Ducati is an Italian motorcycle manufacturing company based in Bologna, Italy. Ducati is a brand which is revered in the world of superbikes, as it was one of the pioneers which introduced superbikes to the world and increased their popularity among the masses around the world. What initially started as a radio transmitter and capacitor manufacturing company in 1926, Ducati made its foray into the motorcycle industry after WW2 and has never looked back since.
For a brand that has left a huge imprint in the world of bike racing, and has a long lasting legacy, Ducati made a late entry into the Indian two-wheeler market, launching its famous lineup of superbikes to crazed Indian fans. Now, you may definitely want to feel the thrill of a lifetime that any Ducati bike is guaranteed to offer, but you may feel a lot safer when you get yourself a Ducati two-wheeler insurance, which is mandatory under the Motor Vehicles Act of 1988, which states that every Indian has to own at least a basic third-party bike insurance to be able to ride on Indian rides. And you can get the best insurance from IFFCO-Tokio.
When it comes to bike insurance, you can buy a basic third-party Ducati two-wheeler insurance, or you can invest in a comprehensive Ducati two-wheeler insurance which is chosen by most bikers. IFFCO-Tokio helps you in getting the Ducati two-wheeler insurance policy you need as per your requirements.
When you are riding a bike, especially a beast such as a Ducati, you will take all the precautions that you can before the ride. But there is no way to predict any accident that might happen on the road. Which is why you can be financially prepared in case of any accidents by buying a Ducati two-wheeler insurance plan from IFFCO-Tokio.
Choosing a basic-third-party Ducati bike insurance plan will cover your legal and financial liabilities for the damages that may happen to the third-party in the case of any accident.
Choosing a comprehensive Ducati bike insurance plan will not only cover the third-party, but will financially cover you as well in the event of any loss/damage that you may face due to natural/manmade calamities.
You can buy yourself a Ducati insurance by visiting a IFFCO-Tokio office and buying the policy from there, or you can buy Ducati insurance from the IFFCO-Tokio website. When you buy your Ducati two-wheeler insurance online, you will be saving your own time and energy.
Here is how you can buy your Ducati two-wheeler insurance plan from IFFCO-Tokio:
Go to your nearest IFFCO-Tokio branch, where you will be provided assistance in buying Ducati insurance based on your budget.
You can also go to the IFFCO-Tokio website and buy Ducati insurance in 3 easy steps-
Complete your login, provide your name, contact information, and bike details such as model and registration number. You will then be able to view all the Ducati insurance plans in detail.
If you go with the comprehensive Ducati bike insurance plan, you get the option to add extra features to the policy.
After selecting your Ducati insurance and the features you want, just finish paying for the policy securely on the website. Once you the payment is done, you will receive your Ducati bike insurance plan via mail.
The following are the reasons why you should buy Ducati bike insurance plan online:
Buying your policy online is much more simplistic, and doesn’t involve lengthy steps.
The best thing about buying your Ducati insurance online is that you can buy it whenever you want as per your convenience.
Buying your policy online means not worrying about the mess of having physical copies of your documents lying around.
This would depend on whether you go for a third-party Ducati insurance policy or a comprehensive insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive Ducati insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the policy covers:
Widen the coverage of your Ducati bike insurance policy with our range of add-ons.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India:
Types of bike insurance we provide:
Third-party insurance only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive bike insurance covers both third-party liabilities as well as own-damage to your bike. It also covers both natural and man-made calamities. These plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Ducati two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Ducati two-wheeler insurance policy.
Premium is the cost of your insurance plan which you pay to enjoy bike insurance coverage. It is usually payable annually, except for long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a bike insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Ducati bike insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% every year.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Ducati two-wheeler insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles, and the BFSI Digital Innovation Award by Express Computers, Indian Express Group.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
You can register a claim for compensation online or by reaching us on 1800-103-5499. To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
The best two wheeler insurance plan is provided by IFFCO Tokio.
Rated by: Ritu Aditya
I have taken my two wheeler insurance from IFFCO Tokio
Rated by: Pradeep Agarwal
I wanted to take two wheeler insurance for my new bike and I went through the hassle free process with IFFCO Tokio.
Rated by: Pooja aabnave
Its been 3 years I have got the two wheeler insurance policy from IFFCO Tokio and it is extremely good.
Rated by: Rakesh AGARWAL
I had a word with IFFCO Tokio executive and they explained me everything about the two wheeler insurance plan
Rated by: Sagar AGARWAL