Is it possible to buy add-on covers that the insured didn’t buy initially with the policy?

Yes, it is possible to buy add-on covers other than during the time of buying the policy. Usually, it is recommended to buy the add-on cover at the time of renewal of policy. This can be done online easily. However, if the insured wants to buy new add-ons mid-way, he must contact the customer care representative of the insurance company for guidance.