Bajaj is one of the most known bike brands in our country. It is the 4th largest manufacturer of bikes in India in the terms of number of units made every year. Bajaj CT 100 is a popular choice across most of rural and semi-urban India due to its reliability and efficiency.
But before you take your bike for a spin, ensure that you’ve bought a Bajaj CT 100 insurance policy. This is because the Motor Vehicles Act of 1988 has made it mandatory for the vehicle owners to buy a motor insurance policy before riding their bikes. To help you protect your bike, IFFCO Tokio Co. Ltd. has well-designed Bajaj CT 100 two-wheeler insurance policies that offer wide coverage.
When you are getting a Bajaj CT 100 two-wheeler insurance policy, you can either choose a third-party Bajaj CT 100 two-wheeler insurance policy or a comprehensive insurance policy. The former is mandated, but you can go for the latter if you want better coverage with more add-ons.
Mishaps can occur anytime, no matter how good your driving skills are. This is why it is necessary to get a Bajaj CT 100 bike insurance policy. IFFCO Tokio’s Bajaj CT 100 two-wheeler insurance policy will help you secure you in case of any accident.
Our third-party insurance policies will cover the financial and legal liabilities towards the third-party in case of an unfortunate accident. If you opt for our comprehensive Bajaj CT 100 two-wheeler insurance plan, you will get coverage of third-party insurance and also coverage against floods, earthquakes, riots, thefts and other natural and man-made calamities.
As mentioned earlier, getting a third-party Bajaj CT 100 bike insurance policy is mandatory. However, if you want better coverage with important add-ons also in it, you can opt for our comprehensive coverage plans and drive your bike worry-free.
You can buy a Bajaj CT 100 insurance policy from us in one of the two different ways
Go to your nearest IFFCO Tokio General Insurance Co. Ltd. office and an executive will help you in buying a Bajaj CT 100 two-wheeler insurance policy.
You can also visit our website and buy the Bajaj CT 100 two-wheeler insurance policy online. You can get it done in 3 simple steps
Go to the IFFCO Tokio website, fill your name and mobile number. Then fill the information about your bike.
Once you get the right Bajaj CT 100 insurance policy, you can select any add-ons of your choice for better coverage and make a customized Bajaj CT 100 insurance policy for yourself.
The final nail is to complete the payment process for your Bajaj CT 100 insurance policy and get the policy documents in your inbox.
We advise you to buy Bajaj CT 100 bike insurance policy online as you will get these benefits
You can buy the policy in 3 simple steps
The Bajaj CT 100 bike insurance policy documents will land in your inbox safely and securely. No need to carry along the paperwork.
This would depend on whether you go for a third-party Bajaj CT 100 insurance policy or a comprehensive insurance policy.
Coverage under a third-party bike insurance policy
A comprehensive Bajaj CT 100 insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the policy covers:
Here are some recommended add-ons that can widen the coverage of your Bajaj CT 100 insurance policy.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India.
Need to buy bike insurance? There are two types of plans you can choose from i.e. third-party cover & comprehensive insurance. Both of these plan offer different level of protection. See which one of these plans is better suited for you
Third-party insurance only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive bike insurance covers both third-party liabilities as well as own-damage to your bike. It also covers both natural and man-made calamities. These plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Bajaj CT 100 two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Bajaj CT 100 two-wheeler insurance policy.
Premium is the cost of your Bajaj CT 100 insurance policy. It is the amount you have to pay to enjoy bike insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your Bajaj CT 100 two-wheeler insurance policy is known as coverage. The coverage of a bike insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Bajaj CT 100 bike insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your Bajaj CT 100 insurance plan.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Bajaj CT 100 two-wheeler insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles. We have also won the BFSI Digital Innovation Award by Express Computers, Indian Express Group, as well as the Digital Insurer of the Year 2019 by Insurance Asia News Awards for Excellence.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app: If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
You can register a claim for compensation online or by reaching us on 1800-103-5499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
The best two wheeler insurance plan is provided by IFFCO Tokio.
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I have taken my two wheeler insurance from IFFCO Tokio
Rated by: Pradeep Agarwal
I wanted to take two wheeler insurance for my new bike and I went through the hassle free process with IFFCO Tokio.
Rated by: Pooja aabnave
Its been 3 years I have got the two wheeler insurance policy from IFFCO Tokio and it is extremely good.
Rated by: Rakesh AGARWAL
I had a word with IFFCO Tokio executive and they explained me everything about the two wheeler insurance plan
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