Hyundai Santro Car Insurance
Buy car insurance online/renew non IFFCO Tokio car insurance policy
Buy car insurance online/renew non IFFCO Tokio car insurance policy
The Hyundai Santro is a go-to car for many. This vehicle has stood the tests of time thanks to its unparalleled features and its affordable price range. It was sensation back in the day and its revamped version has also been well-received by the Indian car lovers. This is because it comes packed with technology and offers amazingly low running costs.
However, just as one relies on the Santro for its mileage, you must rely on our car insurance plans for protection against the perils of the road. Hyundai Santro car insurance from IFFCO-Tokio General Insurance provides you with complete peace of mind from the financial impact of mishaps that could cause damage to your vehicle.
We offer a range of policy options for you to choose from. You can also get instant quotes and buy Hyundai Santro car insurance online with complete ease! Even our claim process is much easier through our QCS app which will settle your claim and provide compensation in minutes! Further, we have over 4300+ network garages where you can get your car repair quickly and conveniently as well!
The cabin of the Hyundai Santro is a relatively safe place to be. It has a strong body structure and comes fitted with dual front airbags and ABS with EBD. While features like these go a long way in protecting you on the road, another feature you must is Hyundai Santro car insurance!
This is because repair costs after an accident can leave a hole in your pocket. Not to mention, you might also be legally liable to pay for damages and injuries that third parties suffer due to the accident. Well, this is where Hyundai Santro car insurance will come in and save the day! It will cover the repair costs and your liability to others. This ensures that the financial jolt of an accident is significantly minimized.
Hyundai Santro car insurance also provides cover against floods, cyclones, riots, theft and other such man-made and natural calamities which are on the rise in India. This ensures that you have complete peace of mind on every drive and you are safe from the financial repercussion of any unfortunate event
headed your way!
Buying car insurance should as easy as zipping around your Santro! Keeping this in mind, we have insurance experts that are trained to guide you through the purchase process. This ensures that, if you visit the branch, you will leave smiling and with the perfect car insurance policy. However, if you cannot find time to drop by, you can also buy Hyundai Santro car insurance online by visiting our website and following these easy steps.
You need to feed our database with all the important information about your Hyundai Santro.
There are numerous coverage options and add-on perks that amp up the security level of your Santro car according to the clauses you decide.
After you pay the premium and verify information on our database, your car insurance plan is activated then and there!
Following are the top three reasons why you should buy Santro insurance online:
When you buy Santro car insurance online, you help us save a good deal of money on overhead expenses. We pass on these savings to you, by offering lowered premiums rates on your insurance policy.
Our instant insurance activation system needs you to follow a quick 3-step process of entering your information and paying the premium!
Our complete paperless procedure ensures that our entire system is expedited for on-time delivery. We also reduce turnaround time and carbon footprint along the way.
Our insurance plans love your Santro car just as much as you do.
Collisions
Damages and losses that may arise out of collisions & accidents.
Theft
Coverage against losses incurred when your car is stolen.
Fire
Damages and losses caused to due to an accidental fire.
Natural Disaster
Damages and losses due to acts of nature such as floods, cyclones, etc.
Personal Accident
Offers sum assured up to 15 lakh, with a cover against accident leading to death or disability of the owner
Third-Party Losses
Pays for property damages and injuries caused by your car.
Widen the coverage of your Santro car insurance policy with our range of add-ons.
Zero-depreciation add-on
The depreciation value of car parts is deducted at the time of settling the claim. When you opt for Zero Depreciation add-on, the entire claim amount without considering their depreciated value will be paid to you.
Roadside Assistance
If you opt for the road-side assistance add-on, you can simply call your insurance provider and they will send mechanical assistance your way in case of mechanical failure, flat tire or even if you run out of fuel!
Engine Protection
If you buy Engine Protection add-on, the policy covers the repairs without you having to spend anything.
No Claim Bonus (NCB) Protection
Whenever you make a claim, NCB discount is lost. This add-on keeps your No Claim Bonus safe even if you make a claim against your policy.
Return Invoice Cover
This is an extremely helpful add-on. With the return to invoice add-on, in case of total loss or theft of your vehicle, the insurance provider will pay the on-road price of your Santro car as compensation.
These are some of the standard exclusions of car insurance in India.
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
These plans are required by law to drive your Santro car in India. They offer basic protection and do not offer cover for own-damage. Third-party insurance only compensates for damages & losses caused to a third-party person (or persons) in an accident you are involved in.
Third-party insurance also provides personal accident cover. This component pays up to 15 lakh to the policyholder or his/her family member in case of serious injuries or death arising from an accident.
If you want complete protection for your Santro car, you should purchase a comprehensive car insurance policy. In addition to third party cover, these plans also cover damage & loss of own car due to road mishaps, acts of nature & man-made calamities like thefts. With these plans, you can also purchase add-ons to increase the coverage of your Santro car insurance policy.
Before you buy an insurance policy for your Santro car, you should know these important car insurance terms:
Premium is the cost of your Santro car insurance policy. It is the amount you have to pay to enjoy car insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a car insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Santro car insurance policy.
IDV stands for Insurer Declared Value. It is the listing price of your vehicle minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
No claim bonus, or NCB, is like a reward for not making a claim. It is a discount you enjoy when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your policy.
The easiest way to get an accurate estimate of your premium amount is to use the car insurance premium calculator. It is a simple online tool that allows you to check the premium of your Santro car insurance using some very basic information. To calculate the premium, you must provide the following details:
Until recently, innovation and insurance were rarely used in the same sentence. However, we have made it our mission to change this. At IFFCO-Tokio General Insurance Co. Ltd., we are bringing in technology to provide you with car insurance that’s quicker and more convenient.
One of the ways we’re doing this is through our QCS app, which puts a host of our services at your fingertips! You can submit claims using your nothing but your phone and get up to Rs. 50,000 in compensation in just 4 hours.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakhs claims (in FY19) with a settlement ratio of 92.65%. This is just one of the reasons why 1,00,000+ individuals entrust us with their car insurance needs.
4300+ Network Garages
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
Quick Claim Settlement
We offer a QCS facility under which motor insurance claims get settled seamlessly within minutes.
Trusted Brand
For 19 years, we have been servicing our customers with a wide range of insurance policies.
Claims experience
We settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 92.65%
Awarding winning protection
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles.
Wide network of branches
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
