Are there any exclusions of a travel insurance policy?

Every travel insurance plan will have a set of general exclusions. Here are some standard exclusions that are not covered by our travel insurance policies:

  • Events that occur before the commencement of the policy.

  • Traveling against the advice of a physician.

  • Taking part in a Naval, Military or Air Force operation.

  • Illness or accidents or Intentional harm/ injury/crime caused by the insured person as a result of drunkenness or addiction (drugs, alcohol, etc.).

  • Illness or accidents resulting from war or war-like occurrences or military action, civil war, rebellion, vandalism, etc.

  • Losses related to participation in high-risk sports or training involving un-professional trainers.

  • Any pre existing disease is excluded.(conditions applied).

  • Any trip for medical treatment is excluded.