Explore Product 
International Travel Insurance offers 24/7 emergency support and covers medical emergencies, baggage loss or delay, passport loss, personal liability, and financial aid abroad.
Pravasi Bharatiya Bima Yojana is a government-backed insurance scheme offering economical premiums for Indian citizens employed overseas.
Overseas Policy for Pravasi Bharatiya offers financial protection to Indian workers abroad by covering hospitalization and maternity expenses.
Medical emergencies
Emergency Assistance
Personal Accident Cover
Lost Passport
Lost or Delayed Luggage
Financial Emergency Assistance
Dental Treatment
Daily Allowance
COVID-19 Coverage
Affordable Plan
International travel insurance covers a range of issues, including-
Journey Covers |
Medical Covers |
Lost Baggage |
Medical Expense Coverage |
Delay in Checked-in Baggage |
Medical Evacuation |
Emergency Funds |
Personal Accident |
Loss of Passport |
Personal Liability |
Hijack Distress Allowance |
Emergency Return |
|
Emergency Dental Treatment |
|
Hospital Daily Allowance |
|
Repatriation of Mortal Remains |
International travel insurance add-ons are the optional coverage boosters that enhance your basic travel insurance plan and covers specific risks which are otherwise not included in the plan.
1. Personal Accident
2. Personal Liability
Here’s a detailed overview of these add-ons-
Personal Accident cover- If in an unfortunate event, you get into an accident, this add-on gives you financial protection for personal accidents.
Example: Let's say you slip and break your leg while sightseeing. International Travel Insurance with personal accident coverage could help cover medical bills and other expenses.
Personal Liability cover- This add-on helps you to cover expenses in case you unintentionally hurt or cause damage to a third-party person or their property.
Example: Imagine accidentally bumping into someone in a crowded market, causing them to drop and break their expensive camera. Personal liability coverage could help cover the cost of the camera.
Travel Exclusions |
Medical Exclusions |
Legal Exclusions |
|---|---|---|
| Change of Mind | Pre-existing Disease | Legal suits |
| Intoxication Accidents | Routine Dental Check-up | Self-Inflicted Injuries or Suicide |
| Lack of Valid Visa | Pregnancy & Childbirth | Alcohol Consumption or Substance Abuse |
| Traveling While Medically Unfit | Cosmetic Surgery | Involved in Criminal or Hazardous Activities |
| High Risk Sports and Activities | War Situations |
Our customers have rated us
Based on 1000 reviews
Nothing can go wrong with IFFCO-Tokio travel insurance.
Perfect for travelling abroad and securing yourself from lost passports, providing ease and the fastest possible legal process.
Claim process is transparent without unnecessary deductions.
Accidental damage claim was handled professionally-best support!
I felt completely secure knowing I had Iffco-Tokio travel insurance.
Fantastic coverage for emergency medical evacuation, ensuring I�m safe no matter where I go.
File your international travel insurance claim in three simple steps without hassles.
Intimate - Intimate your claim via our toll-free number: 1800-103-5499
Documents - Upload documents and proofs for your international travel insurance claim
Settlement - Our team will review and approve your claim request at the earliest.
Intimate
Documents
Settlement
An international travel insurance plan secures you against many risks, so it is important to consider the steps involved to buy it-
1. Browse website
2. Share details
3. Choose plan
4. Make payment
Visit the Website: Navigate to the Travel Insurance section on our website.
Enter Travel Information: Provide essential travel details such as your destination and travel dates to view suitable insurance options.
Select a Plan: Browse through the recommended international travel insurance plans and pick the one that best fits your travel requirements.
Make Payment: After selecting your plan and entering the necessary information, proceed with the payment. Your International Travel Insurance policy will be issued instantly.
Buying your international travel insurance policy online comes with several benefits that enhance your overall experience: -
1. Convenient
2. Time Saving
3. Instant policy issuance
4. Transparency
5. Cost-Effective
6. Flexibility
Let’s explore these benefits in detail-
Purchasing a policy online is always a convenient option, as you get to decide your suitable time and place.
No need to wait in lines at the branch or for an agent, as you can simply complete the process very easily within a few steps.
Get access to your policy documents instantly by purchasing the policy online.
All the terms and conditions, including the coverage and premium, are readily available to you via our website.
The plans are usually cheaper when purchased online as compared to offline plans, as no intermediaries are involved.
You have the option to make changes in your insurance plan, like adding or removing add-ons and making comparisons with other policies, as many times as you want before making the final decision of buying it.
An international travel insurance plan safeguards you against unforeseen situations, offering peace of mind and reliable support—wherever you are in the world. Key coverage includes:
Medical Emergencies Coverages
Protection of Lost or Delayed Luggage
24/7 Emergency Assistance
Emergency Evacuation Coverage
Travel Assistance Services
Let’s dig into the details to see the relevance of an international insurance plan.
It ensures you have access to medical care and assistance abroad, covering expenses like hospitalization, medical treatment, and emergency evacuation.
International travel insurance offers compensation for lost, stolen, or delayed baggage, helping you replace essential items during your international trip.
International travel insurance offers 24/7 emergency assistance services, including medical referrals, legal assistance, and travel advisories, ensuring you have support when needed.
In the event of a political unrest, natural disaster, or medical emergency, an international travel insurance plan can arrange and cover the costs of emergency evacuation to a safe location or back home.
Beyond financial protection, an international travel insurance often offers valuable travel assistance services like emergency cash advances and translation services, enhancing your overall travel experience.
International Travel Insurance allows you to relax and enjoy your trip, knowing you're financially protected from unforeseen events.
To be eligible to buy an international travel insurance plan, you must be an Indian citizen and reside in India at the time of buying the policy.
Basis |
Criteria |
Age |
The age range is typically between 18 to 70 years old. |
Nationality |
You must be a citizen of India |
Travel destination |
Some plans exclude high-risk destinations or have special conditions. |
Medical conditions |
You should inform the insurance company of any pre-existing medical conditions as it would decide whether the policy will be issued or not. |
Purchase time |
You should buy a travel insurance policy before you embark on your trip. You cannot buy the policy during your travel. |
To calculate the international travel insurance premium, you need to provide basic details-
Age
Country /Destination
Duration of trip
For detailed overview, you can refer our international travel insurance premium calculator guide to have an estimate of the international travel insurance premium.
NOTE
Make sure to review the policy coverage and exclusions carefully before finalizing your purchase as an international travel insurance premium calculator only provide an estimate and the actual premium may differ when you apply for the policy.
Download Forms
