Honda is the largest bike manufacturer in the world. In 2017, Honda held a record 59% bike market share in India. This company is known for not only offering luxury bikes but also bikes that are durable, rugged and which withstand tough Indian terrain conditions.
Honda CRF1000L Africa Twin is the right bike to take your loved one on a trip but before you do so ensure that you have a Honda CRF1000L Africa Twin two-wheeler insurance to cover your bike against the aftermath of any unfortunate road mishap. The Motor Vehicles Act, 1988, asks every vehicle owner to have a motor insurance before they drive their vehicles on Indian streets. IFFCO Tokio can provide you well-designed Honda CRF1000L Africa Twin two-wheeler insurance cover that financially covers you when you drive on streets.
Bike insurance policies are usually offered in 2 different types: a basic third-party bike insurance policy and comprehensive Honda CCRF1000L Africa Twin two-wheeler insurance policy. A policyholder gets various add-on options with both type of insurance plans. You can get either of the bike insurance plans that suits your needs and fits your budget.
Even if you think you are a responsible driver, you may never know when a street accident may happen. Hence, you should get a proper insurance cover for your bike. Honda CRF1000L Africa Twin two-wheeler insurance plans from IFFCO Tokio will financially cover you if a street accident actually happens.
If you opt for a third-party Honda CCRF1000L Africa Twin insurance policy, you will be financially protected against liabilities towards the affected third-party in a road accident.
If you opt for a comprehensive Honda CRF1000L bike insurance policy, you will be financially secured against any damage to the affected third-party and yourself in a street accident. You will also be covered against natural and man-made calamities like earthquake, floods, tsunami, riot, theft or burglary.
You can head over to a nearest IFFCO Tokio office to buy a Honda CRF1000L two-wheeler insurance policy with the help of our employees there or visit the IFFCO Tokio website to buy bike insurance online. The website is easy to navigate and it helps you with your purchase in a few easy steps.
The two ways to buy Honda CRF1000L Africa Twin insurance policy from IFFCO Tokio are:
Buy the Honda CRF1000L insurance policy with the help of IFFCO Tokio employees from one of our offices.
Visit the IFFCO Tokio website and follow these 3 simple steps to buy Honda CRF1000L insurance policy:
Visit the website and login using your name and mobile number. Enter your bike registration and model number to proceed. After you do this, you will see various Honda CRF1000L Africa Twin bike insurance plans.
Select the Honda CRF1000L Africa Twin bike insurance policy that suits your needs and fits your budget the best. You can customize your bike insurance policy with as many add-ons as the website provides.
Now you can proceed towards the payment gateway and pay for your Honda CRF1000L Africa Twin bike insurance policy conveniently and safely through any one of online payment methods. Subsequently, the policy papers will be delivered in your email inbox.
You should buy a Honda CRF1000L two-wheeler insurance policy online for the following reasons:
You do not need to keep a paper copy of your Honda CRF1000L Africa Twin two-wheeler insurance policy. It will be emailed to you instantly.
You can buy Honda CRF1000L Africa Twin insurance policy at any time that is convenient for you.
This would depend on whether you go for a third-party Honda CRF1000L Africa Twin insurance policy or a comprehensive insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive Honda CRF1000L Africa Twin insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the comprehensive Honda CRF1000L Africa Twin two-wheeler insurance policy covers:
Here are some recommended add-ons that can widen the coverage of your Honda CRF1000L Africa Twin bike insurance policy.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India.
Types of bike insurance we provide:
Third-party Honda CRF1000L Africa Twin two-wheeler insurance policy only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive Honda CRF1000L Africa Twin two-wheeler insurance policy covers both third-party liabilities as well as own damage to your bike. It also covers both natural and man-made calamities. These comprehensive Honda CRF1000L Africa Twin two-wheeler insurance plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Honda CRF1000L Africa Twin two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Honda CRF1000L Africa Twin two-wheeler insurance policy.
Premium is the cost of your Honda CRF1000L Africa Twin insurance policy. It is the amount you have to pay to enjoy bike insurance coverage. It is usually payable annually, except for the case of long-term Honda CRF1000L Africa Twin two-wheeler insurance plans, where it is usually paid once every 3 years.
The financial protection provided by your Honda CRF1000L Africa Twin two-wheeler insurance policy is known as coverage. The coverage of a bike insurance policy will vary based on the insurance provider and the type of Honda CRF1000L Africa Twin two-wheeler insurance plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Honda CRF1000L Africa Twin bike insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your Hero Destini insurance plan.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Honda CRF1000L Africa Twin two-wheeler insurance policy using some very basic information. To calculate the premium of your Honda CRF1000L Africa Twin insurance plan, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles. We have also won the BFSI Digital Innovation Award by Express Computers, Indian Express Group, as well as the Digital Insurer of the Year 2019 by Insurance Asia News Awards for Excellence.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation through your Honda CRF1000L Africa Twin two-wheeler insurance, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
You can register a claim for compensation online or by reaching us on 1800-103-5499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
The best two wheeler insurance plan is provided by IFFCO Tokio.
Rated by: Ritu Aditya
I have taken my two wheeler insurance from IFFCO Tokio
Rated by: Pradeep Agarwal
I wanted to take two wheeler insurance for my new bike and I went through the hassle free process with IFFCO Tokio.
Rated by: Pooja aabnave
Its been 3 years I have got the two wheeler insurance policy from IFFCO Tokio and it is extremely good.
Rated by: Rakesh AGARWAL
I had a word with IFFCO Tokio executive and they explained me everything about the two wheeler insurance plan
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