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The Toyota Innova is a superstar in the Indian MUV segment. With its affordable price range, abundant legroom, advanced technology, and SUV-like ground clearance, it has become a real favourite amongst Indian families!
The Toyota Innova is equipped with best-in-class safety features and is known for its strong build quality. However, to keep your Innova from the perils of the road, you need to protect it with a good car insurance policy. This is where we at IFFCO-Tokio General Insurance Co. Ltd. can help! Our Toyota Innova car insurance plans offer foolproof coverage from numerous unfortunate events that could cause damage to your vehicle.
Toyota Innova car insurance ensures that repair costs arising from an accident are taken care of quickly and conveniently. The plan will also provide a substantial amount of compensation in case of damages occurring due to floods, earthquakes, theft, riots, and several other natural and man-made calamities. Last but not least, the plan will also cover the legal liability to pay for damages and injuries that third parties suffer in the accident.
Provide all relevant and basic information about your car. This allows us to put together the most suitable coverage options for you.
Choose your preferred coverage options and strengthen its protection with our range of lucrative add-on and other adjustable features.
Once you pay the premium, you confirm your insurance and guarantee protection for your Toyota Innova car.
Following are the top three reasons why you should buy Toyota Innova insurance online:
You save on commissions when you buy a policy online and pass these savings on to you through discount premium rates.
You can save time by skipping branch visits. Not only that, the online purchase process will only take a few minutes from start to end.
No tiring paperwork, no painful documentation. Just a completely online process! You also get a soft copy mailed to you instantly!
Our insurance plans love your Toyota Innova car just as much as you do.
Damages and losses that may arise out of collisions & accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused by an accidental fire.
Damages and losses due to acts of nature such as floods, cyclones, etc.
Offers sum assured up to 15 lakh, with a cover against accident leading to death or disability of the owner.
Pays for property damages and injuries caused by your car.
Widen the coverage of your Toyota Innova car insurance policy with our range of add-ons.
With a zero-depreciation add-on, you get complete compensation for the losses incurred without considering the depreciation value of the car’s parts.
If you get stranded due to mechanical failure or a flat tire, you can get help with just a single call with the Roadside Assistance add-on.
This add-on covers repair or replacement expenses of the parts of your Toyota Innova engine in case of accidental damage.
In the event of theft or attempted theft that causes damage to the car's locking system and loss of key, this add-on will cover such losses.
Get covered for damages to car tyres in the form of punctures, cuts, bulges, etc.
Expenses covered for consumable parts like nuts and bolts, grease, oil, coolant, etc.
These are some of the standard exclusions of car insurance in India.
War, nuclear attack, and other war like situations.
Driving under the influence of alcohol or drugs.
Driving without a valid driving licence.
Damages that arise when car insurance policy has expired.
Normal wear and tear of car parts.
Any car servicing expense.
Get simple coverage for your Toyota Innova with third party car insurance. Some of the policy features are-
Coverage for damage to third-party property
Covers injury caused to third-party person
Personal Accident up to Rs.15 lakhs
Fulfils legal obligation
Note that the third-party insurance does not cover damages or total loss of your own vehicle.
Buy a Policy
With a comprehensive car insurance policy, you get complete protection for your Toyota Innova as it covers third party losses and damages along with own damage cover. Following are the features at glance-
Theft
Fire
Collision
Manmade disasters
Natural calamities
Third-party liabilities
Personal Accident
Comprehensive car insurance gives flexibility to choose add-ons to enhance the coverage of your plan.
Buy a Policy
Before you buy an insurance policy for your Toyota Innova car, you should know these important car insurance terms:
Premium is the amount you have to pay to benefit from your Toyota Innova car insurance policy. The premium of your car insurance policy depends on the type of coverage and number of add-ons selected.
The financial security that your Toyota Innova car insurance policy gives is known as coverage. The coverage of a car insurance policy will vary from plan to plan.
Boost your basic coverage with add-ons to widen the scope of protection for your Toyota Innova.
IDV stands for Insurer Declared Value. It is the listing price of your vehicle minus depreciation. IDV is the maximum amount of compensation you will receive in case of theft or total loss of your car.
No claim bonus, or NCB, is a discount you get when you renew your plan after a claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your policy.
The easiest way to get an accurate estimate of your Toyota Innova car insurance premium is to use the car insurance premium calculator. It is a simple online tool that allows you to check the premium sing some very basic information. To calculate the premium, you must provide the following details:
Car manufacturer’s name
Model number
Manufacturing year
Fuel type
IDV
Policyholder’s details
Few reasons for choosing IFFCO-TOKIO as your car insurance partner-
Quick quotes
Simple process
Instant policy issuance
Secure Payments
Customizable plans
24/7 online support
Cashless garages
QCS App: Submit a claim through our QCS app by uploading the photos, documents, videos, etc., of the damages to car. After reviewing your application, we will approve your claim. Note that the maximum claim amount will be Rs. 50,000 for claims made through the app.
Online claims: Log in with your credentials (registered Email ID and Password). Click on ‘make a claim’ option and follow the steps mentioned. If you need assistance, contact us on 1800-103-5499 or 0124- 4285499 and our customer care executives can guide you with the claim process.