The Ignis range of Maruti Suzuki is very popular for its fuel efficiency and superb control over urban roads. It is also one of the most sought after car ranges of Maruti Suzuki because of its price range.
We don’t need to remind you of the perks of driving an Ignis if you own it already. But we do need to tell you how an insurance plan protects your priced car from all sorts of damages on the road.
IFFCO-Tokio General Insurance Co. Ltd. presents its smart range of simple car insurance plans for your Maruti Suzuki Ignis. Our plans protect your car from possible man-made and natural calamities on the road. Our insurance policy helps you focus on your steering wheel without fear as we keep you and your car safe.
Our third party insurance, comprehensive cover and multiple add-ons benefits ensure that you drive your Maruti Suzuki Ignis carefree!
Air bags save you in case of a cash but your car suffers significant damage. Every car owner experiences some sort of damage to his/her car while driving and so, it is best to stay safe by buying an insurance plan. IIFCO-Tokio does so much more than hand you over an insurance plan. It educates and guides you through the processes so that you are aware enough to choose the best policy for your Ignis.
We help you get timely reimbursement of your repairing costs, free towing to nearest repair centers and so many other related services, thanks to our holistic car policy. Your car details help us bag the smartest insurance quote for you. Our add-on benefits add layers of protection to your car, helping you to stop worrying and keep driving.
Here is how you help yourself get a car insurance from us.
Between buying insurance at retail and online, IFFCO-Tokio suggests you choose the latter because of its various benefits. You are never in a hurry to mug up the salient features of the plan. You take your time to study and relate each condition with your situation before choosing the perfect insurance policy.
You are also saved from waiting for weeks for the insurance documents to reach you. The confirmation of your insurance is sent to you in real-time. Let’s lay down the process of activating an IIFCO-Tokio car insurance plan in simple words.
At first, enter all relevant information about your car. This will allow us to search and spot the plan meant for you only.
You can amp up your existing insurance plan with crucial add-on benefits and services that will protect your car for the long run.
Once you pay the premium, we start your insurance plan. Relax and enjoy your insurance benefits on your every drive.
Following are the top three reasons why you should buy an IFFCO-Tokio Maruti Ignis insurance online:
You are responsible for repairing your car. Therefore, you know the conditions of your car and should have the power to choose the benefits you really need. Our insurance experts understand your concerns in detail and create a plan for you.
After you submit your car information and pay the premium, you get notified of your insurance activation instantly.
Our strict paperless policy streamlines our workflow, improves on-time insurance delivery, customer support and also reduces global carbon footprint along the way.
Our insurance plans love your Ignis car just as much as you do.
Damages and losses that may arise out of collisions & accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused to due to an accidental fire.
Damages and losses due to acts of nature such as floods, cyclones, etc.
Offers sum assured up to 15 lakh, with a cover against accident leading to death or disability of the owner
Pays for property damages and injuries caused by your car.
Widen the coverage of your Ignis car insurance policy with our range of add-ons.
The depreciation value of car parts is deducted at the time of settling the claim. When you opt for Zero Depreciation add-on, the entire claim amount without considering their depreciated value will be paid to you.
If you opt for the road-side assistance add-on, you can simply call your insurance provider and they will send mechanical assistance your way in case of mechanical failure, flat tire or even if you run out of fuel!
If you buy Engine Protection add-on, the policy covers the repairs without you having to spend anything.
Whenever you make a claim, NCB discount is lost. This add-on keeps your No Claim Bonus safe even if you make a claim against your policy.
This is an extremely helpful add-on. With the return to invoice add-on, in case of total loss or theft of your vehicle, the insurance provider will pay the on-road price of your Ignis car as compensation.
These are some of the standard exclusions of car insurance in India.
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
These plans are required by law to drive your Ignis car in India. They offer basic protection and do not offer cover for own-damage. Third-party insurance only compensates for damages & losses caused to a third-party person (or persons) in an accident you are involved in.
Third-party insurance also provides personal accident cover. This component pays up to 15 lakh to the policyholder or his/her family member in case of serious injuries or death arising from an accident.
If you want complete protection for your Ignis car, you should purchase a comprehensive car insurance policy. In addition to third party cover, these plans also cover damage & loss of own car due to road mishaps, acts of nature & man-made calamities like thefts. With these plans, you can also purchase add-ons to increase the coverage of your Ignis car insurance policy.
Before you buy an insurance policy for your Ignis car, you should know these important car insurance terms:
Premium is the cost of your Ignis car insurance policy. It is the amount you have to pay to enjoy car insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a car insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Ignis car insurance policy.
IDV stands for Insurer Declared Value. It is the listing price of your vehicle minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
No claim bonus, or NCB, is like a reward for not making a claim. It is a discount you enjoy when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your policy.
The easiest way to get an accurate estimate of your premium amount is to use the car insurance premium calculator. It is a simple online tool that allows you to check the premium of your Ignis car insurance using some very basic information. To calculate the premium, you must provide the following details:
Until recently, innovation and insurance were rarely used in the same sentence. However, we have made it our mission to change this. At IFFCO-Tokio General Insurance Co. Ltd., we are bringing in technology to provide you with car insurance that’s quicker and more convenient.
One of the ways we’re doing this is through our QCS app, which puts a host of our services at your fingertips! You can submit claims using your nothing but your phone and get up to Rs. 50,000 in compensation in just 4 hours.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakhs claims (in FY19) with a settlement ratio of 92.65%. This is just one of the reasons why 1,00,000+ individuals entrust us with their car insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which motor insurance claims get settled seamlessly within minutes.
For 19 years, we have been servicing our customers with a wide range of insurance policies.
We settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 92.65%
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS App: if you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) App. All you have to do is upload the photos, documents, videos, etc., of the damages you want to make a claim for. We will review the documents you upload and approve your claim (we have a claim settlement ratio of 92%). After this, the estimated amount for repairs will be sent to your bank account in just 30 minutes. Note that for claims made through the app the maximum claim amount will be Rs. 50,000.
Online/telephonic claims: You can register a claim for compensation online or by reaching us on 1800-103-5499 or 0124- 4285499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, just find the ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with the further procedure.
Thanks IFFCO for making the car insurance buying process so easy-peasy for the customers.
Rated by: Ananmaya Muthuswami
I hope IFFCO keeps on providing such an excellent motor insurance policy for years to come.
Rated by: Suman Pahad
I have brought car insurance and renewed it from IFFCO only. Their policy processes are the smooth like a breeze.
Rated by: Shrikrishna Jandhyala
I loved the fast and easy car insurance policy buying process. Thanks guys.
Rated by: Meghdutt Tarakeshwar Murty
If things go south, I know IFFCO's motor insurance is by my side.
Rated by: Khushal Talwar