What kinds of car insurance coverage exist?

There are many kinds of car insurance policies that you can opt for. While some are mandatory, such as the third-party insurance for car owners and personal injury protection coverage (Only applicable in certain states), some are optional, such as the comprehensive car insurance policy. This policy will also cover injuries and damages to you and your vehicle, something which a third-party insurance cover does not. A personal injury protection policy will cover the medical expenses resulting from an accident, regardless of who was at fault.