I have a life insurance policy, do I still need a family health plan?

Here you are confusing between life insurance and family mediclaim policy. A life insurance is a policy to indemnify you against death of an insured family member, in which the pay-out is to be made only on the maturity of the policy or death if an insured person Whereas under a family mediclaim policy you are reimbursed for any medical expenses, covered under the purview of our health insurance policy for family, which have to be incurred for treatment of a specified illness.