Maruti Suzuki WagonR Car Insurance

Name: Maruti Suzuki Wagon R Car Insurance
Brand: IFFCO Tokio General Insurance
SKU: Car Insurance
Rating: 4.9 (9081 reviews)

Buy/Renew Maruti Suzuki WagonR Car Insurance Policy Online

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Roadside Assistance

4300+

Cashless Garages

Quick

Claim Settlement

4.8

Customer Ratings

Maruti Suzuki WagonR

The Maruti Suzuki WagonR is a versatile and practical choice in the hatchback segment. Known for its spacious interior and upright design, the WagonR offers ample headroom and legroom for both driver and passengers, making it a favored family car. It is equipped with a fuel-efficient engine, contributing to its reputation as an economical and eco-friendly option. The WagonR's compact dimensions and responsive steering make it an excellent choice for city driving, easily maneuvering through crowded streets and tight parking spots. With its combination of affordability, roomy interior and efficient performance, the Maruti Suzuki WagonR has earned its place as a popular and enduring choice in the Indian automotive market.

Maruti Suzuki WagonR Insurance

Maruti Suzuki WagonR is an affordable hatchback that packs in a host of features. Its spacious interior and stylish design have made it a very popular car in India. However, before you drive your new car home, remember that your vehicle needs to have a valid car insurance policy. This is because, as per the law of our country, you have to purchase car insurance prior to registering your vehicle. This is where we can help you!

Car insurance for the WagonR comes in two main categories: Third-Party Insurance, and Comprehensive Insurance. Regardless of the option you choose, having insurance coverage for your Maruti Suzuki means you are prepared for unexpected events like accidents, theft, or natural disasters, allowing you to drive with peace of mind.

Why You Need Insurance for Your Maruti Suzuki WagonR

1Legal Requirement : Car insurance for your Maruti Suzuki WagonR is legally mandated in India, ensuring that you comply with the law while driving on public roads.
2Financial Protection : Insurance provides essential financial protection, covering repair costs and potential liabilities resulting from accidents, theft, or damage to your WagonR, preventing you from bearing these expenses entirely.

Why choose IFFCO Tokio for Maruti Suzuki WagonR car insurance?

IFFCO Tokio is the ideal choice for your Maruti Suzuki WagonR car insurance. Here are 10 compelling reasons to choose IFFCO Tokio for your Maruti Suzuki WagonR car insurance :

Reputation : IFFCO Tokio is a well-established and trusted insurance provider with a strong presence in the market.
Competitive Premiums : We offer competitive premium rates, ensuring that you get value for your money.
Comprehensive Coverage : IFFCO Tokio provides comprehensive coverage options, allowing you to tailor your policy to your specific needs.
Customizable Add-Ons : You can enhance your coverage with a variety of add-ons, such as Zero Depreciation Cover and Roadside Assistance.
Quick Claims Settlement : IFFCO Tokio is known for its efficient and hassle-free claims settlement process, ensuring a smooth experience during a claim.
High Claim Settlement Ratio : Their high claim settlement ratio reflects their commitment to meeting policyholders' claims promptly.
24/7 Customer Support : With a reliable 24/7 customer support team, you can get assistance whenever you need it.
Trusted Brand : IFFCO Tokio is a trusted name in the insurance industry for over 23 Years.
Convenient Online Process : The online buying and renewal process is convenient and user-friendly, saving you time and effort.
High Customer Satisfaction : Positive customer feedback and high satisfaction ratings demonstrate their commitment to delivering excellent service.

These factors make IFFCO Tokio a compelling choice for your Maruti Suzuki WagonR car insurance, ensuring peace of mind and robust protection for your vehicle.

Maruti Suzuki WagonR Car Insurance – What does it cover?

Accidents or Collisions

Covers repair or replacement costs for your car in case of an accident.

Theft

Coverage against losses incurred when your car is stolen.

Natural Disaster

Damages and losses due to acts of nature such as floods, cyclones, etc.

Fire & Explosion

Damages and losses caused due to an accidental fire.

Personal Accident

Get compensation up to Rs. 15 lakh in case accident leads to death or disability of the owner.

Third-Party Losses

Pays for property damages and injuries caused by your car.

Add-Ons You Can Include For Extra Coverage for your WagonR

Here are some recommended add-ons to expand the coverage of your WagonR car insurance policy :

Zero Depreciation Coverage

This feature safeguards against depreciation, ensuring you receive full compensation in case of a claim for your WagonR.

Roadside Assistance Add-on

With this add-on, you can receive assistance with just one call if you ever find yourself stranded on the road due to a mechanical or electrical failure in your WagonR.

Engine & Gearbox Protection Add-on

This coverage takes care of the expenses associated with repairing any engine damage, which can be especially beneficial if you reside in a low-lying area susceptible to flooding that might harm your car's engine.

Consumable Expenses Coverage

This add-on offers reimbursement for the cost of consumable items used during vehicle repairs following an accident or damage.

Loss of Key Protection

Opting for this add-on provides coverage for the cost of replacing lost or damaged car keys and locks.

Tyre Replacement Coverage

This add-on offers financial coverage for the replacement of damaged tires on your WagonR.

Maruti Suzuki WagonR car insurance – What’s not covered

Your Maruti Suzuki WagonR Car Insurance does not cover the following :

Depreciation : Insurance typically doesn't cover the depreciation in the car's value over time.
Mechanical Breakdown : Damage due to mechanical or electrical breakdown unrelated to an accident is usually not covered.
Driving without a Valid License : If you're driving without a valid driver's license, any damages incurred during such incidents are not covered.
Operating Outside Defined Geographical Limits : If you take your car outside the geographical limits specified in your policy, certain damages may not be covered.
Non-Approved Modifications : Any damages resulting from modifications made to the vehicle that are not approved by the insurer might not be covered.
Illegal Activities : Damages caused while using the car for illegal activities or purposes may not be covered.
War, Terrorism, and Nuclear Risks : Damages caused by war, acts of terrorism, nuclear risks, or similar situations are typically excluded.
Intentional Damage : If you intentionally cause damage to your car, it won't be covered.
Negligence : If you are found to be driving under the influence of alcohol or drugs at the time of an accident, your claim may be denied.

Reviews

4.9

Our customers have rated us
Based on 2305 reviews

Soumya Malakar

Valuable and very prompt roadside assistance service.

Rekha Ranganathan

No long wait times-queries resolved instantly.

Sanjay Dubey

No need to visit the branch as everything is online.

Meenakshi Venkataraman

App notifications, SMS and email alerts keep me updated on policy status.

Ujjwal Ray

Offers No Claim Bonus (NCB), helping save money on renewal.

Ramesh Sahni

Comprehensive policy with add-ons like zero depreciation.

View all reviews

How to make a claim for your WagonR car insurance policy?

You can file for a claim against your WagonR car insurance policy in simple steps :

Intimation - Intimate your claim through our Quick Claim Settlement (QCS) app
Survey & Verify - Upload the necessary documents, video and photo evidence of the damage on the app. Wait for the verification process of documents to be completed.
Claim Settle - Once the verification is complete, the compensation amount will be credited to your bank account.

Claim Hassle Free

Please note that you can register a claim for your WagonR car via following alternate modes:

Online
Call centre
Walk-in
SMS
Emails

Types of car insurance we provide:

Third-party insurance

If you want basic and affordable coverage for your WagonR, you can opt for third party insurance. This is the basic and mandatory type of insurance that covers damages and injuries caused to third parties in accidents involving your WagonR. It fulfills legal requirements and protects you from potential liabilities towards others.

Comprehensive Insurance

For complete protection of your WagonR car, both on and off the road, opting for comprehensive car insurance is essential. This is a more extensive form of coverage that not only includes protection for third parties but also covers damages to your own vehicle. It offers a broader range of benefits, including coverage for theft, natural disasters, and various add-ons like zero depreciation cover, engine protection, and more.

How to Buy or Renew Maruti Suzuki WagonR car insurance?

Buying or renewing insurance for your Maruti Suzuki WagonR is a simple procedure. Here's how it can be done :

Traditional Approach : You have the option to visit a nearby branch or consult an insurance agent affiliated with IFFCO Tokio. They will help you in choosing an insurance policy that aligns with your requirements and financial plan. All that's needed is to furnish them with essential information about your car, and they will assist you in completing the necessary documentation.

Online Method : Conversely, you can opt for the convenience of purchasing or renewing Maruti Suzuki WagonR car insurance directly through our website, with just a few straightforward steps.

Buy a Policy Renew a Policy

Steps to buy Maruti Suzuki WagonR Car Insurance Online

Purchasing Maruti Suzuki WagonR car insurance online is a straightforward process. Here are the steps to guide you through the online buying process:

1 Visit Website : You can visit the car insurance section on our official website.
2 Coverage Selection : Decide on the type of coverage you want. You can choose between Third-Party Insurance, which is mandatory by law, and Comprehensive Insurance, which provides broader coverage.
3 Add Optional Add-ons : Depending on your requirements, you can include optional add-ons like Zero Depreciation Cover, Roadside Assistance, or Engine Protection.
4 Calculate Premium : Enter your vehicle and coverage details to calculate the premium amount. Review it carefully.
5 Personal Information : Provide your personal details, including your name, contact number, email address, and mailing address.
6 Review Policy Terms : Thoroughly read and understand the policy terms, coverage details, and any exclusions mentioned in the policy documents.
7 Make Online Payment : Proceed to make the online payment using our secure payment gateway.
8 Receive Policy Documents : After payment confirmation, you'll receive the policy documents in your email. Keep a copy for your records.

By following these steps, you can conveniently purchase Maruti Suzuki WagonR car insurance online, ensuring that your vehicle is adequately protected, and you comply with legal requirements.

How to calculate premium of my Brand New WagonR?

Calculating the premium for your brand new WagonR is easy with the car insurance premium calculator. This online tool enables you to check the premium of your WagonR car insurance policy by entering some basic information. To calculate the premium, you need to provide the following details :