When exactly do I need commercial auto insurance?

If you want to use your vehicle for business purposes, you need to register it as a commercial vehicle. Every commercial vehicle must have commercial auto vehicle insurance along with a commercial license plate or tag.

Commercial vehicles with commercial vehicle insurance are usually used to carry out the following functions:

• To transport machinery and other heavy equipment’s
• To carry inflammable or intoxicating material.
• To carry housekeeping instruments for your business.
• To move cranes from one place to another.
• To deliver wholesale or retail supplies.
• To deliver newspapers.
• Using the vehicle as a cab or rickshaw service.
• To carry out various extra activities for a said business corporation.
• Using the vehicle to run miscellaneous errands on behalf of a business.