What is “Drive Other Car” coverage?

“Drive other car” insurance policy provides coverage for personal use of a non-owned commercial automobile by the insured.

“Drive other car” provides the following benefits:

Liability cover

Medical payments

Uninsured/Underinsured motorist coverage

Physical damage coverage

If an individual, for example, a company officer, does not have his own personal auto policy, and uses a corporate car for person use, this coverage is apt to protect them from exposures that may occur from using someone else’s car. Similarly, if an executive of a partnership or corporation or their spouse drives a non-owned vehicle that is rented or borrowed, the ‘the drive other car’ is useful.