What are the coverages for bike insurance?

The coverage of your bike insurance policy depends on the kind of policy you have. If you have a comprehensive policy, it will provide all-round protection against perils on and off the road. You will be protected against several unfortunate events such as accidents, theft, earthquakes, floods, vandalism and many more natural & man-made calamities. However, if you opt for third party insurance, you will only be protected against third party liabilities in case you inadvertently injure or cause damages to others in an accident.