Are there any exclusions of a travel insurance policy?
Every travel insurance plan will have a set of general exclusions. Here are some standard exclusions that are not covered by our travel insurance policies:
Events that occur before the commencement of the policy.
Traveling against the advice of a physician.
Taking part in a Naval, Military or Air Force operation.
Illness or accidents or Intentional harm/ injury/crime caused by the insured person as a result of drunkenness or addiction (drugs, alcohol, etc.).
Illness or accidents resulting from war or war-like occurrences or military action, civil war, rebellion, vandalism, etc.
Losses related to participation in high-risk sports or training involving un-professional trainers.
Any pre existing disease is excluded.(conditions applied).
Any trip for medical treatment is excluded.
- I am young and healthy. Do I really need travel insurance for myself?
- How much medical coverage do I get with my travel insurance policy?
- How much hospital allowance will I get with my travel insurance plan?
- How is the premium of my travel insurance policy calculated?
- What kind of compensation will I get in case of a total loss of checked-in baggage?