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The Datsun Go has a distinctive sporty exterior with a range of fabulous features. Packed with modern features and a powerful engine, it offers an attractive mileage among the hatchbacks. This car has seen its popularity in urban spaces soar due to its small size and high manoeuvrability.
Before heading out for a drive in your brand-new Datsun Go, remember to get it covered with car insurance. Our Datsun Go car insurance plans protect your car in the event of an accident, theft or even natural calamities. You can choose between third-party and comprehensive coverage and opt for add-ons to conveniently customize your car coverage.
The Datsun Go comes loaded with a dual airbag system, ABS with EBD, brake assists and rear parking sensors. With these safety features, your car is almost secure but securing your car with an insurance is a must.
Even if you are in the habit of driving carefully, others may not be so particular. So, it is best to prepare for every eventuality. You cannot change rash road behaviour in other motorists but you can protect your car with comprehensive coverage through a Datsun Go Car Insurance plan.
IFFCO-Tokio General Insurance Co. Ltd. offers a wide range of car insurance policies that financially secure you from road mishaps. Buying a Datsun Go car insurance plan from us will also ensure you completely comply- with Indian laws when driving.
With IFFCO-Tokio General Insurance Co. Ltd., buying insurance is now easier than ever. Follow the steps mentioned below, and start your Datsun Go car insurance journey with us.
Provide details about your car such as its variant, its fuel types, etc., so that we can put together great deals and coverage options.
Based on the information provided, we will offer you quotes on car insurance plans. You can choose a plan you prefer and then customize to match your budget and protection needs.
We provide multiple payment options and provide the policy document as soon as the funds come through.
We understand that you have a busy day and so we have made the buying journey easy for you.
The process gets done within a few clicks without any hassle.
The convenience of buying a car insurance policy without visiting a branch or waiting in queues is unmatched.
You no longer need any physical documents as you get your policy copy mailed to electronically.
Car Insurance provides coverage against:
Damages and losses that may arise out of collisions & accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused to due to an accidental fire.
Damages and losses due to acts of nature such as floods, cyclones, etc.
Offers sum assured up to 15 lakh, with a cover against accident leading to death or disability of the owner
Pays for property damages and injuries caused by your car.
Here are some recommended add-ons that can widen the coverage of your Datsun GO car insurance policy.
Full compensation of the claim amount with zero depreciation being charged on car’s part.
This add-on will provide quick assistance in case you get stranded due to flat tyre or low fuel.
Protect essential parts of your engine such as the crankshaft, piston, pins, cylinder, gearbox, and so on from damage.
Any damage to Datsun GO locking system due to theft, or attempted theft is covered along with replacement of car keys.
Coverage for damage to car tyres in the form of punctures, cuts, bulges, tyre bursts, etc.
Expenses covered for consumable parts like nuts and bolts, grease, etc.
These are some of the standard exclusions of car insurance in India.
War- Situations like war, nuclear attack, and other war are excluded.
Substance Abuse- Being under the influence of alcohol while driving.
No Licence- Driving without a valid driving licence.
Lapsed Policy- No coverage given if the policy has lapsed.
Regular Use- Normal wear and tear of car parts over the time.
Maintenance of car- Regular servicing or cleaning expenses.
Get basic and affordable coverage for your Datsun GO with third party car insurance. This plan covers-
Legal obligation
Third-party liabilities
Personal Accident cover of up to Rs.15 lakhs
However, this plan does not cover damages or total loss of your own vehicle.
Buy a Policy
With a comprehensive car insurance plan for your Datsun GO, you get the best of both the worlds- third-party cover and own damage cover. Some of the policy features are-
Theft
Fire
Accidental damage
Natural calamities
Manmade disasters
Third-party liabilities
Personal Accident
Comprehensive car insurance also allows you to choose from different add-ons that widen the coverage of your plan and provide you with increased protection from perils of the road.
Buy a Policy
You should know these important car insurance terms before you buy a Datsun GO car insurance policy.
Premium is the cost of your car insurance policy. It is the amount you have to pay to the insurer for car insurance coverage.
The financial protection provided by your insurance policy is known as coverage. The coverage of a car insurance policy will vary based on the type of plan you choose.
Add-ons are the plan booster that you can purchase to widen the coverage of your Datsun GO car insurance policy.
IDV or Insured Declared Value is the listing price of your car minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
No claim bonus, or NCB, is like a reward for not making a claim. It is a discount you get on premium when you renew your plan after a claim-free year. You can avail a maximum discount of 50%.
Use the car insurance premium calculator that allows you to check the premium of your Datsun GO. To calculate the premium, you must provide the following details:
Car manufacturer’s name
Model number
Manufacturing year
Fuel type
IDV
Policyholder’s details
Few reasons for choosing IFFCO-TOKIO as your car insurance partner-
Quick quotes
Simple process
Instant policy issuance
Secure Payments
Customizable plans
24/7 online support
Cashless garages
QCS App: Through our QCS (Quick Claim Settlement) App, you can easily file for a claim of up to Rs. 50,000. Upload photos, documents, videos, etc., of the damages you want to make a claim for. We will review the documents you upload and approve your claim.
Online claims: Log in with your registered Email ID and Password and click ‘make a claim’ option and follow the steps mentioned. For assistance, contact us on 1800-103-5499 or 0124- 4285499 where our customer care executives can guide you with the claim process.