Royal Enfield, established as a British Motorcycle company, now operates as an Indian brand that has its footprints in not only India but also places like USA, Central America and Indonesia. This bike maker is known for producing some of the most durable and macho bikes in the world.
You should get a Royal Enfield Interceptor two-wheeler insurance policy to insure that bike against any mishaps that may unfortunately happen when you drive it on roads. As per the Motor Vehicles Act, 1988, every vehicle owner needs to have a motor insurance policy before they drive their vehicles on Indian streets. IFFCO Tokio can help you get a good Royal Enfield Interceptor two-wheeler insurance cover so that you can drive your bike with peace of mind.
Bike insurance covers are of 2 types: a basic third-party insurance policy and a comprehensive Royal Enfield Interceptor two-wheeler insurance policy. Policy buyers can avail further benefits by customizing their insurance policies with add-ons. IFFCO Tokio makes these plans for every one based on their requirements and budget.
Although, you may be confident in your driving skills, you cannot be certain that road accidents will never happen. A Royal Enfield Interceptor two wheeler insurance policy from IFFCO Tokio will insure you against any mishap that may happen to your bike on streets unfortunately.
If you buy a third party Royal Enfield Interceptor insurance policy from IFFCO Tokio, you will be financially covered against any damage you cause to a third party in a road accident.
If you buy a comprehensive coverage Royal Enfield Interceptor bike insurance policy from IFFCO Tokio, you will get the benefits of a third party bike insurance policy. Apart from that, your bike will be insured against natural and manmade calamities like earthquake, floods, tsunami, burglary, riots, and theft.
You can go to a nearest IFFCO Tokio office and get help from our employees to buy Royal Enfield Interceptor two-wheeler insurance cover or visit their website and buy the same online. Their website is easy to navigate and it helps you buy insurance cover in 3 easy steps.
Following are the 2 different ways to buy Royal Enfield Interceptor insurance policy are:
Buy the Royal Enfield Interceptor insurance policy from a nearest IFFCO Tokio office. Get help from our employees if you need any.
Visit the IFFCO Tokio website and buy a Royal Enfield Interceptor insurance policy in 3 easy steps:
Visit our website and log in using your name and mobile number. Then enter your bike registration number and model number to proceed. Finally, the website will give you various Royal Enfield Interceptor insurance plans.
Select any one of the Royal Enfield Interceptor bike insurance policy based on your budget and requirements. You can customize your bike insurance plan by adding various add-ons from the available options.
You can proceed to the payment gateway and pay money online to buy Royal Enfield Interceptor insurance policy conveniently and safely. Subsequently, the policy papers will be delivered to your email inbox.
You should buy a Royal Enfield Interceptor two-wheeler insurance policy online for following reasons:
You do not need to keep the Royal Enfield Interceptor two-wheeler insurance papers with yourself. They will be emailed to your inbox instantly.
The whole Royal Enfield Interceptor two-wheeler policy buying process finishes in 3 easy steps.
You can buy a Royal Enfield Interceptor insurance policy at any time that is convenient for you.
This would depend on whether you go for a third-party Royal Enfield Interceptor insurance policy or a comprehensive insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive Royal Enfield Interceptor insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the comprehensive Royal Enfield Interceptor two-wheeler insurance policy covers:
Here are some recommended add-ons that can widen the coverage of your Royal Enfield bike insurance policy.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India.
Types of bike insurance we provide:
Third-party Royal Enfield Interceptor two-wheeler insurance policy only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive Royal Enfield Interceptor two-wheeler insurance policy covers both third-party liabilities as well as own damage to your bike. It also covers both natural and man-made calamities. These comprehensive Royal Enfield Interceptor two-wheeler insurance plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Royal Enfield Interceptor two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Royal Enfield Interceptor two-wheeler insurance policy.
Premium is the amount you have to pay to enjoy bike insurance coverage. It is usually payable annually, except for the case of long-term Royal Enfield Interceptor two-wheeler insurance plans, where it is usually paid once every 3 years.
The financial protection provided by your Royal Enfield Interceptor two-wheeler insurance policy is known as coverage. The coverage of a bike insurance policy will vary based on the insurance provider and the type of Royal Enfield Interceptor two-wheeler insurance plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Royal Enfield Interceptor bike insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your Royal Enfield Interceptor insurance plan.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Royal Enfield Interceptor two-wheeler insurance policy using some very basic information. To calculate the premium of your Royal Enfield Interceptor insurance plan, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles. We have also won the BFSI Digital Innovation Award by Express Computers, Indian Express Group, as well as the Digital Insurer of the Year 2019 by Insurance Asia News Awards for Excellence.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation through your Royal Enfield Interceptor two-wheeler insurance policy, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
You can register a claim for compensation online or by reaching us on 1800-103-5499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
The add-ons on my IFFCO-Tokio comprehensive two-wheeler insurance plan are great.
Rated by: Deepak Parikh
IFFCO-Tokio provides great comprehensive insurance plans!
Rated by: Vaishali Kadam
IFFCO-Tokio has so many network garages so taking my bike insurance plan from them was a smart decision.
Rated by: Anjan Bhawalkar
I was looking for quotes on bike insurance policies and IFFCO-Tokio provided the best deal.
Rated by: Tapan Hinduja
I got my Honda Hornet insured by IFFCO-Tokio and I am very happy with my decision.
Rated by: Rohit Mehta