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Toyota is a brand name synonymous with efficiency and reliability in the automobile sector. The Toyota Yaris is a great subcompact car that is available in both sedan and hatchback styles. It features sleek interiors, adequate seating space, and plenty of tech-savvy features. With great steering and a taut suspension, the Yaris is pleasant to drive.
If you are planning to buy a Toyota Yaris, let us assure you that it is a fabulous decision. However, before you enjoy your new ride, we recommend that you get a car insurance policy. This is where we at IFFCO- Tokio General Insurance Co. Ltd. have got you covered with our Toyota Yaris car insurance policies.
We offer you a choice between well-designed third-party and comprehensive Toyota Yaris car insurance policies. Our options take your budget and requirements into account - we ensure that we deliver the best protection for your vehicle!
Even if you are a safe driver, the road is pretty unpredictable. In case you unfortunately meet with an accident, the resulting costs can truly drain your bank account. To shield yourself from this financial burden, simply get a Toyota Yaris car insurance plan from IFFCO-Tokio General Insurance Co. Ltd.
If you unintentionally damage someone else’s car, they will hold you responsible for the costs incurred. In this situation, our third-party Toyota Yaris car insurance plan can truly help you by shouldering all legal and financial responsibilities. Our comprehensive Toyota Yaris car insurance policy will have your back in times of road mishaps, natural calamities, and man-made disasters. With this kind of protection, you can truly rest at ease.
Finally, we want to remind you that it is mandatory by law to have at least basic insurance for your vehicle in India. Do make sure to get adequate coverage for your Toyota Yaris as soon as possible.
You can buy your Toyota Yaris car insurance plan from IFFCO-Tokio General Insurance Co. Ltd. either by visiting one of our offices or by going online. If you choose to buy your coverage online, simply follow these 3 easy steps:
When you log in, you will need to tell us a few things such as your name, mobile number, and car details. On the basis of this data, we will suggest relevant car insurance policies.
You can pick your Toyota Yaris car insurance plan from the options we offer and consider the add-ons for comprehensive coverage.
Pay the premium due to complete your transaction on our secure website. You will then receive an email with the policy documents.
By opting to buy your policy online, you can truly enjoy the following benefits:
Simplicity of transacting from the comfort and convenience of your home
24/7 access to insurance purchase
Damages and losses that may arise out of collisions & accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused to due to an accidental fire.
Damages and losses due to acts of nature such as floods, cyclones, etc.
Offers sum assured up to 15 lakh, with a cover against accident leading to death or disability of the owner
Pays for property damages and injuries caused by your car.
Here are some recommended add-ons that can widen the coverage of your Toyota Yaris car insurance policy.
Your car can depreciate by up to 40% in 4 years. Therefore, after 4 years, you will only get 60% of the car’s value or total repair costs in case of a claim. To avoid this, you can opt for the zero depreciation add-on with your Toyota Yaris insurance policy. This will safeguard your car from depreciation and ensure you get complete compensation in case of a claim.
The Yaris is an extremely reliable car. However, even the best cars in the world can experience a mechanical breakdown. This is why it makes sense to include the Roadside Assistance add-on with your Toyota Yaris insurance. It will ensure that, if you are ever stranded due to mechanical failure, you can get help with just a single call.
This is another important add-on you can opt for with your Toyota Yaris car insurance policy. This add-on protects the important parts of your engine such as the crankshaft, piston, pins, cylinder, gearbox, and so on from damage. This add-on is especially useful if you live in a low-lying area where flooding could damage your car’s engine.
These are some of the standard exclusions of car insurance in India.
War, nuclear attack, and other war like situations.
Driving under the influence of alcohol.
Driving without a valid driving licence.
Damages that arise when policy is not active.
Normal wear and tear of car parts.
Regular servicing expense
Get basic and affordable coverage for your Toyota Yaris with third party car insurance. This plan covers-
Legal obligation
Damage to third-party property
Injury caused to third-party person
Personal Accident up to Rs.15 lakhs
However, third party insurance does not cover damages or total loss of your own vehicle.
Buy a Policy
For your Toyota Yaris complete protection, choose comprehensive car insurance. This plan consists of both, third party cover and own damage cover. This plan covers-
Theft
Fire
Accidental damage
Natural calamities
Manmade disasters
Third-party liabilities
Personal Accident
Comprehensive car insurance also allows you to choose from different add-ons that widen the coverage of your plan and provide you with increased protection from perils of the road.
Buy a Policy
You should know these important car insurance terms before you buy a Toyota Yaris car insurance policy.
Premium is the cost of your Toyota Yaris car insurance policy. It is the amount you have to pay to enjoy car insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a car insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Toyota Yaris car insurance policy.
IDV stands for Insurer Declared Value. It is the listing price of your vehicle minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
No claim bonus, or NCB, is like a reward for not making a claim. It is a discount you enjoy when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your policy.
Simple, just use the car insurance premium calculator. This online tool allows you to check the premium of your Toyota Yaris car insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Car manufacturer’s name.
Model number.
Manufacturing year.
Fuel type.
IDV.
Policyholder’s details – name, residence address, age
Few reasons for choosing IFFCO-TOKIO as your car insurance partner-
Quick quotes
Simple process
Instant policy issuance
Secure Payments
Customizable plans
24/7 online support
Cashless garages
QCS App: If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) App. All you have to do is upload the photos, documents, videos, etc., of the damages you want to make a claim for. Note that for claims made through the app the maximum claim amount will be Rs. 50,000.
Online/telephonic claims: You can register a claim for compensation online or by reaching us on 1800-103-5499 or 0124- 4285499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, just find the ‘make a claim’ option and file for your claim easily.