Honda XBlade is an excellent bike that offers great mileage, easy handling, and amazing fuel efficiency. The bike gives a good grip that makes it well suited for the Indian roads. Moreover, the classy design of the bike has made it a real head-turner.
Buying the Honda XBlade is undoubtedly an excellent decision. But you need to keep in mind that you will also have to buy a Honda XBlade two-wheeler insurance policy for your bike. This is because it is mandatory by law in India that every bike owner must possess a proper insurance policy for their vehicles. IFFCO-Tokio can help you find the right Honda XBlade two-wheeler insurance that will suit your budget and requirements.
When it comes to buying a Honda XBlade two-wheeler insurance policy from IFFCO-Tokio, you can either choose a third- party insurance policy or a comprehensive insurance plan for your bike. You can also modify your insurance policy by including add-ons in your bike insurance plan if you opt for a comprehensive cover.
Accidents can occur anytime and anywhere. The expenses incurred to repair the damages caused during an accident can leave you financially drained. Hence, to protect your savings, you must buy proper coverage for your bike. With IFFCO-Tokio, you can get the Honda XBlade insurance coverage you need for proper protection on the roads.
If you decide to buy a third-party Honda XBlade bike insurance policy, you will be able to secure yourself against third-party liabilities that may arise during an accident caused by you.
If you opt for a comprehensive Honda XBlade bike insurance policy, it will cover your liabilities towards the third-party as well as own damages. A comprehensive Honda XBlade two-wheeler insurance policy will also cover you for damages caused by natural and man-made calamities to your bike. Now, that is protection that gives peace of mind.
There are two ways in which you can get your Honda XBlade insurance policy from IFFCO-Tokio:
You can simply go to any of the IFFCO-Tokio offices and talk to our experts, who will help you with buying a Honda XBlade two-wheeler insurance plan for your bike.
We also have a website that allows you to buy a Honda XBlade insurance policy from the comfort of your home. Here’s how to go about our online procedure:
Visit our website where you will have to fill out some basic information about your bike and yourself.
Next, you will have to choose a Honda XBlade insurance policy. Skim through different Honda XBlade insurance plans to find the one that fits your needs.
After you find a Honda XBlade bike insurance policy, simply checkout and complete the payment. Your Honda XBlade bike insurance policy will then be delivered to you in your email.
If you buy a Honda bike insurance policy online, you will enjoy these benefits:
The online process of buying Honda XBlade two-wheeler insurance is very easy and can be completed with a few clicks
There is no fixed time for buying an Honda XBlade insurance policy online
You will be freed from the need of maintaining a complicated paper trail for your Honda XBlade two-wheeler insurance with our digital process
This would depend on whether you go for a third-party Honda XBlade insurance policy or a comprehensive insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive Honda XBlade insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the policy covers:
Here are some recommended add-ons that can widen the coverage of your Honda XBlade bike insurance policy.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India.
Types of bike insurance we provide:
Third-party insurance only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive bike insurance covers both third-party liabilities as well as own-damage to your bike. It also covers both natural and man-made calamities. These plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Honda XBlade two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Honda XBlade two-wheeler insurance policy.
Premium is the cost of your Honda XBlade insurance policy. It is the amount you have to pay to enjoy Honda XBlade two-wheeler insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a Honda XBlade two-wheeler insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Honda XBlade bike insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your Honda XBlade insurance plan.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Honda XBlade two-wheeler insurance policy using some very basic information. To calculate the premium of your Honda XBlade insurance plan, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles. We have also won the BFSI Digital Innovation Award by Express Computers, Indian Express Group, as well as the Digital Insurer of the Year 2019 by Insurance Asia News Awards for Excellence.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation through your Honda XBlade two-wheeler insurance policy, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
You can register a claim for compensation online or by reaching us on 1800-103-5499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
The add-ons on my IFFCO-Tokio comprehensive two-wheeler insurance plan are great.
Rated by: Deepak Parikh
IFFCO-Tokio provides great comprehensive insurance plans!
Rated by: Vaishali Kadam
IFFCO-Tokio has so many network garages so taking my bike insurance plan from them was a smart decision.
Rated by: Anjan Bhawalkar
I was looking for quotes on bike insurance policies and IFFCO-Tokio provided the best deal.
Rated by: Tapan Hinduja
I got my Honda Hornet insured by IFFCO-Tokio and I am very happy with my decision.
Rated by: Rohit Mehta