Suzuki introduced the new Access 125 in the year 2007 and to date, the scooter has been dominating the Indian market. The premium design, amazing fuel efficiency, impressive handling, great power and affordability are the things that have impressed many people in India. Among the various scooter models in the Indian market, the Suzuki Access is a popular favourite among people for its sleek body and great mileage.
If you are looking for comfort, then the Suzuki Access is an excellent choice. Now, if you have decided to purchase a Suzuki Access, keep in mind that you will also have to buy a Suzuki Access insurance policy. As per Indian law, it is mandatory for every vehicle owner to purchase at least liability insurance for their vehicles. We, at, IFFCO-Tokio, will help you in this regard.
IFFCO-Tokio offers well-designed Suzuki Access two-wheeler insurance plans for you. You can choose the Suzuki Access insurance plan that suits your needs and budget for true peace of mind.
As bike insurance is mandatory by law in India, riding your vehicle without a proper insurance policy will see you to incur hefty fines. Having a Suzuki Access insurance policy will also secure you financially if you are involved in an accident that includes a third party. Hence, it is important to secure yourself by choosing the right type of Suzuki Access bike insurance.
If you choose to go for a third-party Suzuki Access bike insurance policy, you will receive coverage against legal and financial obligations towards the third party in case of a road mishap.
If you opt for a comprehensive Suzuki Access insurance policy, you will not only be covering the third party but also yourself against any damages or losses caused by accidents, natural calamities and man-made disasters. This means that you are covered against losses caused by storms, earthquakes, floods, riots, theft, and so on too.
You can simply visit any of the IFFCO-Tokio offices and buy the Suzuki Access insurance policy in person. You will be assisted by one of our customer service team members. You can also choose to buy a Suzuki Access insurance policy online. Here’s how to go about the procedure:-
Fill in the required details about yourself and your vehicle. Once done, you will be able to see different Suzuki Access two-wheeler insurance policies and add-ons.
Choose a Suzuki Access insurance policy that suits your budget and needs. You also have the option of customizing your policy by including various add-ons if you choose a comprehensive coverage plan for your scooter.
When you find a suitable Suzuki Access insurance plan, simply checkout and make the payment using one of the available online modes. Your Suzuki Access bike insurance policy will be delivered to your inbox immediately!
It is advisable for you to buy your Suzuki bike insurance policy online to enjoy the following benefits:
Complete the entire procedure within a few minutes
Purchase the Suzuki Access insurance policy at any time that suits your schedule
Receive the Suzuki Access insurance policy in your mail and avoid the need of maintaining a complicated paper trail
This would depend on whether you go for a third-party Suzuki Access insurance policy or a comprehensive Suzuki Access bike insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive Suzuki Access insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the comprehensive Suzuki Access two-wheeler insurance policy covers:
Here are some recommended add-ons that can widen the coverage of your Suzuki Access bike insurance policy.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India.
Types of bike insurance we provide:
Third-party Suzuki Access two-wheeler insurance policy only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive Suzuki Access two-wheeler insurance policy covers both third-party liabilities as well as own damage to your bike. It also covers both natural and man-made calamities. These comprehensive Suzuki Access two-wheeler insurance plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Suzuki Access two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Suzuki Access two-wheeler insurance policy.
Premium is the cost of your Suzuki Access insurance policy. It is the amount you have to pay to enjoy bike insurance coverage. It is usually payable annually, except for the case of long-term Suzuki Access two-wheeler insurance plans, where it is usually paid once every 3 years.
The financial protection provided by your Suzuki Access two-wheeler insurance policy is known as coverage. The coverage of a bike insurance policy will vary based on the insurance provider and the type of Suzuki Access two-wheeler insurance plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Suzuki Access two-wheeler insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your Suzuki Access insurance plan.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Suzuki Access two-wheeler insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you with quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%(FY21).
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles. We have also won the BFSI Digital Innovation Award by Express Computers, Indian Express Group, as well as the Digital Insurer of the Year 2019 by Insurance Asia News Awards for Excellence.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
You can register a claim for compensation online or by reaching us on 1800-103-5499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
The best two wheeler insurance plan is provided by IFFCO Tokio.
Rated by: Ritu Aditya
I have taken my two wheeler insurance from IFFCO Tokio
Rated by: Pradeep Agarwal
I wanted to take two wheeler insurance for my new bike and I went through the hassle free process with IFFCO Tokio.
Rated by: Pooja aabnave
Its been 3 years I have got the two wheeler insurance policy from IFFCO Tokio and it is extremely good.
Rated by: Rakesh AGARWAL
I had a word with IFFCO Tokio executive and they explained me everything about the two wheeler insurance plan
Rated by: Sagar AGARWAL