The Hero HF Deluxe is a budget-friendly bike that promises a comfy ride even on the roughest of roads. High in efficiency and smart to look at, this two-wheeler is a real head-turner.
The Hero HF Deluxe is a great choice if you are looking for an affordable two-wheeler that won’t let you down. However, before taking your Hero HF Deluxe for its first ride, you need to get Hero HF Deluxe two-wheeler insurance. It is mandatory as per The Motor Vehicles Act, 1988, for every biker to have at least the minimum liability insurance before taking their vehicle out on the road.
This is where IFFCO-Tokio can step in to help. We offer both third-party Hero HF Deluxe two-wheeler insurance and comprehensive Hero HF Deluxe two-wheeler insurance for true peace of mind.
Even if you ride carefully and obey all the road rules, accidents may still happen. A single road mishap can leave you with heavy bills on the damages to your own vehicle, third-party losses and also any injuries sustained. If you have Hero Hero HF Deluxe two-wheeler insurance, your coverage can life the heavy bills for you.
A Hero HF Deluxe bike insurance policy covers you against third-party financial and legal liabilities incurred after an accident.
A comprehensive Hero HF Deluxe bike insurance policy covers you for own damages, third-party liabilities, natural calamities, and man-made disasters too. So, you can raise a claim if your Hero HF Deluxe undergoes damage due to flooding, an earthquake, or even a riot. You will even get compensated if you bike gets stolen.
At IFFCO-Tokio, we believe in simplifying the process of buying Hero HF two-wheeler insurance.
You may visit any of our branches across India and get the Hero HF Deluxe insurance you need.
Or, you can buy your Hero HF Deluxe insurance on our website by following these 3 simple steps
Log on to our website and quickly fill in your details to get suggestions on Hero HF Deluxe two-wheeler insurance plans.
Next, pick a Hero HF Deluxe bike insurance policy that suits your needs. Once you have completed your selection of a Hero HF Deluxe insurance plan, finish the rest of the online application form by filling in your details as per your KYC documents.
Then, you will be redirected to our secure payment portal where you can pay for your Hero HF Deluxe bike insurance policy using any major credit/debit card or net banking. Your Hero HF Deluxe insurance policy gets emailed to you almost immediately. Now, you can print out a copy whenever you need to.
We would be glad to assist you in buying the bike insurance you need at any of our office branches. However, we really advise you to buy your Hero bike insurance policy online to enjoy the following benefits:
It barely takes a few minutes to get your Hero HF Deluxe two-wheeler insurance on our smart website
You can buy your Hero HF Deluxe insurance plan on your lunch break or even over the weekend
A soft-copy of your Hero HF Deluxe insurance policy gets delivered to your inbox for safe keeping
This would depend on whether you go for a third-party Hero HF Deluxe insurance policy or a comprehensive insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive Hero HF Deluxe insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the Hero HF Deluxe insurance policy covers:
Here are some recommended add-ons that can widen the coverage of your Hero HF Deluxe bike insurance policy.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India.
Types of bike insurance we provide:
Third-party insurance only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive bike insurance covers both third-party liabilities as well as own-damage to your bike. It also covers both natural and man-made calamities. These plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Hero HF Deluxe two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Hero HF Deluxe two-wheeler insurance policy.
Premium is the cost of your Hero HF Deluxe insurance policy. It is the amount you have to pay to enjoy bike insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a Hero HF Deluxe two-wheeler insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Hero HF Deluxe bike insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your Hero HF Deluxe insurance plan.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Hero HF Deluxe two-wheeler insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles. We have also won the BFSI Digital Innovation Award by Express Computers, Indian Express Group, as well as the Digital Insurer of the Year 2019 by Insurance Asia News Awards for Excellence.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation through your Hero HF Deluxe two-wheeler insurance policy, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
You can register a claim for compensation online or by reaching us on 1800-103-5499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
The best two wheeler insurance plan is provided by IFFCO Tokio.
Rated by: Ritu Aditya
I have taken my two wheeler insurance from IFFCO Tokio
Rated by: Pradeep Agarwal
I wanted to take two wheeler insurance for my new bike and I went through the hassle free process with IFFCO Tokio.
Rated by: Pooja aabnave
Its been 3 years I have got the two wheeler insurance policy from IFFCO Tokio and it is extremely good.
Rated by: Rakesh AGARWAL
I had a word with IFFCO Tokio executive and they explained me everything about the two wheeler insurance plan
Rated by: Sagar AGARWAL