The stylish Hero Pleasure is pleasing to the eye and pocket-friendly. This scooter will get you from A to B with a truly smooth and zippy ride. The Hero Pleasure is indeed the perfect pick if you live in a crowded city.
Before you buy your very own Hero Pleasure, you also need to look into getting Hero Pleasure two-wheeler insurance. Remember that The Motor Vehicles Act 1988 makes it compulsory for all car and bike owners to have at least liability insurance before plying their vehicles on Indian roads.
In this regard, IFFCO-Tokio can help you out. We offer both third-party Hero Pleasure two-wheeler insurance and comprehensive Hero Pleasure two-wheeler insurance. Get in touch with us today for coverage that really suits your needs.
No matter how careful you are on the roads, accidents can happen. This is why you need two-wheeler insurance to back you up. Plus, it is legally necessary for you to have Hero Pleasure insurance before riding your scooter out on the road.
A third-party Hero Pleasure bike insurance plan will cover you against any third-party financial and legal liabilities that you may face in an accident.
A comprehensive Hero Pleasure bike insurance plan will go a bit further and give you coverage for third-party damages as well as your own damages in an accident. It will also cover you against man-made calamities and natural disasters like incidents of flooding, landslides, earthquakes, tempest, typhoon, riots, and theft, among others.
That is the kind of holistic protection from a Hero Pleasure two-wheeler insurance policy gives you true peace of mind.
At IFFCO-Tokio, buying Hero Pleasure two-wheeler insurance is really simple.
Just visit any one of our office branches in your city where our staff will help you find the perfect Hero Pleasure insurance policy for your needs.
Or, you may buy your Hero Pleasure insurance from our website through these 3 quick steps:
Simply head over to our intuitive website, fill in a few basic details about yourself and get options for Hero Pleasure insurance policies from IFFCO Tokio.
Select the Hero Pleasure bike insurance plan that suits your needs and affordability. Once you have completed your selection, go ahead with the rest of the online application form by filling in your KYC details.
Finally, you will be redirected to our secure payment portal where you can pay for your Hero Pleasure insurance policy. Once you complete the payment, your Hero Pleasure bike insurance plan will be emailed to you in a jiffy.
You may visit any one of our offices to buy your coverage in person. However, we recommend that you get your Hero Pleasure bike insurance plan online as the process is -
It barely takes a few minutes to get your Hero two-wheeler insurance online through our intuitive website
You can buy Hero Pleasure insurance at a time and place that suits you
You get a soft copy of your Hero Pleasure two-wheeler insurance policy almost
This would depend on whether you go for a third-party Hero Pleasure insurance policy or a comprehensive insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive Hero Pleasure insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the policy covers:
Here are some recommended add-ons that can widen the coverage of your Hero Pleasure bike insurance policy.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India
Types of bike insurance we provide:
Third-party insurance only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive bike insurance covers both third-party liabilities as well as own-damage to your bike. It also covers both natural and man-made calamities. These plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Hero Pleasure two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Hero Pleasure two-wheeler insurance policy.
Premium is the cost of your Hero Pleasure insurance policy. It is the amount you have to pay to enjoy Hero Pleasure two-wheeler insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a Hero Pleasure two-wheeler insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Hero Pleasure bike insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your Hero Pleasure insurance plan.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Hero Pleasure two-wheeler insurance policy using some very basic information. To calculate the premium of your Hero Pleasure insurance plan, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles. We have also won the BFSI Digital Innovation Award by Express Computers, Indian Express Group, as well as the Digital Insurer of the Year 2019 by Insurance Asia News Awards for Excellence.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation through your Hero Pleasure two-wheeler insurance policy, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
You can register a claim for compensation online or by reaching us on 1800-103-5499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
I went through the simple process. I did not need to do much things to buy bike insurance plan from IFFCO Tokio.
Rated by: Alakshita Mishra
I thank IFFCO Tokio for their wonderfully designed two wheeler insurance plans.
Rated by: Vignesh Chandrashekara
I am very happy with IFFCO Tokio Two wheeler insurance.
Rated by: Sachin Koranne
The customer executive helped me with two wheeler insurance nicely.
Rated by: Abhay Suryakant Parkar
IFFCO Tokio has the answer to all your queries related to IFFCO Tokio.
Rated by: Ajaya Kiran