Trade Insurance Policy

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Trade Insurance

The Trade Insurance Policy by IFFCO-TOKIO has been designed to insure you against a wide range of risks that could otherwise affect your business and cause significant monetary damages. It is a safety shield for your workspace that protects your business against unprecedented risks like fire, dacoity, and natural or manmade calamities.

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Some Amazing Features of IFFCO-TOKIO Trade Insurance

Wide Coverage

From natural calamities to manmade risks, this policy can be your saviour in emergencies.

Personal Accident

Assured financial protection against accidental injuries or death.

Goods Coverage

Any losses incurred when goods were in transit or on-premises are covered.

Trusted Brand

Serving our customers with best insurance solution for 25 years.

Inclusions: Coverage Offered by IFFCO-TOKIO Trade Insurance

We provide coverage for following perils under our Trade insurance policy-

Natural Calamities

Damage caused by natural calamities like earthquake, fire, lightning, floods, etc. are covered.

Personal Accident

You and your fellow employees can get coverage for death, disablement or injury caused due to an accident.

Monetary Fraud

Losses occurring due to monetary fraud in office or in transit due to incidents like burglary or dacoity.

Fidelity Guarantee

Any fraudulent conduct of employees is covered for all insured individuals.

Electronic Equipment

Coverage for valuable electronic items like computers or printers installed at your office.

Exclusions: What is Not Covered Under the Trade Insurance Policy

War: Civil unrest situations like war or invasion.
Wear & Tear: Gradual wear and tear of machinery or deterioration of building.
Pre-existing Damage: Any claim filed for a damage that existed before the policy commencement are not accepted.
External Factors: Any losses incurred due to unfavourable market conditions.
Government Actions: Government orders including demolition or confiscation of office property is outside the scope of trade insurance.
Nuclear Hazards: Injuries caused due to exposure to hazardous nuclear radiation or waste.
Partial Set Damage: No compensation is provided for undamaged parts of a damaged set.