What happens if I exhaust the sum insured of my policy?
A family floater health insurance offers a single sum insured for all the family members included in the plan. With most plans, if you happen to exhaust this sum insured, then you will not be able to make any further claims during the policy period.
However, we at IFFCO-Tokio offer our customers a feature known as reinstatement. With this feature, the cover amount of your policy will be restored back to its original amount in case you happen to exhaust the entire sum insured during the policy tenure. Want to know more about reinstatement? Just give us a call or visit one of your nearest IFFCO-Tokio branches, our customer support team will be more than happy to help you!