What is Personal Accident cover for passengers in a commercial auto insurance cover?

Personal Accident Insurance for Passenger covers monetary pay-outs towards injuries sustained to passengers in a commercial vehicle in an accident. The add-on covers:

  • Capital Sum Insured for which the maximum amount is Rs. 2 lakhs per person.
  • Permanent total disablement.
  • Permanent partial disablement.
  • Accidental Death.