Tata Hexa Car Insurance
Buy car insurance online/renew non IFFCO Tokio car insurance policy
Buy car insurance online/renew non IFFCO Tokio car insurance policy
If you have always wanted the perfect SUV, Tata Hexa should definitely be your ride. It is one of the top SUVs in India currently owing to its excellent performance, stunning looks, and spacious interiors. Not to mention, all of these features come at an affordable price tag.
Now before you take your Tata Hexa out on the road, it is important to get adequate motor insurance. In this regard, IFFCO-Tokio General Insurance Co. Ltd. can help you get all your coverage needs taken care of.
Our Tata Hexa car insurance plans offer third-party and comprehensive coverage. We also offer a variety of add-ons so you can customize your policy. We strive to meet all your protection needs, within your budget!
While you may be a cautious driver, mishaps can still occur on the road. These accidents can lead to massive dents in your car and your bank account. Car insurance from IFFCO-Tokio General Insurance Co. Ltd. can help you sail smoothly through such situations without worrying about the costs.
Our third-party Tata Hexa car insurance policy will cover you against third-party legal and financial liabilities during an accident. Our comprehensive Tata Hexa car insurance policy will cover you against third-party claims as well as own damage. Comprehensive coverage also protects you from natural and man-made calamities that come without warning.
Finally, it is mandatory to have car insurance. So, get a Tata Hexa car insurance policy from IFFCO-Tokio General Insurance Co. Ltd. and driving in compliance with the law.
There are two simple ways in which you can buy your Tata Hexa car insurance.
1. Just walk into our nearest branch where our customer care assistants will help you with every step.
2. Simply visit our website and buy your policy there. The online process is super simple and will be over in no time. Here’s how:
Just log on to our website and enter the requested details such as your name and contact number. Then, put in your car’s details in the fields required. Once we have this data, we can offer you suitable coverage plans for your Tata Hexa
You can choose your policy from the available options and include a few add-ons of your preference to match your needs.
Once you finalize your plan, simply pay your premium on our secure website. You are now the owner of a car insurance policy tailor-made just for you.
Our website is accessible 24x7 so that the process of buying your Tata Hexa car insurance is:
The policy is yours in 3 simple and quick steps
You can buy your customized policy anytime and anywhere as per your convenience
Now, forget the hassles of filling forms physically and get your policy documents right in your inbox!
Car Insurance provides coverage against:
Collisions
Damages and losses that may arise out of collisions & accidents.
Theft
Coverage against losses incurred when your car is stolen.
Fire
Damages and losses caused to due to an accidental fire.
Natural Disaster
Damages and losses due to acts of nature such as floods, cyclones, etc.
Personal Accident
Get compensation up to Rs. 15 lakh in case accident leads to death or disability of the owner
Third-Party Losses
Pays for property damages and injuries caused by your car.
Here are some recommended add-ons that can widen the coverage of your Tata Hexa car insurance policy.
Zero depreciation cover
Your car can depreciate by up to 40% in 4 years. Therefore, after 4 years, you will only get 60% of the car’s value or total repair costs in case of a claim. To avoid this, you can opt for the zero depreciation add-on with your Tata Hexa insurance policy. This will safeguard your car from depreciation and ensure you get complete compensation in case of a claim.
Roadside Assistance Cover
The Tata Hexa is an extremely reliable car. However, even the best cars in the world can experience a mechanical breakdown. This is why it makes sense to include the Roadside Assistance add-on with your Tata Hexa insurance. It will ensure that, if you are ever stranded due to mechanical failure, you can get help with just a single call.
Engine protector
This is another important add-on you can opt for with your Tata Hexa car insurance policy. This add-on protects the important parts of your engine such as the crankshaft, piston, pins, cylinder, gearbox, and so on from damage. This add-on is especially useful if you live in a low-lying area where flooding could damage your car’s engine.
No Claim Bonus (NCB) Protection
If you drive safely and do not make a claim against your policy, you are entitled to a discount when your renew you plan. This discount is known as No Claim Bonus or NCB. If you continue driving safely and maintain your claim-free record, you could enjoy an NCB discount of up to 50%. However, make a single claim and your NCB discount is lost. If you wish to retain your NCB despite making a claim, you can opt for the No Claim Bonus protector add-in with your Tata Hexa car insurance policy. This will ensure the NCB you’ve accumulated for years, is not lost when you make a claim.
Return Invoice Cover
With the return to invoice add-on, in case of total loss or theft of your vehicle, the insurance provider will pay the on-road price of your car as compensation. Whereas, with a normal plan, you would only get the IDV (on-road price minus depreciation) of your car and this decreases every year!
These are some of the standard exclusions of car insurance in India.
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
If you want basic and affordable coverage for your Tata Hexa , you can opt for third party insurance. These plans do 3 things for you. Firstly, they serve the basic legal requirement to drive your car on Indian roads. Secondly, they ensure you do not have to pay for third party damages and injuries in an accident you are involved in. And lastly, they will provide a payout of up to 15 lakhs in case an accident leads to your total permanent disability or death.
However, third party insurance does not cover damages or total loss of your own vehicle. So while these plans might be extremely affordable, they do not offer any protection for your Tata Hexa .
If you want to give your car complete protection, on and off the road, you should purchase this type of Tata Hexa car insurance. This is because, comprehensive plans are made of two components, third party cover and own damage cover. This means that they provide everything that third party insurance.
But, along with this, comprehensive plans also protect your car. These plans offer coverage against damages and total loss of your vehicle due to accidents, acts of nature, theft, and other manmade calamities. Comprehensive car insurance also allows you to choose from different add-ons that widen the coverage of your plan and provide you with increase protection from perils of the road.
You should know these important car insurance terms before you buy a Tata Hexa car insurance policy.
Premium is the cost of your Tata Hexa car insurance policy. It is the amount you have to pay to enjoy car insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a car insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Tata Hexa car insurance policy.
IDV stands for Insurer Declared Value. It is the listing price of your vehicle minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
No claim bonus, or NCB, is like a reward for not making a claim. It is a discount you enjoy when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your policy.
Simple, just use the car insurance premium calculator. This online tool allows you to check the premium of your Tata Hexa car insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Until recently, innovation and insurance were rarely used in the same sentence. However, we have made it our mission to change this. At IFFCO-Tokio, we are bringing in technology to provide you with car insurance that’s quicker and more convenient.
One of the ways we’re doing this is through our QCS app, which puts a host of our services at your fingertips! You can submit claims using your nothing but your phone and get up to Rs. 50,000 in compensation in just 4 hours.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakhs claims (in FY19) with a settlement ratio of 92.65%. This is just one of the reasons why 1,00,000+ individuals entrust us with their car insurance needs.
4300+ Network Garages
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
Quick Claim Settlement
We offer a QCS facility under which motor insurance claims get settled seamlessly within minutes.
Trusted Brand
For 19 years, we have been servicing our customers with a wide range of insurance policies.
Claims experience
We settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 92.65%
Awarding winning protection
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles.
Wide network of branches
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
