Insurance policy.
Title deeds, plans, and manuscripts.
Passport.
Other personal records and certificates.
War Risk: Damage as a consequence of war. Confiscation: Damage due to order of any Government or lawfully constituted authority. Wilful Act or Gross Negligence: Losses due to negligence or wilful act. Nuclear Risk: Damaged caused due to nuclear radiations. Existing Damage: Damage occurring before cover commences under the Policy.Undeclared: Any excess mentioned in the policy schedule. Loss of Cash: Any claim for loss of currency or cash. Unexplained loss: Unexplained loss or mysterious disappearance from the locker. Accounting Errors: Any loss in value or loss due to accounting errors or omission. Documents Misuse: Any claim due to unauthorized use of the documents.
Our customers have rated us
Based on 4843 reviews
I opted for comprehensive bike insurance and got great add-ons with it.
I've never experienced a delay in claim settlement, the company’s team is responsive and efficient.
Happy to say that my two wheeler insurance claim was settled without any hassle.
I had no idea insurance could be this easy. Great experience with Iffco Tokio.
The cashless garage experience was smooth. No hidden charges, no delays.
Third-party two wheeler insurance was cheap and easy to buy online.
The policy can be cancelled by the company on grounds of fraud, moral hazard or misrepresentation or non-cooperation by sending 15 days' notice. In such an event, IFFCO-Tokio will return to the insured, except in case of fraud or illegality, the premium paid less the pro-rata portion thereof for the period the policy has been in force. Insured may also cancel this policy by sending 15 days' written notice. The company will then allow a refund after retaining the premium based on specified rates.
Popular Searches
Download App
Lets Connect
