HOME SUVIDHA POLICY FAQs

Why should I purchase a home insurance policy?

A home insurance policy, like Home Insurance Policy insures your house and its belongings against a number of risks, including –

  • Natural calamities such as earthquake, explosion, flood, etc.

  • Manmade calamities such as robbery, riots, dacoity, strike and so on.

  • Television and video equipment.

  • Coverage for you and other named people related to your premise under Personal Accidental Injury.

  • Damage to the building of your home including garages, terraces, foundation, swimming pool, etc.

Are rented items covered under this policy?

No. Home Insurance Policy does not cover rented objects.

Are furniture items covered under this policy?

Yes, furniture items (Sofa Set, Dining Table, Dressing Table, Showcase, Decorative Pieces, Beds, Almirahs and other such items) are covered under this home insurance policy unless they are damaged due to causes listed under policy exclusions. 

Are property damages due to natural calamity covered?

Yes, this home insurance does cover your house and its contents against damages from natural calamities.

Does the policy cover property against damages due to terrorism?

No, such damages are not covered by this insurance plan.

Is this policy available for purchase online?

Yes, you can purchase Home Insurance Policy online from the IFFCO Tokio website.