Individual Health Protector Policy Insurance

Medical procedures to enhance the appearance are not covered. However, in case of accident or injury when plastic surgery is a requirement, it can be covered.

These conditions are covered only after the waiting-period.

Childbirth and lawful terminations are excluded under the policy. 

Any injuries and medical expenses arising from such incidents are not covered by medical insurance.

Such instances are not covered under the policy.

It is another common exclusion under most medical insurance plans.

Medical conditions come knocking without any prior warning. You could be hale and hearty today and down with an illness the next day. Therefore, it makes sense to protect yourself with the best mediclaim policy. It will ensure that you are safe from the financial impact of sudden medical conditions!

Medical expenses are rising at an alarming rate. The cost of healthcare procedures and medicine is increasing every day. However, with an individual Health Protector plan, you need not worry about these expenses at all. We will handle your hospital bills and also cover all the costs that you incur before and after hospitalization.

Without a Health Protector Plan, you may be forced to tap into your hard-earned savings to cover medical expenses. This could disrupt your financial goals, or worse still, burn through years of savings in a matter of months. To avoid this, just get yourself a good individual Health Protector plan. It will cover your medical expenses and keep your savings intact. 

Besides covering your medical expenses, an individual Health Protector plan also helps you save money! This is because, under section 80D of the Indian Income Tax Act, the premium amount paid towards a health insurance policy can be used to claim deductions on your taxable income.

You can estimate your cover based on factors such as your age, your current fitness levels, your lifestyle, etc. It is advised to get higher coverage if you are the sole breadwinner of the family, have any existing health conditions & live in a metro city.

Your sum insured needs to sufficient today and in the future. This is only possible if you factor-in inflation when setting the coverage amount of the plan. We offer an add-on that counters inflation by increasing the sum insured of your policy every year. This ensures your plan is future-ready at all times!

The next step would be to include the right add-ons. In this regard, one of the most important add-ons you should consider is the critical illness cover. It will provide an extra layer of protection from major, life-threatening illnesses.

You need to find a balance between coverage and cost. The best mediclaim policy will give you comprehensive coverage without burning a hole in your pocket! With IFFCO-Tokio, this is easy! Our Health Protector Plans offer comprehensive protection at affordable rates.

You should opt for an insurance company with a large network of cashless hospitals & a higher claim settlement ratio. In this regard, IFFCO-Tokio General Insurance Company Ltd. has 5000+ network hospitals & a claim ratio of 92%.

Just visit our website, find the 'buy now' button and click on it! Next, you will have to fill a simple online form regarding your insurance needs and submit it.

Based on your details, we will offer you the best premium ratesfor your Health Protection Plan. You can alter the perimeters of your plan to match your exact needs.

You will have to enter some final details and make the payment. Once you have done this, the policy documents will be sent to you and the coverage of your plan will commence soon!

Time is money these days and you can save precious minutes, hours even when you buy an online Individual Health Protector Policy. The online process can be completed in a few minutes and ensures you get coverage quicker!

You can buy online health insurance at any time you want. It could be in the middle of the night or on a lazy Saturday afternoon! You can buy a planduring the lunch break at the office, or even while traveling. If that isn't convenient then what is?

When you buy an online Individual Health Protector Policy, you help us save on several overhead costs. And we pass these savings onto you by offering you lower premiums. Thus, our savings are your savings!

You can forget about physical paperwork when you buy an online Individual Health Protector Policy. This is because the entire process is online! The best part is you will receive the policy document in your email, ensuring that you always have a softcopy at a hand!