What happens to the cover of a mediclaim policy for the family after a claim is filed?

After a claim is filed for medical treatment of an insured family member, the claim amount is deducted from the sum insured and the remaining amount can be used for other medical emergencies.

If the entire sum insured is exhausted, you can reinstate your sum insured by paying a small amount to your insurance provider. This way, you and your family will continue to be protected under the blanket of a family health insurance policy.