The stylish Hero Passion Pro is fuel-efficient and stylish. With sporty looks, this two-wheeler will help you glide through traffic jams with ease. A definite winner all the way we say.
If you have decided to make the Hero Passion Pro your next two-wheeler, you are making a really fabulous choice. However, before you take your bike for a spin, you need to get Hero Passion Pro two-wheeler insurance. Remember that The Motor Vehicles Act 1988 makes it compulsory for all car and bike owners to have at least liability insurance before plying their vehicles on Indian roads.
IFFCO-Tokio offers both third-party Hero Passion Pro two-wheeler insurance and comprehensive Hero Passion Pro two-wheeler insurance. Get in touch with us today for coverage that suits your needs.
No matter how careful you are on the roads, things can sometimes go awry. This is why you need Hero Passion Pro two-wheeler insurance to back you up. Plus, it is legally necessary for you to have Hero Passion Pro two-wheeler insurance before riding your bike out on the roads.
Let’s look at what each type of Hero Passion Pro bike insurance plan gets you. A third-party Hero Passion Pro insurance policy will cover you for any third-party financial and legal liabilities that you may face in an accident.
A comprehensive Hero Passion Pro bike insurance plan will give you coverage for third-party damages as well as your own damages in an accident. It will also cover you against man-made calamities and natural disasters like incidents of flooding, landslides, earthquakes, tempest, typhoon, riots, and theft, among others.
At IFFCO-Tokio, buying Hero Passion Pro two-wheeler insurance is really simple
Just walk in to any of our office branches where our staff will guide you in getting the Hero Passion Pro insurance you need.
Or, you may buy your Hero Passion Pro insurance from our website through these 3 quick steps:
Log on to our website and quickly fill in your basic details to get suggestions on Hero Passion Pro two-wheeler insurance plans suitable for your Hero Passion Pro.
Next, pick a Hero Passion Pro insurance policy that suits your needs and affordability. Once you have completed your selection of the Hero Passion Pro insurance, go ahead with the rest of the online application form by filling in your KYC details.
Finally, you will be redirected to our secure payment portal where you can pay for your Hero Passion Pro bike insurance plan using any major credit/debit card or net banking. That’s it! Your Hero Passion Pro bike insurance plan will be emailed to you almost instantly.
If you choose to buy your Hero bike insurance plan in person at our offices, we would be glad to help. However, we recommend that you buy your Hero Passion Pro insurance policy online as the process is -
It barely takes a few minutes to get your insurance online.
You can buy Hero Passion Pro insurance at a time and place that suits you.
You receive a soft copy of your policy that you can access from your inbox whenever you wish to
This would depend on whether you go for a third-party Hero Passion Pro insurance policy or a comprehensive insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive Hero Passion Pro insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the policy covers:
Here are some recommended add-ons that can widen the coverage of your Hero Passion Pro bike insurance policy.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India.
Types of bike insurance we provide:
Third-party insurance only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive bike insurance covers both third-party liabilities as well as own-damage to your bike. It also covers both natural and man-made calamities. These plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Hero Passion Pro two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Hero Passion Pro two-wheeler insurance policy.
Premium is the cost of your Hero Passion Pro insurance policy. It is the amount you have to pay to enjoy bike insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your Hero Passion Pro two-wheeler insurance insurance policy is known as coverage. The coverage of a Hero Passion Pro two-wheeler insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Hero Passion Pro bike insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your Hero Passion Pro insurance plan.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Hero Passion Pro two-wheeler insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles. We have also won the BFSI Digital Innovation Award by Express Computers, Indian Express Group, as well as the Digital Insurer of the Year 2019 by Insurance Asia News Awards for Excellence.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation through your Hero Passion Pro two-wheeler insurance policy, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
You can register a claim for compensation online or by reaching us on 1800-103-5499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
I went through the simple process. I did not need to do much things to buy bike insurance plan from IFFCO Tokio.
Rated by: Alakshita Mishra
I thank IFFCO Tokio for their wonderfully designed two wheeler insurance plans.
Rated by: Vignesh Chandrashekara
I am very happy with IFFCO Tokio Two wheeler insurance.
Rated by: Sachin Koranne
The customer executive helped me with two wheeler insurance nicely.
Rated by: Abhay Suryakant Parkar
IFFCO Tokio has the answer to all your queries related to IFFCO Tokio.
Rated by: Ajaya Kiran