When we talk about the most known brands in the two-wheeler industry, it is really difficult to not mention a bike that has not been released by Hero MotoCorp. This is one of the most known brands in the industry and has a reputation of coming out with some of the most reliable two-wheelers. One such two-wheeler that bike fanatics love talking about is the Super Splendor, which is an excellent choice for anyone out there looking for excellence in performance.
While going for the Super Splendor is indeed a splendid idea, you need to make sure of a few things before you hit the road. We are talking about a Hero Super Splendor two-wheeler insurance plan. Going by the Motor Vehicles Act of 1988, it is compulsory to have a third-party bike insurance plan before riding your two-wheeler on Indian roads. If you are without a bike insurance plan, you can get yours now from IFFCO-Tokio.
There are two types of bike insurance plans. One is the third-party Hero Super Splendor two-wheeler insurance plan which is the basic one. The second is the comprehensive Hero Super Splendor two-wheeler insurance plan which many riders opt for. You can get in touch with us at IFFCO-Tokio and get a policy which suits your budget and requirements.
You might ride your bike very carefully, but accidents happen and sometimes you just cannot avoid them. This is when you need to have a bike insurance policy that financially protects you. So, get your Hero Super Splendor insurance policy from IFFCO-Tokio and head out for a ride without any worry.
Now, the law makes it compulsory for you to have a third-party Hero Super Splendor bike insurance plan so that your legal and financial liabilities are covered for any damages that have been caused to the third-party.
However, most riders still choose to go for a comprehensive Hero Super Splendor bike insurance plan. This comes as no surprise as this policy brings financial security for not only the damages that have been caused to the third-party but also the damages caused to them as well. The policy covers damages that have been caused by both man-made as well as natural disasters such as thefts, floods, earthquakes, and so on.
You can either visit the IFFCO-Tokio offices to get your Hero Super Splendor insurance policy or simply get it from the official website. You can go with any of the two ways to get your Hero Super Splendor two-wheeler insurance plan.
Let us learn about these two ways which will help you in getting your Hero Super Splendor two-wheeler insurance policy from IFFCO-Tokio:
Visit any of the IFFCO-Tokio offices and one of our representatives will help you get your Hero Bike insurance plan.
You can also simply get your Hero Super Splendor insurance plan online too. All you need to do is follow these 3 simple steps:
Go to our website, fill up your name and mobile number. After this, fill in the details about your bike regarding its model and registration number. You will then be able to view all the add-ons that are available with the Hero Super Splendor insurance policy.
You can include various add-ons to your Hero Super Splendor insurance plan and personalise your policy.
After you have decided on the Hero Super Splendor insurance policy you want to go for, the last thing left to do is to finish the payment of your policy. Once you complete your payment, your Hero Super Splendor insurance policy documents will be sent to you via mail.
There are various advantages of buying your Hero Super Splendor bike insurance plan online. Take a look at the 3 key benefits of buying one online:
You can buy the policy in no time with just a few clicks
There is no lengthy paperwork thanks to the entire process being digital
You can get your Hero Super Splendor insurance plan any time that is convenient to you
This would depend on whether you go for a third-party Hero Super Splendor insurance policy or a comprehensive insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive Hero Super Splendor insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the policy covers:
Here are some recommended add-ons that can widen the coverage of your Hero Super Splendor bike insurance policy.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India.
Types of bike insurance we provide:
Third-party insurance only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive bike insurance covers both third-party liabilities as well as own-damage to your bike. It also covers both natural and man-made calamities. These plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Hero Super Splendor two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Hero Super Splendor two-wheeler insurance policy.
Premium is the cost of your Hero Super Splendor insurance policy. It is the amount you have to pay to enjoy bike insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a bike insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Hero Super Splendor bike insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your Hero Super Splendor insurance plan.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Hero Super Splendor two-wheeler insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles. We have also won the BFSI Digital Innovation Award by Express Computers, Indian Express Group, as well as the Digital Insurer of the Year 2019 by Insurance Asia News Awards for Excellence.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
You can register a claim for compensation online or by reaching us on 1800-103-5499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
The add-ons on my IFFCO-Tokio comprehensive two-wheeler insurance plan are great.
Rated by: Deepak Parikh
IFFCO-Tokio provides great comprehensive insurance plans!
Rated by: Vaishali Kadam
IFFCO-Tokio has so many network garages so taking my bike insurance plan from them was a smart decision.
Rated by: Anjan Bhawalkar
I was looking for quotes on bike insurance policies and IFFCO-Tokio provided the best deal.
Rated by: Tapan Hinduja
I got my Honda Hornet insured by IFFCO-Tokio and I am very happy with my decision.
Rated by: Rohit Mehta