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Corona Rakshak Policy

The Policy pays lumpsum amount if the person gets COVID-19 requiring hospitalization.

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Please check Terms and Conditions.

Please check Terms and Conditions.

Main features of the Corona Rakshak Policy

What it covers?

  • Lump sum benefit equal to 100% of the Sum Insured shall be payable on positive diagnosis of COVID-19, requiring hospitalization for a minimum continuous period of 72 hours.
  • The positive diagnosis of COVID-19 shall be from a government authorized diagnostic centre.
  • Definition of hospital also includes set-up/make-shift hospital designated by the Government for treatment of COVID-19.

Major Exclusions

  • Any claim with respect to COVID-19 manifested prior to commencement date of this policy or during the waiting period.
  • Cover under this Policy shall cease if the Insured Person travels to any country placed under travel restriction by the Government of India.
  • Testing done at a Diagnostic centre which is not authorized by the Government shall not be recognized under this Policy.

 

Cancellation

The Company may cancel the Policy at any time on grounds of mis-represenation, non-disclosure of material facts, fraud by the Insured Person, by giving 7 days’ written notice. There would be no refund of premium on cancellation on grounds of mis-represenation, non-disclosure of material facts or fraud.

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