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Toyota Prius, presently in its fourth generation, is a popular choice for singles and families looking for a compact car. The sporty exterior and premium interiors come together to truly offer you value for money in this sedan that is also loaded with a number of safety features.
So, if you are considering the Toyota Prius as your next vehicle, you have made the right choice indeed! Now, before you head out on your first drive, make sure to buy a car insurance policy to secure yourself financially in case things so awry. This is where IFFCO- Tokio General Insurance Co. Ltd. can step in to help!
We have cost-effective Toyota Prius car insurance policies that offer holistic protection within budget. Depending on your requirements, you can pick a comprehensive insurance policy or one that covers third party liability. We guarantee you great coverage. Afterall, we are the insurance experts!
You may be a cautious and alert driver but, accidents can still occur. Our car insurance policies will benefit you by offering to shoulder the responsibilities of paying for heavy legal liabilities and car repairs in the event of a road mishap.
With a comprehensive Toyota Prius car insurance plan from IFFCO- Tokio General Insurance Co. Ltd., you can also get covered against losses due to natural calamities like storms and landslides as well as man-made disasters like vandalism and theft. Thus, you truly get peace of mind by buying car insurance!
Finally, we want to remind you that having a basic motor insurance plan is mandatory by law in India. So, get your Toyota Prius insured and drive while being legally compliant.
To purchase your Toyota Prius car insurance policy, you can either visit our nearest branch or, head online and get your coverage with the following 3 simple steps.
Once you access our website, all you need to do is enter your name, contact number, and car details. We will then present you with our policies that suit your vehicle.
You can take your pick of the policies we offer and also opt in for some add-ons to increase your coverage.
Once you have chosen your plan, all you need to do is pay the premium on our secure portal. Following this, we will email your policy documents to you. You can choose to print out the copy of the policy whenever you need it.
It makes perfect sense to buy your Toyota Prius car insurance online as the process is:
All it takes is 3 quick steps to buy your insurance policy
You can access our website at any time and from anywhere
You don't have to manually fill up any forms and even receive the final policy via email
Car Insurance provides coverage against:
Damages and losses that may arise out of collisions & accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused to due to an accidental fire.
Damages and losses due to acts of nature such as floods, cyclones, etc.
Offers sum assured up to 15 lakh, with a cover against accident leading to death or disability of the owner
Pays for property damages and injuries caused by your car.
Here are some recommended add-ons that can widen the coverage of your Toyota Prius car insurance policy.
Your car can depreciate by up to 40% in 4 years. Therefore, after 4 years, you will only get 60% of the car’s value or total repair costs in case of a claim. To avoid this, you can opt for the zero depreciation add-on with your Toyota Prius insurance policy. This will safeguard your car from depreciation and ensure you get complete compensation in case of a claim.
The Prius is an extremely reliable car. However, even the best cars in the world can experience a mechanical breakdown. This is why it makes sense to include the Roadside Assistance add-on with your Toyota Prius insurance. It will ensure that, if you are ever stranded due to mechanical failure, you can get help with just a single call.
This is another important add-on you can opt for with your Toyota Prius car insurance policy. This add-on protects the important parts of your engine such as the crankshaft, piston, pins, cylinder, gearbox, and so on from damage. This add-on is especially useful if you live in a low-lying area where flooding could damage your car’s engine.
These are some of the standard exclusions of car insurance in India.
Riots, war, nuclear attack, and other war like situations.
Driving under the influence of alcohol.
Driving without a valid driving licence.
Damages that arise when policy is not active.
Regular wear and tear of car parts.
Regular servicing expense.
Uninformed modifications to the car.
Get basic and affordable coverage for your Toyota Prius with third party car insurance. This plan covers-
Legal obligation
Damage to third-party property
Injury caused to third-party person
Personal Accident up to Rs.15 lakhs
However, third party insurance does not cover damages or total loss of your own vehicle.
Buy a Policy
To ensure your Toyota Prius complete safety, choose comprehensive car insurance. This plan consists of both, third party cover and own damage cover. This plan covers-
Theft
Fire
Accidental damage
Natural calamities
Manmade disasters
Third-party liabilities
Personal Accident
Comprehensive car insurance also allows you to choose from different add-ons that widen the coverage of your plan.
Buy a Policy
You should know these important car insurance terms before you buy a Toyota Prius car insurance policy.
Premium is the cost of your Toyota Prius car insurance policy. It is the amount you have to pay to enjoy car insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a car insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Toyota Prius car insurance policy.
IDV stands for Insurer Declared Value. It is the listing price of your vehicle minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
No claim bonus, or NCB, is like a reward for not making a claim. It is a discount you enjoy when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your policy.
The car insurance premium calculator is an online tool that allows you to check the premium of your Toyota Prius car insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Car manufacturer’s name.
Model number.
Manufacturing year.
Fuel type.
IDV.
Policyholder’s details – name, residence address, age
Few reasons for choosing IFFCO-TOKIO as your car insurance partner-
Quick quotes
Simple process
Instant policy issuance
Secure Payments
Customizable plans
24/7 online support
Cashless garages
QCS App: Using QCS or Quick Claim Settlement App, you can register a claim by uploading the photos, documents, videos, etc., of the damages you want to make a claim for. Note that for claims made through the app the maximum claim amount will be Rs. 50,000.
Online claims: Log in with your registered Email ID and Password and click ‘make a claim’ option and follow the steps mentioned. You can also contact us on 1800-103-5499 or 0124- 4285499 where our customer care executives can guide you with the claim process.