Maruti Suzuki Ignis Car Insurance
Buy car insurance online/renew non IFFCO Tokio car insurance policy
Buy car insurance online/renew non IFFCO Tokio car insurance policy
The Ignis range of Maruti Suzuki is very popular for its fuel efficiency and superb control over urban roads. It is also one of the most sought after car ranges of Maruti Suzuki because of its price range.
We don’t need to remind you of the perks of driving an Ignis if you own it already. But we do need to tell you how an insurance plan protects your priced car from all sorts of damages on the road.
IFFCO-Tokio General Insurance Co. Ltd. presents its smart range of simple car insurance plans for your Maruti Suzuki Ignis. Our plans protect your car from possible man-made and natural calamities on the road. Our insurance policy helps you focus on your steering wheel without fear as we keep you and your car safe.
Our third party insurance, comprehensive cover and multiple add-ons benefits ensure that you drive your Maruti Suzuki Ignis carefree!
Air bags save you in case of a cash but your car suffers significant damage. Every car owner experiences some sort of damage to his/her car while driving and so, it is best to stay safe by buying an insurance plan. IIFCO-Tokio does so much more than hand you over an insurance plan. It educates and guides you through the processes so that you are aware enough to choose the best policy for your Ignis.
We help you get timely reimbursement of your repairing costs, free towing to nearest repair centers and so many other related services, thanks to our holistic car policy. Your car details help us bag the smartest insurance quote for you. Our add-on benefits add layers of protection to your car, helping you to stop worrying and keep driving.
Here is how you help yourself get a car insurance from us.
Between buying insurance at retail and online, IFFCO-Tokio suggests you choose the latter because of its various benefits. You are never in a hurry to mug up the salient features of the plan. You take your time to study and relate each condition with your situation before choosing the perfect insurance policy.
You are also saved from waiting for weeks for the insurance documents to reach you. The confirmation of your insurance is sent to you in real-time. Let’s lay down the process of activating an IIFCO-Tokio car insurance plan in simple words.
At first, enter all relevant information about your car. This will allow us to search and spot the plan meant for you only.
You can amp up your existing insurance plan with crucial add-on benefits and services that will protect your car for the long run.
Once you pay the premium, we start your insurance plan. Relax and enjoy your insurance benefits on your every drive.
Following are the top three reasons why you should buy an IFFCO-Tokio Maruti Ignis insurance online:
You are responsible for repairing your car. Therefore, you know the conditions of your car and should have the power to choose the benefits you really need. Our insurance experts understand your concerns in detail and create a plan for you.
After you submit your car information and pay the premium, you get notified of your insurance activation instantly.
Our strict paperless policy streamlines our workflow, improves on-time insurance delivery, customer support and also reduces global carbon footprint along the way.
Our insurance plans love your Ignis car just as much as you do.
Collisions
Damages and losses that may arise out of collisions & accidents.
Theft
Coverage against losses incurred when your car is stolen.
Fire
Damages and losses caused to due to an accidental fire.
Natural Disaster
Damages and losses due to acts of nature such as floods, cyclones, etc.
Personal Accident
Offers sum assured up to 15 lakh, with a cover against accident leading to death or disability of the owner
Third-Party Losses
Pays for property damages and injuries caused by your car.
Widen the coverage of your Ignis car insurance policy with our range of add-ons.
Zero Depreciation add-on
The depreciation value of car parts is deducted at the time of settling the claim. When you opt for Zero Depreciation add-on, the entire claim amount without considering their depreciated value will be paid to you.
Roadside Assistance
If you opt for the road-side assistance add-on, you can simply call your insurance provider and they will send mechanical assistance your way in case of mechanical failure, flat tire or even if you run out of fuel!
Engine Protection
If you buy Engine Protection add-on, the policy covers the repairs without you having to spend anything.
No Claim Bonus (NCB) Protection
Whenever you make a claim, NCB discount is lost. This add-on keeps your No Claim Bonus safe even if you make a claim against your policy.
Return to Invoice Cover
This is an extremely helpful add-on. With the return to invoice add-on, in case of total loss or theft of your vehicle, the insurance provider will pay the on-road price of your Ignis car as compensation.
These are some of the standard exclusions of car insurance in India.
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
These plans are required by law to drive your Ignis car in India. They offer basic protection and do not offer cover for own-damage. Third-party insurance only compensates for damages & losses caused to a third-party person (or persons) in an accident you are involved in.
Third-party insurance also provides personal accident cover. This component pays up to 15 lakh to the policyholder or his/her family member in case of serious injuries or death arising from an accident.
If you want complete protection for your Ignis car, you should purchase a comprehensive car insurance policy. In addition to third party cover, these plans also cover damage & loss of own car due to road mishaps, acts of nature & man-made calamities like thefts. With these plans, you can also purchase add-ons to increase the coverage of your Ignis car insurance policy.
Before you buy an insurance policy for your Ignis car, you should know these important car insurance terms:
Premium is the cost of your Ignis car insurance policy. It is the amount you have to pay to enjoy car insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a car insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Ignis car insurance policy.
IDV stands for Insurer Declared Value. It is the listing price of your vehicle minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
No claim bonus, or NCB, is like a reward for not making a claim. It is a discount you enjoy when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your policy.
The easiest way to get an accurate estimate of your premium amount is to use the car insurance premium calculator. It is a simple online tool that allows you to check the premium of your Ignis car insurance using some very basic information. To calculate the premium, you must provide the following details:
Until recently, innovation and insurance were rarely used in the same sentence. However, we have made it our mission to change this. At IFFCO-Tokio General Insurance Co. Ltd., we are bringing in technology to provide you with car insurance that’s quicker and more convenient.
One of the ways we’re doing this is through our QCS app, which puts a host of our services at your fingertips! You can submit claims using your nothing but your phone and get up to Rs. 50,000 in compensation in just 4 hours.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakhs claims (in FY19) with a settlement ratio of 92.65%. This is just one of the reasons why 1,00,000+ individuals entrust us with their car insurance needs.
4300+ Network Garages
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
Quick Claim Settlement
We offer a QCS facility under which motor insurance claims get settled seamlessly within minutes.
Trusted Brand
For 19 years, we have been servicing our customers with a wide range of insurance policies.
Claims experience
We settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 92.65%
Awarding winning protection
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles.
Wide network of branches
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
