Different Types of Travel Insurance Offered by IFFCO Tokio

 IFFCO Tokio offers the following different types of Travel Insurance depending upon the purpose of travel:

  • Single Trip Insurance.

  • Multi-Trip Insurance.

Single Trip Insurance

Single trip insurance is for travelers going to one destination and coming back in a specified time period. IFFCO Tokio’s single trip insurance with worldwide coverage and comprehensive features is convenient to buy online.

Single Trip Insurance covers the following while traveling abroad:

  • Medical expenses.

  • Dental Treatment.

  • Hospital Daily Allowance.

  • Medical Evacuation.

  • Personal Accident.

  • Loss of Checked-in Baggage.

  • Delay in receiving checked-in baggage

  • Loss of Passport.

  • Hijack Distress Allowance.

  • Personal Liability.

  • Transportation of mortal remains or burial at a local place.

What the policy does not cover:

  • Pre-existing medical conditions.

  • Expenses caused due to an event occurred before the commencement of the policy.

  • Expenses incurred due to suicide attempts, mental disorders, anxiety, HIV/AIDS, depression, or self-inflicted injuries.

  • Expenses incurred due to drug or alcohol abuse.

  • Medical treatments like Ayurveda, naturopathy, or homeopathy.

  • Traveling against medical advice.

  • State of war or nuclear threats in the country one is visiting.

  • Loss of property that is not reported to the police.

  • Damage to checked-in luggage.

  • Partial loss of checked-in luggage.

  • High-risk sports activities.

  • Serving in the armed forces or military in any country; in this case, the company may apply a pro-rata premium during the period of service.

  • Participating in crime, civil commotion, or riot.

The above are only some of the exclusions. For a complete list, please read the policy documents carefully.

Multi-Trip International Insurance

If you are frequently traveling abroad, then it becomes cumbersome to purchase international travel insurance every time. In this case, you may buy a Multi-Trip International Insurance for the expected number of days of travel within a year. A one-time comprehensive international travel insurance for a year will not only be economical but also avoid the hassle of buying international travel insurance every time for your travel.

Multi-Trip Insurance covers the following while traveling abroad:

  • Medical expenses.

  • Dental Treatment.

  • Hospital Daily Allowance.

  • Medical Evacuation.

  • Personal Accident.

  • Loss of Checked-in Baggage.

  • Delay in receiving checked-in baggage.

  • Loss of Passport.

  • Hijack Distress Allowance.

  • Personal Liability.

  • Burial at local place or transportation of mortal remains.

What the policy does not cover:

  • Pre-existing medical conditions.

  • Expenses caused due to an event occurred before the commencement of the policy.

  • Expenses incurred due to suicide attempts, mental disorders, anxiety, HIV/AIDS, depression, or self-inflicted injuries.

  • Expenses incurred due to drug or alcohol abuse.

  • Medical treatments like Ayurveda, naturopathy, or homeopathy.

  • Traveling against medical advice.

  • Loss of property that is not reported to the police.

  • Damage to checked-in luggage.

  • Partial loss of checked-in luggage.

  • High-risk sports activities.

  • Serving in the armed forces or military in any country; in this case, the company may apply a pro-rata premium during the period of service.

  • Participating in a crime, civil commotion, or riot.