What kinds of car insurance coverage exist?

Car insurance coverage are primarily categorized in two kinds -   

  1. Mandatory Coverage 

  2. Optional Coverage

Mandatory Coverage - 

As the name implies these are mandatory to include if you are buying a car insurance in India. These coverage includes third-party insurance and personal injury protection coverage for car owners 

Optional Coverage – 

You can add more protection via option for optional coverage like Own Damage cover. This cover provide financial losses against the damages to your vehicle, something which is not provided by third-party insurance.