Your international travel insurance is now GST-free, so you pay 0% GST on your policy premium, helping you save more while staying financially protected during your international trip.
IFFCO-TOKIO International Travel Insurance Plans
Overseas Travel Protector Policy
Comprehensive overseas travel insurance with higher medical coverage, enhanced travel benefits, and protection for your home while you're abroad.
Travel Protector Policy
Essential travel insurance for foreign trips with medical protection, travel assistance, and coverage for common travel inconveniences.
Medical Care
Baggage Protection
Emergency Financial Assistance
Pravasi Bharatiya Bima Yojana
Government-backed insurance designed for Indian emigrant workers travelling overseas for employment.
₹10 Lakh Personal Accident Cover
Hospitalization & Maternity Benefits
Legal Expense Cover
Overseas Policy for Pravasi Bharatiya
Comprehensive overseas insurance for Indian workers with higher coverage for medical, employment, and family-related risks.
₹50 Lakh Personal Accident & Medical Cover
Family Hospitalization & Maternity Benefits
Education Grant for Children
Key Features of International Travel Insurance By IFFCO-TOKIO
Medical emergencies
Emergency Assistance
Personal Accident Cover
Lost Passport
Lost or Delayed Luggage
Financial Emergency Assistance
Dental Treatment
Daily Allowance
COVID-19 Coverage
Affordable Plan
International travel insurance generally covers unexpected expenses and disruptions during your foreign trip, depending on the plan you choose. Common areas of coverage include-
Coverage |
What It Helps With |
Medical Emergencies |
Hospitalisation, and emergency treatment related expenses during your trip |
Trip Cancellation or Interruption |
Eligible losses if your trip is cancelled or interrupted due to covered reasons |
Baggage Loss or Delay |
Financial assistance for eligible baggage-related losses or delays |
Travel Delays |
Expenses arising from covered travel delays |
Personal Liability |
Certain third-party liabilities arising during your trip |
Passport Loss |
Assistance with eligible expenses related to a lost passport |
Note- Coverage may vary by plan. Always check the policy wording for the specific details and limits applicable to your policy.
International travel insurance add-ons are optional covers that can provide extra protection against specific risks not covered under your basic plan. The add-ons available may vary depending on the travel insurance plan you choose.
Common International Travel Insurance Add-ons plans are as-
Personal Accident Cover provides financial protection if you suffer an accidental injury during your trip.
Example: Lets’say you are sightseeing in New York, where medical treatment can be expensive, and you suffer an accidental injury. Personal Accident Cover can provide financial support for expenses, subject to the terms and conditions of your policy.
Personal Liability Cover can help cover eligible expenses if you accidentally injure another person or damage their property during your trip.
Example: Suppose you accidentally damage someone's expensive camera while visiting a busy tourist attraction in New York. Personal Liability Cover can help cover the cost of the damage, subject to the terms and conditions of your policy.
Certain situations and expenses are not covered under international travel insurance. Common exclusions include:
Trip cancellation due to change of mind
Lack of valid visa
Pre-existing medical conditions
Claims arising from alcohol or drug-related incidents
Certain high-risk or adventure activities
Pregnancy & Childbirth
Self-Inflicted Injuries or Suicide
Note- Exclusions vary by plan. Always check the policy wording for the specific coverage, limits and exclusions applicable to your policy.
Our customers have rated us
Based on 1293 reviews
This travel insurance plan actually made my Thailand trip worry-free. Thanks IFFCO-TOKIO.
The passport loss assistance was quick and professional , I received the guidance I needed immediately.
I travelled alone for work, and this insurance made me feel safe throughout the journey.
I liked the wide coverage offered under one policy. It covered almost every travel risk I could think of.
Your customer support team explained the travel insurance coverage very nicely.
IFFCO-TOKIO was recommended by friend and it was worth it.
You can submit your international travel insurance claim in three simple steps:
Intimate - Intimate your claim via our toll-free number: 1800-103-5499
Documents - Upload documents and proofs for your international travel insurance claim
Settlement - Our team will review and approve your claim request at the earliest.
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Travel Insurance
Buying an international travel insurance policy online only takes a few minutes. Follow these simple steps to secure your trip:
Buying your international travel insurance policy online comes with several benefits that enhance your overall experience:
Purchasing a policy online is always a convenient option, as you get to decide your suitable time and place.
No need to wait in lines at the branch or for an agent, as you can simply complete the process very easily within a few steps.
Get access to your policy documents instantly by purchasing the policy online.
All the terms and conditions, including the coverage and premium, are readily available to you via our website.
The plans are usually cheaper when purchased online as compared to offline plans, as no intermediaries are involved.
You have the option to make changes in your insurance plan, like adding or removing add-ons and making comparisons with other policies, as many times as you want before making the final decision of buying it.
An international travel insurance policy safeguards you against unforeseen situations which includes:
It ensures you have access to medical care and assistance abroad, covering expenses like hospitalization, medical treatment, and emergency evacuation.
International travel insurance offers compensation for lost, stolen, or delayed baggage, helping you replace essential items during your international trip.
International travel insurance offers 24/7 emergency assistance services, including medical referrals, legal assistance, and travel advisories, ensuring you have support when needed.
In the event of a political unrest, natural disaster, or medical emergency, an international travel insurance plan can arrange and cover the costs of emergency evacuation to a safe location or back home.
Beyond financial protection, an international travel insurance often offers valuable travel assistance services like emergency cash advances and translation services, enhancing your overall travel experience.
International Travel Insurance allows you to relax and enjoy your trip, knowing you're financially protected from unforeseen events.
To be eligible to buy an international travel insurance plan, you must be an Indian citizen and reside in India at the time of buying the policy.
Basis |
Criteria |
Age |
The age range is typically between 18 to 70 years old. |
Nationality |
You must be a citizen of India |
Travel destination |
Some plans exclude high-risk destinations or have special conditions. |
Medical conditions |
You should inform the insurance company of any pre-existing medical conditions as it would decide whether the policy will be issued or not. |
Purchase time |
You should buy a travel insurance policy before you embark on your trip. You cannot buy the policy during your travel. |
To calculate the international travel insurance premium, you need to provide basic details-
Age
Country /Destination
Duration of trip
For detailed overview, you can refer our international travel insurance premium calculator guide to have an estimate of the international travel insurance premium.
NOTE
Make sure to review the policy coverage and exclusions carefully before finalizing your purchase as an international travel insurance premium calculator only provide an estimate and the actual premium may differ when you apply for the policy.
Download Policy Documents
(Prospectus / Sales Literature / Policy Wording /Proposal Form / Claim Form / Customer Information Sheet (CIS) etc.)
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