I have a small family and we all are young and healthy individuals. We lead a very healthy lifestyle and have never been to a doctor. Do I still need a family health insurance plan?

Yes, it is advisable for you and your family to get at least a basic health insurance plan. As a medical emergency can arise at any time, it is always better to be prepared than to regret later. A family health insurance policy helps you save a huge chunk of money in case of a sudden medical emergency.