Will the policy cover all the liabilities that arise under the Workmen’s Compensation Act?

 No, the Insurer shall not be liable for the following.

  •  Any interest and/or penalty imposed on you on account of failure to comply with requirements laid down under Workman’s Compensation Act, 1923 and subsequent amendments of the said Act.
  •  Liability to employees of your contractors.
  • Any employee who is not a workman within the meaning of the Workman’s Compensation Act.
  •  Any liability of Yours which arises by virtue of an agreement which would not have arisen in the absence of such agreement.