What is “Drive Other Car” coverage?

"Drive other car" is an insurance policy that makes provision for the insured individual for the usage of a non-owned commercial vehicle. 

This insurance policy provides the following benefits: 

  • Coverage of Liability. 
  • Payments to cover Medical reasons.
  • Coverage for Uninsured/Underinsured motorists.
  • Coverage for any physical damage caused.

For instance, if an individual without a personal auto policy drives someone else’s vehicle, this policy provides aid against inconveniences that might occur in that vehicle. Similarly, the drive other car policy is functional if the executive of a partnership or corporation or their significant other drives a non-owned automobile.